PYMNTS

SEPTEMBER 26, 2016

The newspaper cited Ripple’s use of blockchain technology and the ability of two small banks, one in Canada and one in Germany, to complete cross-border online transactions in record time as an example of the latest banking innovations. While most international bank transfers take days to complete, this took just 20 seconds.

Regulations 72

Regulations Online and Mobile Banking FinTech Third-Party Service Provider 72

PYMNTS

AUGUST 28, 2017

The entities covered extend across money transmitters, mortgage firms, health insurers and, of course, banks. Financial services companies located within New York are covered by what is known as Part 500, but then again, so are the third-party service providers scattered across the globe that work with those New York-based entities.

Cybersecurity 57

Cybersecurity Money Laundering Digital Currency Online and Mobile Banking 57

PayHawk

APRIL 18, 2023

Automated Clearing House (ACH) An electronic network that enables the transfer of funds between bank accounts. Address Verification System (AVS) A system that compares the billing address provided by the cardholder with the address on file with the card issuer to verify the authenticity of a transaction.

Process 52

Process Card Issuer Online and Mobile Banking Issuers 52

PYMNTS

OCTOBER 24, 2019

Financial institutions are investing significantly in embracing online banking and supporting a positive digital experience for their end-users. For corporate treasurers of multinational organizations, this task isn’t merely about logging into each online banking portal, either. Tripping Up Cash Management.

Treasury 40

Treasury Treasury Management Cross-Border Payment APIs and Integration 40

Stax

AUGUST 22, 2024

According to Forrester’s data, digital payments are the most used payment method today, with 69% of American adults using them to make payments online. That’s why many often turn to third-party providers for help. Think of them as service providers that rent their master merchant accounts to their clients.

Risk Management 88

Risk Management Risk Regulatory Compliance Due Diligence 88

PYMNTS

NOVEMBER 16, 2017

As credit unions (CUs) face increased competition from traditional banks and new players from the FinTech crowd, many institutions ponder the same question: What can we do to keep our doors open? Mary’s Bank of Manchester, New Hampshire, holds the distinction of being the nation’s first and oldest credit union. Founded in 1908, St.

Credit Union 40

Credit Union Online and Mobile Banking Third-Party Service Provider Origination 40

EBizCharge

JULY 16, 2024

Financial institutions like banks, credit unions, and other network participants must adhere to NACHA guidelines to ensure smooth operations. NACHA’s detailed operating rules help prevent fraudulent transactions and safeguard the integrity of electronic transactions across bank accounts and financial accounts.

NACHA 52

NACHA Nacha Rules ACH Network ACH 52