Fintech Finance

JULY 30, 2024

AppBrilliance , a pioneer in real-time payment solutions with its cutting-edge Money API platform, is leveraging a recent rule change by The Clearing House to expand use-cases for Real Time Payments (RTP) to closed-loop digital wallets in the US. Eric Smith, AppBrilliance’s Founder and CEO.

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RTP FedNow RFP Payment APIs and Integration 98

Faster Payments Council

MAY 17, 2021

Introduction on RTP and its adoption around the world. While real-time payments (RTP) was previously considered an infrastructure luxury, it has now become a common method of payment in many parts of the world. Digital and RTP payments have dramatically accelerated the pre-existing, but slow-moving trend, away from cash and checks.

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RTP G2C C2B Use Case 88

PYMNTS

JANUARY 30, 2020

Sure, that might sound a bit obvious, but the statement also provides a quick opportunity to catch up on those deployments and developments – and to consider what changes will arise when RTP moves even further into the consumer mainstream. Bigger RTP Trends. That has not changed, according to PYMNTS research and reports.

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RTP Use Case Real Time Payments Credit Union 58

PYMNTS

JUNE 18, 2019

In recent months, though, real-time payments (RTP) have garnered more interest and no shortage of headlines in the U.S. The Clearing House [TCH] launched its own RTP network at the end of 2017.). Where We Stand In The US. Cheney told PYMNTS that several factors underpin the readiness for that shift toward RTP.

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RTP P2P B2B RFP 78

Tearsheet

FEBRUARY 16, 2024

This extended partnership will focus on integrating additional instant payment use cases across a range of payment flows for consumers, businesses, and governments. Mastercard’s collaboration with TCH dates back to 2017 when TCH introduced the RTP network, with Mastercard as the exclusive software provider for the network.

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Instant Payments RTP TCH Visa 119

PYMNTS

JULY 5, 2019

FinTech firms are taking on real-time payments for business-to-business (B2B) use cases – and teaming with banking partners to drive innovation. AvidXchange , for instance, worked with Fifth Third Bank to enhance B2B payments while leveraging the inherent capabilities in the RTP network from The Clearing House.

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RTP FinTech Real Time Payments B2B 69

PYMNTS

NOVEMBER 25, 2020

Ranta said RTP is already past the “early adopter” stage and moving into the “fast follower” phase of its evolution. After all, The Clearing House’s RTP infrastructure is already up and running. And beyond TCH and RTP, the Federal Reserve’s FedNow real-time payments solution looms. 2021 Could Be The Game-Changer .

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Real Time Payments RTP FedNow TCH 114

PYMNTS

MARCH 9, 2020

Banking association and payments company The Clearing House (TCH) has been confronting such concerns as it advances its real-time payment ( RTP ) offering in the U.S., The federal government deliberated in 2018 and 2019 over developing its own real-time payment system, FedNow , to compete with RTP.

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RTP TCH ISO 20022 Real Time Payments 81

PYMNTS

JANUARY 11, 2021

PYMNTS' latest Real-Time Payments Report done in collaboration with The Clearing House looks at the matter through numerous use cases, none more informative than that of New Jersey-based community bank Cross River , with its enthusiastic embrace of real-time payments (RTP). Yet banks and FIs are making the move to RTP.

RTP 67

RTP Real Time Payments Payment APIs and Integration B2B 67

The Paypers

JUNE 20, 2025

The two companies signed a new multi-year agreement, which will power PromptPay, the region’s RTP platform, to help develop Thailand’s growing digital economy. This builds on a long-established partnership that started in 2016, created to enable Thai businesses and citizens to transact more conveniently.

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Visa RTP CBDC Real Time Payments 61

PYMNTS

NOVEMBER 3, 2020

In this week's roundup of payment rail innovation, PYMNTS finds B2B payments use cases serve as an important driver of adoption, with FinTechs and financial service providers embracing payment rails old and new to enable real-time B2B payments and foreign exchange. In the latest show of support for distributed ledger technology, J.P.

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Use Case B2B Distributed Ledger Technology (DLT) ISO 20022 56

PYMNTS

JUNE 23, 2020

The Clearing House’s RTP finds expansion within the community bank arena, while abroad, the Bank of Thailand is planning its own infrastructure development to accelerate B2B payments. RTP Gains Community Bank Traction. In the U.S., And when it comes to legacy rails, the U.S. ” HSBC Debuts Real-Time Direct Debit.

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Federal Reserve RTP Payment APIs and Integration Fed 106

PYMNTS

DECEMBER 30, 2020

Instant payment systems have been launching in countries around the world as financial institutions (FIs), governments and various payment organizations seek to introduce technologies that can sate businesses’ demands for more streamlined exchanges of money with plenty of payments data. Direct Connections .

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RTP Payment APIs and Integration Instant Payments TCH 64

PYMNTS

JANUARY 12, 2021

Wells River Savings Bank will gain access to the RTP® network built by The Clearing House (TCH) via SHAZAM, Inc. Our customers need financial technology tools that align with their personal and business needs. In other words, the coronavirus has brought about increasing usage – and use cases – for TCH’s RTP network.

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RTP TCH Real Time Payments Funding Agent 56

PYMNTS

DECEMBER 12, 2019

is behind, and not because of technology constraints,” Killam said. “If Among the largest is the pain experienced among financial service providers and corporates when considering how, exactly, to update back-end infrastructure to support emerging real-time payments technologies. My personal viewpoint is the U.S.

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RTP Real Time Payments Faster Payments Cross-Border 72

PYMNTS

OCTOBER 15, 2020

Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a use case “that’s going to tip the scale here.” But he pointed to a use case that might be a bit under the radar. So that is certainly an aspiration.

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Real Time Payments NACHA SWIFT TCH 125

PYMNTS

OCTOBER 29, 2019

The Clearing House ’s (TCH) Real-Time Payments (RTP) network received multiple shows of support from B2B FinTechs this week as service providers embrace the U.S.’s But RTP isn’t the only novel network to gain traction in the small business in corporate realm. Finxact Enables Banks’ RTP Product Development.

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RTP Blockchain Business Payments Real Time Payments 40

Fintech Finance

OCTOBER 23, 2024

Finzly’s modern payment hub on the BankOS platform enables financial institutions to connect effortlessly to traditional rails like Automated Clearing House (ACH) and Fedwire, as well as modern networks such as FedNow and Real Time Payments (RTP), all with just a few clicks and independent of their core systems. Faster Payments Council (FPC).

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FedNow FedWire Instant Payments RTP 97

Faster Payments Council

AUGUST 23, 2024

Financial Institutions are enabling use cases and improving send reach that allows customers to manage their cash on hand and easily disburse payments up to the due date while maintaining a positive account status and avoiding late fees.

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FPC ISO 20022 Federal Reserve Instant Payments 128

PYMNTS

OCTOBER 28, 2020

But Domenico Scaffidi , head of market infrastructures for FinTech software maker Volante Technologies , told PYMNTS in a recent interview that better cloud technology, proven cost efficiencies and COVID-related lifestyle changes are all partial explanations. All told, Scaffidi said the modernization process is simply growing up. “It

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Emerging Payments Real Time Payments RTP Payments 109

PYMNTS

FEBRUARY 8, 2018

It wasn’t until November 2017 that The Clearing House (TCH) debuted its Real-Time Payments (RTP) scheme — a system that isn’t expected to see across-the-board adoption until 2020. To achieve its true potential, though, RTP must be adopted by all U.S. Getting RTP to permeate the U.S. Countries from the U.K.

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RTP Real Time Payments TCH Faster Payments 43

PYMNTS

NOVEMBER 8, 2019

As real-time payments (RTP) gain traction with consumers via peer-to-peer (P2P), the pump may be primed for business-to-business (B2B) transactions to follow suit. Key among those conduits, of course, is the Clearinghouse RTP network, where commercial real-time payments made their debut in the U.S. roughly two years ago.

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RTP B2B Real Time Payments P2P 40

PYMNTS

NOVEMBER 30, 2020

Now, the major real-time payments (RTP) players are ready to push the button on real-time, all the time, redefining fast money and revolutionizing multiple aspects of the commercial biome. RTP Use Cases Growing Faster. Use cases for real-time are growing as more players enter the space. With over 150 U.S.

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Real Time Payments RTP Payroll P2P 68

Fintech Finance

JULY 24, 2024

With experience and focus on innovative payment services across Real-Time Payments (RTP® and FedNow®), ACH, card solutions and alternative payment rails, Carl is well-positioned to support the FPC’s continued growth and innovation in faster payments.

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Faster Payments FPC FedNow RTP 97

PYMNTS

DECEMBER 31, 2020

One study from 2019 found that 54 percent of 120 financial executives listed real-time payments as one of the most impactful emerging technologies, for example. A separate survey found that 92 percent of bank and credit union (CU) respondents expected that implementing the RTP network would “benefit” corporate clients , for example.

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RTP Real Time Payments Faster Payments Third-Party Service Provider 67

PYMNTS

AUGUST 7, 2019

The Nets deal, he recounted, follows logically from recent acquisitions, like Vocalink, where infrastructure was the focus but now looks toward applications and new use cases as revenue drivers. The Use Cases. The second use case on offer revolves around bill presentment and payment.

Visa 77

Visa Acquirers Real Time Payments ISO 20022 77

Fintech Finance

JANUARY 24, 2024

Mastercard and The Clearing House (TCH) have announced an extended multi-year partnership, bringing the companies together to collaborate on innovative capabilities for consumers, businesses and governments to evolve and embrace the digital economy through real-time payments (RTP) adoption on the RTP® network. demand deposit accounts.

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Real Time Payments RTP Visa Instant Payments 52

PYMNTS

NOVEMBER 27, 2019

The solutions that faster payments technology have brought to corporates’ global operations cannot be downplayed, but major hurdles continue to challenge real-time payments’ ability to achieve ubiquity. ISO 20022’s path to ubiquity could serve as a model for faster payments technologies’ own adoption journeys.

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ISO 20022 Cross-Border Payments ISOs Cross-Border 117

PYMNTS

DECEMBER 29, 2020

Ledford explained how TCH’s Real-Time Payments ( RTP ) network could enable employers to disburse payroll instantly. is not the only playing field for faster payments, and governments around the globe have been pushing to launch and expand similar offerings.

Faster Payments 124

Faster Payments Payment APIs and Integration Real Time Payments Instant Payments 124

Finextra

JUNE 9, 2025

Similarly, a record 98 million transactions were made through The Clearing House (TCH-RTP) network in Q4 2024 [3]. Nacha’s Smarter Faster Payments conference highlighted the progress that is now being made to expand use-cases and benefits. FedNow is also reporting significant growth, with more than 1.3

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ISO 20022 ISOs FedNow TCH 52

PYMNTS

AUGUST 12, 2019

That’s the talk track now from the Fed , which a week ago today announced its plans to build and operate a new set of real-time rails, using accelerated access to employer paychecks as its launch use case. Ironically, perhaps, the ACH network’s first direct deposit use case was the U.S.

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Real Time Payments FedNow TCH Fed 78

PYMNTS

NOVEMBER 19, 2020

One of the latest adopters of Mastercard's Track solution is Transcard , which announced its A2A capabilities wielding Mastercard technology. While Track supports a range of payment rails, Transcard highlighted its support of the RTP network as a key value proposition within the context of B2B eCommerce. BitPay Debuts BitPay Send.

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B2B Blockchain Real Time Gross Settlement (RTGS) Real Time Payments 104

Fintech Finance

OCTOBER 23, 2024

The Open Banking Payments leader also expanded its partnership with Cross River Bank earlier this year to include FedNow in addition to the Real-Time Payments (RTP) network, where Trustly, Inc. Trustly, Inc.’s has processed over $17 billion in TPV to date. Alexandre Gonthier, Founder & CEO of Trustly, Inc. As Trustly, Inc.

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Process Non-Bank FedNow RTP 97

PYMNTS

JUNE 4, 2019

Payment company PayFi and The Clearing House (TCH) have partnered to bring real-time payments technologies to the community banks on PayFi’s Branch99TM Real-Time Platform, according to a release. “We PayFi said its RTP network is the first new core payments infrastructure in over 40 years. depository institutions.

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Real Time Payments ISO 20022 RTP TCH 48

Fintech Finance

APRIL 12, 2024

As part of the phased testing and certification process (Depository Institution Testing, or DIT2) Finzly submitted 40 use cases to the Federal Reserve Financial Services, each of which met or exceeded the stringent certification criteria, reaffirming Finzly’s commitment to excellence and technological advancement.

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ISO 20022 FedWire ISOs Fed 78

PYMNTS

DECEMBER 6, 2018

Unbanked adults rely on cash, and their financial habits and daily lives are largely defined by the habits centered around the use of cash. Real-time payments (RTP) can appeal to such consumers because, in part, it can replicate the experience of cash, especially in regards to the speed of transactions.

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Real Time Payments RTP Payments Economy 56

PYMNTS

DECEMBER 4, 2019

This week’s examination of payments rail modernization looks at a range of service providers embracing new rails rather than relying on technology to improve existing ones. While firms like Diamante and SatoshiPay embrace blockchain, traditional players like Wells Fargo and HSBC are relying on RTP to accelerate corporate payments.

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B2B RTP Cross-Border FPC 52