Near Real-Time, Settlement and Use Case

Kinexys by J.P. Morgan Flourishes in the MENA Region

Fintech Finance

MAY 1, 2025

This makes QNB the first bank in Qatar to use KDP’s blockchain deposits accounts for 24/7 settlement of their corporate flows, facilitating and automating on-demand multi-currency cross-border payments. We’ve successfully piloted U.S. Notably, Kinexys Digital Payments has integrated with J.P. The post Kinexys by J.P.

Cross-Border Payments

Cross-Border Payments Cross-Border Settlement Blockchain

Circle Goes Live with the Circle Payments Network

Finovate

MAY 22, 2025

Circle has launched the Circle Payments Network (CPN) to modernize the $190 trillion cross-border payments market with blockchain-based, near-instant settlement. CPN enables financial institutions to securely exchange payment instructions and settle transactions using USDC on public blockchains. per transaction.

Payment Networks

Payment Networks Cross-Border Payments Cross-Border Stablecoins

Visa Brings Smarter Pay-by-Bank with Built-In Consumer Protections to the UK Market

Fintech Finance

JUNE 2, 2025

Visa A2A also benefits businesses, as near real-time settlement through Pay.UKs Faster Payment System gives them greater visibility over payments and makes cash flow management simpler. Visa A2A for e-commerce will offer a secure, hassle-free way to pay directly through bank accounts.

Consumer Protection

Consumer Protection Consumer Participant Innovation

Webinars

Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

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Mastercard: COVID-19 Is Prompting Treasury Banks To Prioritize Digital Payments

PYMNTS

DECEMBER 3, 2020

While Mastercard originally launched Mastercard Send with consumers in mind, Hernandez said the company quickly expanded the product to include small-business debit cards — and it’s been growing Mastercard Send use cases ever since.

Treasury

Treasury Visa Digital Payments Debit Card

Instant ACH Transfers Online

Payment Savvy

MAY 16, 2023

Instant ACH transfers are a modern innovation in digital payments, allowing for near-real-time movement of funds between bank accounts. Unlike traditional ACH transfers, which can take several days to process, instant ACH transfers significantly reduce the waiting time, making funds available to recipients within minutes.

ACH

ACH Same Day ACH Direct Deposit Consumer Financial Protection Bureau (CFPB)

Wells Fargo’s Stablecoin Pilot Targets X-Border Corporate Transfers

PYMNTS

SEPTEMBER 18, 2019

financial institution Wells Fargo has announced plans to pilot an internal settlement solution that operates on distributed ledger technology (DLT). “We believe DLT holds promise for a variety of use cases, and we’re energized to take this significant step in applying the technology to banking in a material and scalable way.

Distributed Ledger Technology (DLT)

Distributed Ledger Technology (DLT) Stablecoins Cross-Border Cross-Border Payments

MoneyGram And Visa Team To Deliver Real-Time Global P2P

PYMNTS

JULY 24, 2018

MoneyGram is the first cross-border use case for Visa Direct,” Frew told Webster. All of those transactions will happen in near real time, he explained. Dealing with things like settlement, pre-funding and compliance on top of solving for a host of standardization issues – at scale, takes scale.”.

P2P

P2P Cross-Border Push-to-Card B2C

Visa Bridges TradFi and DeFi With Visa Tokenized Asset Platform

The Fintech Times

OCTOBER 11, 2024

“This collaboration marks a significant milestone in our exploration of the potential of blockchain technology and will ultimately help enable us to broaden our banking services and expand the market with new financial solutions.” Visa’s vision is to enable interoperability across different blockchains for banks utilising the VTAP platform.

Payment APIs and Integration

Payment APIs and Integration Blockchain Near Real-Time Use Case

How Stablecoins & ERC-20 Tokens Are an Efficient Mover of Money Across Borders

BitPay

APRIL 25, 2023

Crypto payroll solutions are especially beneficial when paying employees overseas, as cross-border payments using traditional banking methods can be costly and inefficient. Making cross-border payments in crypto allows for near real-time settlement while reducing transaction costs.

Stablecoins

Stablecoins Cross-Border Cross-Border Payments Payroll

B2B Not A Vital Part Of Real-Time Payments Innovation, Yet

PYMNTS

NOVEMBER 8, 2017

“Interest in real-time payments platforms is growing at an ever-faster pace,” reflected FIS’ chief operating officer for banking and payments, Anthony Jabbour, in a statement. This scheme supports near real-time transactions and, like Denmark’s, operates 24/7. B2B’s Role In Faster Payments.

Real Time Payments

Real Time Payments B2B Innovation Faster Payments

Bitcoin: 10 Years Of Smoke And Mirrors

PYMNTS

OCTOBER 1, 2018

Bitcoin’s use cases — enabling criminal activities and fueling speculation — helped it build critical mass as a processing platform for distributed ledger tech (DLT). It’s why bitcoin and blockchain are inextricably used — and often conflated. Innovation By Any Other Name. It’s a curious position to take.

Bitcoin

Bitcoin Blockchain Cryptocurrency Innovation

What’s Fast And Slow And Read All Over?

PYMNTS

JULY 24, 2017

One such innovator recognized the vast commerce potential that could be unlocked if new technologies were used to move money and messaging between people in near real-time. Post Office decided it was time for them to run it. Take faster payments. government to share his ideas. By stagecoach and on horseback.

Fed

Fed Faster Payments Ubiquitous Same Day ACH

Mastercard: Helping Consumers And Businesses Dive Into The Digital Deep End

PYMNTS

MAY 28, 2020

Mastercard Send, Mastercard’s global push payments platform, is designed to help SMBs through enabling their merchant settlement funds in near-real time through their acquirers. “And you know these days, immediacy matters.”. Instant push payments replace the days of waiting that are common with ACH transfers.

Visa

Visa Consumer P2P ACH

FIs Look Inward For Faster Blockchain Deployment

PYMNTS

SEPTEMBER 26, 2019

Though the manic blockchain hype of 2018 has died down somewhat, FinTechs, banks and corporates continue to collaborate and innovate as they develop distributed ledger technology solutions for a range of use cases, including faster cross-border transactions. The technology uses a stablecoin linked to the U.S.

Blockchain

Blockchain Cross-Border Cross-Border Payments Liquidity Management

Why It’s Time To Shut Down Cryptocurrencies

PYMNTS

OCTOBER 16, 2017

Innovators also find new use cases for these new currencies, including Initial Coin Offerings (ICOs), to raise money to fund innovation outside of the realm of existing securities regulation. Bitcoin has only two proven use cases after eight years: criminal activity and speculation. Bitcoin is also anything but free.

Cryptocurrency

Cryptocurrency Bitcoin Near Real-Time Use Case

Payments Space

Kinexys by J.P. Morgan Flourishes in the MENA Region

Circle Goes Live with the Circle Payments Network

Visa Brings Smarter Pay-by-Bank with Built-In Consumer Protections to the UK Market

Webinars

Mastercard: COVID-19 Is Prompting Treasury Banks To Prioritize Digital Payments

Instant ACH Transfers Online

Wells Fargo’s Stablecoin Pilot Targets X-Border Corporate Transfers

MoneyGram And Visa Team To Deliver Real-Time Global P2P

Visa Bridges TradFi and DeFi With Visa Tokenized Asset Platform

How Stablecoins & ERC-20 Tokens Are an Efficient Mover of Money Across Borders

B2B Not A Vital Part Of Real-Time Payments Innovation, Yet

Bitcoin: 10 Years Of Smoke And Mirrors

What’s Fast And Slow And Read All Over?

Mastercard: Helping Consumers And Businesses Dive Into The Digital Deep End

FIs Look Inward For Faster Blockchain Deployment

Why It’s Time To Shut Down Cryptocurrencies

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