Finextra

JULY 23, 2025

ACH Isnt Dead—Its Evolving Despite predictions of its demise, the ACH Network processed 33.6 The continued growth of Same-Day ACH settlements shows businesses want faster options while maintaining the cost-effectiveness and reliability that made ACH the backbone of B2B payments.

Real Time Payments

PYMNTS

JUNE 18, 2019

In recent months, though, real-time payments (RTP) have garnered more interest and no shortage of headlines in the U.S. The Clearing House [TCH] launched its own RTP network at the end of 2017.). Cheney told PYMNTS that several factors underpin the readiness for that shift toward RTP. RTP And RFP.

RTP

PYMNTS

MARCH 18, 2019

First, there was the Fed’s decision to slow faster payments progress via Same Day ACH because it wasn’t ready to approve another processing window during the day. and one of two operators of the ACH network in the U.S., On its website, TCH also says RTP is the system that “all federally insured U.S.

Faster Payments

Payment Savvy

MAY 16, 2023

However, there are factors that can impact the transfer time: The time of day for the transfer The bank’s processing schedule Network transaction volume Additionally, ACH transfers only occur on business days, so weekends and holidays can also affect the processing time.

ACH

PYMNTS

JUNE 18, 2019

to fully embrace real-time payments for both B2B and B2C activity,” Bottomline Technologies Vice President of Product Management and Strategic Solutions Jessica Cheney told PYMNTS in a recent interview , pointing to the previous rollout of Same-Day ACH and an acceleration of FinTech innovation in the country.

RTP

PYMNTS

DECEMBER 4, 2019

While firms like Diamante and SatoshiPay embrace blockchain, traditional players like Wells Fargo and HSBC are relying on RTP to accelerate corporate payments. HSBC Loops Into RTP. Wells Next to Tap RTP for Corporates. The integration will first go live for U.S. business customers, the FI noted.

B2B

PYMNTS

OCTOBER 21, 2019

Options for payment methods will include real-time payment (RTP), same day ACH or next day ACH, with PNC planning to incorporate a wire transfer option in the first quarter of next year. If not, the payment will then automatically be initiated via ACH.

Faster Payments

PYMNTS

OCTOBER 23, 2019

PNC Treasury Management recently debuted a tool that allows corporate buyers to automatically choose a faster payment solution , including real-time payment (RTP), Same Day ACH or next-day ACH, to pay their suppliers by analyzing which payment method would be quickest and most cost-effective.

Faster Payments

Center for Payments

FEBRUARY 14, 2023

As Direct Members of Nacha, the Payments Associations are specially recognized and licensed providers of ACH education, publications, and support. The Payments Associations also support their members’ participation and accreditation in other payments channels including check, wire, card, RTP®, FedNow SM , and other emerging solutions.

Professional Development

Fintech Finance

FEBRUARY 17, 2025

RTP, FedNow, Same Day ACH, ACH, wire, etc.) Track transfers and verifications in real-time: The custom-built ledger displays live data on money movement and bank account validations, including interactive charts, and data drill-downs.

Account Validation