Remove Payment APIs and Integration Remove Payment Networks Remove Real Time Payments
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Why staying put is no longer the safe option for payments innovation

The Payments Association

Legacy systems are increasingly unreliable, expensive to maintain, and resistant to modern payment innovations. The real question is no longer whether banks should modernise but how to do it with minimal risk and maximum value. But as the financial landscape evolves, that mindset is in danger of proving very costly.

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The Journey of Payments and Clearing Systems in India

Finextra

These banks introduced formal ledger-based accounting and cheque payments. Cheque System: The cheque emerged as a formal payment instrument, requiring physical movement and manual clearing processes. This was a significant step towards non-cash payments but was slow and prone to errors.

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The Full List of Fintech Unicorns in Asia (2025)

Fintech News

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. billion payments Coda 2.5 billion payments, gamification Airwallex 5.5 billion insurtech Matrixport 1.05

FinTech 138
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Regulatory Overhaul: Fintechs, Fraud Experts and MPs Weigh In on PSR Axe

The Fintech Times

The UK governments decision to scrap the Payment Systems Regulator (PSR) and merge its functions into the Financial Conduct Authority (FCA) has divided opinion across the financial sector. The PSR had outlived its usefulness Tony Craddock, director general, The Payments Association Some see it as a long-overdue correction.

FinTech 59
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Nium Enables Financial Institutions to Connect to Its Real-Time Payments Network via Swift

Fintech Finance

Nium , the leading global infrastructure for real-time cross-border payments, today announced that financial institutions can now leverage Swift capabilities and their existing Swift infrastructure to connect to Nium’s global real-time payments network.

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Nium Offers Swift Connectivity for Faster Cross-Border Payments

Fintech News

Nium, a global payments infrastructure provider, announced that financial institutions can now connect to its real-time payments network using their existing Swift infrastructure. This eliminates the need for complex and costly API integrations, making cross-border payments faster and more affordable.

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Ecobank Partners with Nium to Unlock Real-Time Cross-Border Payments Across 35 African Markets

Fintech Finance

Nium , the leading global infrastructure for real-time cross-border payments, today announced a partnership with Ecobank Transnational Incorporated., the leading independent pan-African financial services group, to enable seamless cross-border payments across 35 African markets for more than 32 million customers.