Finextra

JUNE 9, 2025

Similarly, a record 98 million transactions were made through The Clearing House (TCH-RTP) network in Q4 2024 [3]. TCH went live with this change in February, enabling real-time payments up to the value of $10 million. FedNow is also reporting significant growth, with more than 1.3 million transactions settled in the same period [2].

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

PYMNTS

MARCH 9, 2020

Banking association and payments company The Clearing House (TCH) has been confronting such concerns as it advances its real-time payment ( RTP ) offering in the U.S., according to Steve Ledford, TCH’s senior vice president of Product Strategy and Development. That [arrangement] was never going to fly in the U.S.”.

RTP 81

RTP TCH ISO 20022 Real Time Payments 81

PYMNTS

JANUARY 26, 2021

In today’s top news, Flywire could file for an IPO later this year that could value that company at $3 billion, and Mastercard debuted new quantum-resistant technology for contactless payments. Mastercard Debuts NextGen Contactless Technology. TCH’s Waterhouse: Real-Time Payments’ 2021 Focus Is On Smarter, Safer.

FedNow 61

FedNow Federal Reserve Visa TCH 61

PYMNTS

AUGUST 12, 2019

Such as how the Fed plans get a critical mass of participants on board, which The Clearing House (TCH) is struggling to do now. FedNow is positioned as a competitor to the private systems, with TCH as its only real-time domestic account-to-account competitor, but it also competes with cards and ACH. Slowing Innovation.

Real Time Payments 78

Real Time Payments FedNow TCH Fed 78

PYMNTS

APRIL 29, 2019

Ripple, which enables money transfers via blockchain, has been utilizing its distributed ledger technology to support cross-border payments. This can be accomplished with a standard like ISO 20022, which has been implemented more than 80 times worldwide, including with TCH’s RTP system in the U.S. and Australia’s NPP.

Interoperability 77

Interoperability ISO 20022 Instant Payments Cross-Border 77

PYMNTS

DECEMBER 17, 2019

The Technology Gap That Fosters Fraudsters. FinTechs often market themselves as technologically savvy, claiming they have created innovative digital tools that improve upon established banks’ offerings. The unfortunate truth is that fraudsters also rely on technological prowess to launch attacks against challenger FIs.

Technology 56

Technology Data Breach Breach TCH 56

The Fintech Times

JANUARY 19, 2024

Financial firms in the US are highly interested in faster payment networks, with 78 per cent saying it is a ‘must-have’ for their organisation; according to Volante Technologies , the payments-as-a-service (PaaS) firm. As a result, it is an efficient and effective way for our customers to extract meaningful value from technology.”

Faster Payments 64

Faster Payments Payment Networks FedNow TCH 64

PYMNTS

DECEMBER 29, 2020

Delivering rapid payroll could help employers stand out from the pack when recruiting temporary workers, said Steve Ledford , senior vice president of products and strategy at United States payments company and banking association The Clearing House (TCH), during a PYMNTS interview.

Faster Payments 124

Faster Payments Payment APIs and Integration Real Time Payments Instant Payments 124

PYMNTS

DECEMBER 17, 2020

The financial institution (FI) said that RTP, developed by The Clearing House (TCH), will deliver to its customers “the most modern payments infrastructure in the world, enabling consumers and businesses to receive payments immediately while also providing for advanced messaging capabilities.”. in more than 40 years.”

Real Time Payments 61

Real Time Payments Credit Union RTP TCH 61

PYMNTS

SEPTEMBER 15, 2020

With payment innovators looking to migrate B2B payments away from paper, a growing number of payment rails and technologies are helping to ease the pain of the shift. Yet even more FIs have access to RTP as a result of third-party technology partnerships, a press release said last week. Zero Hash Embraces Payment Rail Cooperation.

RTP 105

RTP Blockchain Distributed Ledger Technology (DLT) Cross-Border 105

PYMNTS

SEPTEMBER 19, 2019

Cross River, a company that provides banking services for technology companies, will join The Clearing House’s (TCH) RTP network, according to a release.

Real Time Payments 69

Real Time Payments RTP Payment APIs and Integration C2B 69

PYMNTS

JANUARY 12, 2021

Wells River Savings Bank will gain access to the RTP® network built by The Clearing House (TCH) via SHAZAM, Inc. Our customers need financial technology tools that align with their personal and business needs. according to a Tuesday (Jan.

RTP 56

RTP TCH Real Time Payments Funding Agent 56

PYMNTS

JANUARY 19, 2017

Some of those updates include new functionality designed specifically for the management and processing of real-time payments, connectivity to the pan-European SEPA Instant Credit Transfer Scheme (SCT Inst) and TCH Real-time Payments in the U.S., The pilot for the TCH scheme in the U.S. both of which will be launched this year.

TCH 46

TCH Real Time Payments Payments NOV 46

PYMNTS

JANUARY 24, 2019

Since The Clearing House (TCH) launched Real-Time Payments (RTP) in 2017, the system has yet to reach ubiquity in the U.S. Recently, the sports technology company rolled out a solution that provides a more seamless, digital way to transfer money between youth sports stakeholders, such as parents, referees, players and coaches.

Federal Reserve 67

Federal Reserve Real Time Payments Faster Payments RTP 67

PYMNTS

NOVEMBER 25, 2020

Financial services providers have looked to solve these frictions using real-time payment tools, and their efforts are being realized as businesses and consumers alike grow more comfortable with new banking technologies.

Payroll 104

Payroll Real Time Payments P2P Zelle 104

PYMNTS

APRIL 20, 2018

A collaboration with The Clearing House (TCH) enables SwapsTech to leverage TCH’ss real-time payments network RTP, which launched last year, and helps financial institutions (FIs) connect into the faster payments scheme and continue operating legacy payment tools while implementation occurs.

Real Time Payments 40

Real Time Payments TCH RTP FedWire 40

PYMNTS

AUGUST 7, 2017

The launch of a TCH gateway signals the information technology firm’s latest step in pushing for faster payments for banks. “Icon’s development of off-the-shelf integration with TCH network infrastructure will provide U.S. Icon Solutions has already deployed its IPF in Europe and Asia.

Faster Payments 40

Faster Payments TCH Real Time Payments Instant Payments 40

PYMNTS

NOVEMBER 27, 2020

One study by TCH observed that 56 percent of checking account holders in the U.S. Eighty-four percent indicated that they would utilize real-time payment services to power other technological innovations. now have access to such payments via the RTP® network, for example. percent during Q3 2020.

Real Time Payments 106

Real Time Payments P2P B2B Zelle 106

PYMNTS

DECEMBER 1, 2020

To that end, Deepak Gupta , global head of PaaS at Volante Technologies , told PYMNTS that the cloud – and payments as a service (PaaS) – can help banks serve the payment needs of their corporate clients, building resiliency for both financial institutions (FIs) and the enterprises they serve.

ISO 20022 71

ISO 20022 B2B Payments Wire 71

PYMNTS

JUNE 4, 2019

Payment company PayFi and The Clearing House (TCH) have partnered to bring real-time payments technologies to the community banks on PayFi’s Branch99TM Real-Time Platform, according to a release. “We We are in the middle of an unprecedented disruption in the banking and payments industries,” PayFi Head of Growth Peter Gordon said.

Real Time Payments 48

Real Time Payments ISO 20022 RTP Interbank Settlement 48

PYMNTS

JANUARY 31, 2019

The trio is comprised three executives of the Federal Reserve Bank of Kansas City: Barbara Pacheco, former senior vice president, Thomas Hoenig, former president, and Bruce Summers, former director of information technology. Summers, Forbes reported, said the system needs to be a versatile one — and as versatile as checks.

SWIFT 77

SWIFT Blockchain Federal Reserve Cross-Border Payments 77

Fintech Finance

MARCH 11, 2024

The agile, resilient, cloud-based payments solution will help Jefferson Bank to efficiently deliver both RTP TCH and FedNow services 24/7, and accommodate the rapidly growing volume of instant payment transactions.

Instant Payments 52

Instant Payments Payments Strategy FedNow TCH 52

PYMNTS

DECEMBER 11, 2017

FIS will bridge Fifth Third into The Clearing House’s (TCH) Real-Time Payments (RTP) system to enable real-time transacting for customers. We are excited to be working with TCH and our banking clients to realize benefits of this breakthrough new system.”. “As

Real Time Payments 40

Real Time Payments RTP TCH Payment APIs and Integration 40

PYMNTS

DECEMBER 30, 2020

Instant payment systems have been launching in countries around the world as financial institutions (FIs), governments and various payment organizations seek to introduce technologies that can sate businesses’ demands for more streamlined exchanges of money with plenty of payments data. We control our own destiny.” .

RTP 64

RTP Payment APIs and Integration Instant Payments TCH 64

PYMNTS

DECEMBER 20, 2017

Faster payments recently made their American debut, with The Clearing House (TCH) instituting the inaugural transaction on the first new payments and clearing system in the U.S. PNC recently rolled out real-time payments to customers via TCH’s new Real-Time Payments (RTP) network and the Finastra Fusion Payments payments services hub.

AI 83

AI Real Time Payments Faster Payments Payments 83

Fintech Finance

JANUARY 24, 2024

Mastercard and The Clearing House (TCH) have announced an extended multi-year partnership, bringing the companies together to collaborate on innovative capabilities for consumers, businesses and governments to evolve and embrace the digital economy through real-time payments (RTP) adoption on the RTP® network.

Real Time Payments 52

Real Time Payments RTP Visa Instant Payments 52

PYMNTS

JUNE 7, 2017

The June Faster Payments Tracker™, powered by NACHA , highlights the latest trends and developments on how banks and FinTechs are investing in faster payment infrastructure and how these payment technologies are altering the way business is conducted. ACI Worldwide, for one, is offering its cloud-based UP Immediate Payment solution to U.S.

Faster Payments 49

Faster Payments NACHA TCH Real Time Payments 49

PYMNTS

DECEMBER 3, 2019

The Corporate America Credit Union (CACU), which serves almost 500 credit unions (CUs) around the world, has become a funding agent for the RTP network, The Clearing House ’s (TCH) real-time payments network, according to a release. By becoming a funding agent, CACU is now a partner that can make that process easier.”.

Funding Agent 52

Funding Agent Credit Union RTP Real Time Payments 52

PYMNTS

SEPTEMBER 23, 2020

FIS has partnered with The Clearing House (TCH), the operator of the nation’s payments system infrastructure to provide instant settlements to small to mid-sized banks and credit unions (CUs) and their customers. Louis, one of the largest privately-owned banks in the U.S., It examines what adoption means for merchants and payment providers.

RTP 52

RTP Real Time Payments TCH Instant Payments 52

PYMNTS

JUNE 25, 2019

Now, the addition of Rambus’ token technology will help Visa extend its security and convenience to transactions done beyond the confines of Visa’s cards, including account-to-account transactions, payments done on domestic card networks and payments done across real-time payment systems.

Transactions 79

Transactions Real Time Payments Same Day ACH Payments 79

PYMNTS

APRIL 25, 2019

While the Federal Reserve deliberates on whether it will create its own real-time payment (RTP) system, The Clearing House (TCH) is working to head off the competition by making a stronger case for its RTP being the best path to real-time payment ubiquity in the U.S.

Real Time Payments 49

Real Time Payments TCH Faster Payments RTP 49

PYMNTS

DECEMBER 4, 2019

This week’s examination of payments rail modernization looks at a range of service providers embracing new rails rather than relying on technology to improve existing ones. “ Blockchain technology is built on top of the internet, and therefore borderless by default,” he noted. Diamante Embraces Blockchain, Too.

B2B 52

B2B RTP Cross-Border FPC 52

PYMNTS

JUNE 18, 2019

The Clearing House [TCH] launched its own RTP network at the end of 2017.). To that end, Bottomline Technologies Vice President of Product Management and Strategic Solutions Jessica Cheney said in a recent interview with PYMNTS, “The stage is set for the U.S. to fully embrace real-time payments for both B2B and B2C activity.”.

RTP 78

RTP P2P B2B RFP 78

PYMNTS

FEBRUARY 8, 2018

It wasn’t until November 2017 that The Clearing House (TCH) debuted its Real-Time Payments (RTP) scheme — a system that isn’t expected to see across-the-board adoption until 2020. It’s a global payments and assets engine that works on real-time basis, built on new technologies and open architecture using agile development,” he said.

RTP 43

RTP Real Time Payments TCH Faster Payments 43

PYMNTS

DECEMBER 4, 2020

As for payments speed: Blair contended that although various networks and schemes — such as from TCH and FedNow — will bring real-time payments to companies, using the existing rails remains the easiest path. Firms are going online, and they will not revert to taking checks and doing everything face-to-face.

Embedded Payments 74

Embedded Payments Push-to-Card Payments B2B 74

PYMNTS

NOVEMBER 30, 2020

PYMNTS’ November 2020 Real-Time Payments Report , done in collaboration with The Clearing House , is rich in facts and figures on what’s become the rapid rise of RTP and related technologies.

Real Time Payments 68

Real Time Payments RTP Payroll P2P 68

PYMNTS

OCTOBER 16, 2020

Interest in the Real-Time Payments (RTP) system from The Clearing House (TCH) is growing in the U.S., Digital technologies’ rise has boosted users’ expectations for swift payments and reduced their satisfaction with older, paper-based methods. with only 9 percent of businesses in one study claiming they did not plan to integrate it.

Instant Payments 76

Instant Payments Treasury Real Time Payments Checks 76