Finextra

JUNE 9, 2025

Nacha’s Smarter Faster Payments conference highlighted the progress that is now being made to expand use-cases and benefits. The use of real-time and near real-time payment rails is also expanding. is taking steps to increase transfer limits.

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

Payment Savvy

MAY 16, 2023

What Are Instant ACH Transfers? Instant ACH transfers are a modern innovation in digital payments, allowing for near-real-time movement of funds between bank accounts. These transfers are processed on a per-request basis and can help recipients access their funds faster than with standard ACH transfers.

ACH 94

ACH Same Day ACH Direct Deposit Consumer Financial Protection Bureau (CFPB) 94

PYMNTS

JULY 24, 2017

One such innovator recognized the vast commerce potential that could be unlocked if new technologies were used to move money and messaging between people in near real-time. Post Office decided it was time for them to run it. No one, since without it, new payments schemes struggle, and many use cases are DOA.

Fed 47

Fed Faster Payments Ubiquitous Same Day ACH 47

PYMNTS

NOVEMBER 13, 2019

That sparked a catalyst of demand and opportunity in the market, said Edwards, as more industries saw use cases for faster and real-time payment services. Faster payment capabilities have transformed customer and user experiences, according to Edwards, and the market has responded with a slew of faster payment services.

Real Time Payments 51

Real Time Payments Faster Payments Federal Reserve RTP 51