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RT2: A strategic transformation for UK payment providers

The Payments Association

Wider Interoperability and Global Standards With ISO 20022, RT2 aligns the UK’s payments infrastructure with global standards. This supports richer data, improved compliance, and more efficient cross-border transactions. Liquidity Saving and Efficiency Gains Advanced algorithms optimise liquidity management and settlement processes.

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Fedwire® Adopts ISO® 20022 Modernizing U.S. Payments

Trade Credit & Liquidity Management

payments infrastructure. This upgrade aligns American payment processing with international standards, enabling greater efficiency, richer payment data, and more robust risk and fraud mitigation. Payments Adopting ISO 20022 is expected to improve U.S.

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Why the U.S. has reached a real-time tipping point

Finextra

While this is creating opportunities for banks – such as improving liquidity management, meeting demand for embedded finance, and expanding into new sectors – it is also a major operational shift. Successfully monetizing payments data, however, demands the ability to natively process new ISO 20022 format messages.

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Payments regulation roadmap: Q3 2025​

The Payments Association

Open Banking regulatory framework In May 2025, the Data (Use and Access) Bill received government approval, establishing a legal basis for Smart Data schemes that extend beyond banking and paving the way for a broader Open Finance framework.

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Top 100 Fintech Tools and Platforms for Businesses

Fintech Review

Kyriba A global cloud-based treasury management system offering cash and liquidity management, payments automation, and risk mitigation solutions. Best for : Enterprises seeking full treasury and risk management integration. Best for : Fintechs needing unified access to multiple financial and business data systems.

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Are Commercial Credit Bureau Reports Enough?

Trade Credit & Liquidity Management

This data-driven approach not only helps identify warning signs earlier but also supports more agile, informed decision-making in an environment where speed and accuracy are critical to maintaining a competitive edge. To get a fuller, more current picture of customer and supplier risk, here are some of the most important data assets: 1.

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Get Paid Faster: Adopt an AI Solution That Integrates Credit Decisions into Your CRM

Trade Credit & Liquidity Management

Just real-time, data-backed decisions that empower sales to move fast with full visibility into risk and collection issues. AI analyzes historical payment data, market intelligence, and financial signals to suggest optimal credit terms, pricing adjustments, and contract conditions so you can protect margins without slowing down growth.

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