Fintech Finance

JANUARY 9, 2025

By combining FinGoal’s advanced transaction analysis and DeepTarget, financial institutions can transform routine transaction data into actionable insights that power highly personalized product recommendations and offers. and FinGoal. Every purchase, deposit, and transfer tell a story about what your accountholders need next.

Transactions 98

Transactions Credit Union AI Community Banks 98

Fintech Finance

MARCH 4, 2025

Combining Chargebacks911s industry-leading post-transaction solutions with Prommts remote payment platform, position merchantsespecially those within sectors that experience high rates of chargebacks such as hospitality in a stronger position to further strengthen their defense against chargebacks and reduce exposure to card fraud.

Transactions 86

Transactions Disputes Fraud Prevention Payment Solutions 86

Fintech Finance

FEBRUARY 10, 2025

history and the first-ever payment on the RTP network exceeding $1 million, following the recent increase in the networks transaction limit. On February 9, the RTP networks transaction limit increased from $1 million to $10 million, enabling businesses to send larger payments instantly, 24/7.

Transaction Limits 105

Transaction Limits Instant Payments RTP Transactions 105

Fintech Finance

NOVEMBER 28, 2024

Serenity , a tech and blockchain solution provider, and IDEMIA Secure Transactions (IST), a global leader in payment and connectivity solutions, announced the launch of sAxess , a biometric security card to improve data access control, security, and recovery.

Security 116

Security Transactions NFTs Blockchain 116

Fintech Finance

MARCH 10, 2025

Its latest enhancements include an enhanced architectural redesign to meet high-throughput transaction screening demands, ongoing support for additional integrations as organizations support new payment messages, and a redesigned user interface to accommodate complex workflows and accelerate review times for different payment messages.

Real Time Payments 98

Real Time Payments Faster Payments Transactions Money Laundering 98

PCI Security Standards

MARCH 10, 2025

This document provides direction for merchants and service providers implementing controls to protect payment card data during e-commerce transactions. The PCI Security Standards Council (PCI SSC) has introduced a new information supplement: Payment Page Security and Preventing E-Skimming Guidance for PCI DSS Requirements 6.4.3 and 11.6.1.

PCI DSS 189

PCI DSS Security Payments Service Provider 189

Fintech News

JANUARY 14, 2025

allows businesses and individuals to conduct transactions in Vietnamese Dong or Lao Kip, reducing reliance on foreign currencies and lowering transaction costs. The framework, developed jointly by the State Bank of Vietnam and the Bank of the Lao P.D.R.,

Cross-Border 144

Cross-Border Cross-Border Payments Payments Facilitators 144

Fintech News

OCTOBER 30, 2024

OCBC reportedly completed its first reverse repo transaction on 11 October 2024, with a maturity of less than 120 minutes. Both the reverse repo and repo transactions were completed on 11 October 2024. Both the reverse repo and repo transactions were completed on 11 October 2024. Since its launch in 2020, J.P. trillion in value.

Blockchain 131

Blockchain Liquidity Management Returns Participant 131

Fintech News

DECEMBER 3, 2024

This transition also aligns with observed user behavior, as a significant portion of dtcpay’s transaction volume already comes from stablecoins, based on one year of transaction data. dollar, offering enhanced trust and security as a less volatile and speculative alternative for digital transactions.

Stablecoins 131

Stablecoins Money Laundering Cryptocurrency Payments 131

Fintech Finance

OCTOBER 28, 2024

As a principal member of VISA, FV Bank Visa debit cards support transactions across millions of merchants and ATMs globally, allowing for payments via magstripe, chip, and contactless options. Businesses can order cards for authorized users, set individual spending limits, and track transactions in real-time through FV Bank’s platform.

Debit Card 145

Debit Card Online and Mobile Banking ATM Card Issuer 145

Fintech News

NOVEMBER 21, 2024

Additionally, the RBI is collaborating with central banks across Southeast Asia to create a platform enabling instant cross-border transactions, aligning with the region’s push for financial integration. These developments build on existing arrangements with Sri Lanka, Bhutan, and Nepal.

Cross-Border Payments 145

Cross-Border Payments Cross-Border Digital Currency Central Bank 145

Fintech News

FEBRUARY 19, 2025

Thunes, a global payments company specialising in cross-border transactions, has expanded its Direct Global Network to Taiwan. The expansion strengthens Thunes ‘ global network by establishing direct connections with banks in Taiwan, enabling faster and more efficient transactions. billion, a 4.4% increase from January 2024.

Real Time Payments 138

Real Time Payments Payment Networks Cross-Border Cross-Border Payments 138

Clearly Payments

NOVEMBER 13, 2024

For payment processors and financial institutions, however, understanding BINs is essential for smooth transaction processing, security, and even risk management. These six digits identify the institution that issued the card, offering key information to parties involved in a transaction. What is a Bank Identification Number (BIN)?

Process 104

Process Processors Payments Compliance 104

Fintech News

JANUARY 7, 2025

With its new license, XTransfer plans to roll out services aimed at simplifying international trade transactions for SMEs in Singapore. It enables secure and compliant transactions, with 24/7 payment settlement capability, offering uninterrupted fund circulation throughout the trade process.

Cross-Border Payments 127

Cross-Border Payments Cross-Border Payments Settlement 127

Clearly Payments

OCTOBER 30, 2024

Overview of International Payment Processing At its core, international payment processing involves handling transactions across borders , where factors like currency conversion, payment method preferences, and local regulations come into play. Local payment options : Customers in different countries prefer different payment methods.

International Payments 105

International Payments Process Multi-Currency Cross-Border 105

Clearly Payments

JANUARY 15, 2025

Different card brands (Visa, Mastercard, American Express, Discover) have different rates, which can vary by transaction type (in-store, online, phone orders) or industry. of the transaction total, plus a fixed charge (often $0.10$0.30). 0.15%) of each transaction. per transaction. Cost Range: Usually 1.5%3.5%

Process 105

Process Processors Gateways Push-to-Card 105

Clearly Payments

NOVEMBER 6, 2024

payment processing landscape, covering market size, merchant demographics, transaction volumes, major players, and key trends shaping the industry. The value chain in payment processing involves multiple parties that play specific roles in facilitating transactions. They also set interchange fees that cover transaction costs and risks.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

Fintech News

JANUARY 13, 2025

Alterya, which launched in stealth mode, has collaborated with cryptocurrency exchanges like Binance, Coinbase, and Block, along with financial institutions, to monitor over US$8 billion in monthly transactions across crypto and fiat systems.

Fraud Detection 124

Fraud Detection AI Acquirers Web 3.0 124

Fintech News

DECEMBER 17, 2024

Visa announced that its fraud prevention system blocked nearly 85% more suspected fraudulent transactions globally this Cyber Monday compared to the same day last year. Paul Fabara Last year alone, Visa blocked US$40 billion worth of suspected fraudulent transactions globally. Although crooks are using AI more and more, so are we.

Fraud Prevention 112

Fraud Prevention AI Account Takeovers Blocks 112

Clearly Payments

OCTOBER 31, 2024

Global Usage : Credit cards represented 20% of global e-commerce transactions in 2023, a number projected to decline slightly as digital wallets grow in popularity. Market Share : As of 2023, digital wallets made up 49% of global e-commerce transactions , projected to rise to 54% by 2026. per transaction or free for some users.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Fintech Finance

DECEMBER 17, 2024

This integration provides users with an unprecedented payment experience, allowing faster and safer transactions while redefining how Colombians shop. With this integration, many Google users will have access to a method that facilitates secure transactions in just two clicks. billion by 2025, compared to $59.74

Payment Gateways 97

Payment Gateways Gateways Online and Mobile Banking Payments 97

Fintech News

JANUARY 22, 2025

Failure to accommodate these preferences often leads to abandoned transactions and lost revenue. It enables merchants to seamlessly integrate a wide variety of payment methods and supports transactions in over 100 currencies. Antom EasySafePay is a one-click checkout solution with 100% fault protection.

Payment APIs and Integration 116

Payment APIs and Integration eWallet SARS Privacy 116

Stax

MAY 6, 2025

Credit card processing refers to the series of steps involved in facilitating transactions made using credit cards. The process begins from the moment the customer makes a card payment to the point when the transaction is authorized and settled. Learn More What is Credit Card Payment Processing? That adds an extra layer of security.

Credit Cards 88

Credit Cards Online and Mobile Banking Payment APIs and Integration Credit Card Payment Processing 88

Fintech News

JANUARY 22, 2025

The app also enables users to transfer funds to their individual Bakong accounts, offering an alternative to cash transactions. It also supports ongoing efforts to improve digital payment infrastructure and streamline transactions for both tourists and businesses. million merchants across Cambodia. ” Dr.

Financial Inclusion 137

Financial Inclusion Interoperability Payments International Payments 137

Fintech News

JANUARY 21, 2025

Singapore-based digital payments provider dtcpay has partnered with BNB Chain to accelerate the real-world utility of stablecoins, making paying with stablecoins more practical, accessible, and cost-effective for everyday transactions. BNB Chain’s low fees, averaging US$0.001 on opBNB and US$0.03 technologies. technologies.

Stablecoins 129

Stablecoins Web 3.0 Multi-Currency Blockchain 129

Fintech Finance

APRIL 6, 2025

Schwarzwald Capital , a leading venture capital firm focused on fintech and the creator economy, has announced a strategic investment in Vesta , a global leader in transaction guarantee solutions for online and other card-not-present transactions. We are excited about breaking new ground with Schwarzwald.”

Fraud Prevention 97

Fraud Prevention Digital Payments Economy Payments 97

Fintech Finance

MARCH 24, 2025

The platform integrates various components, including an Integration Platform for seamless connectivity, a Participant Portal for real-time transaction monitoring, and a Dispute Portal for efficient case resolution.

Instant Payments 90

Instant Payments Settlement Payments Central Bank 90

Fintech News

FEBRUARY 10, 2025

The card programme allows users to transact with digital assets while maintaining compliance with regulatory standards. StraitsX implements security measures to safeguard transactions and user data. The RedotPay card programme, which soft-launched in late 2024, aims to provide a secure and user-friendly experience.

Payments 111

Payments Compliance Transactions Facilitators 111

Stax

MAY 13, 2025

Fast deposits, flexible checkout options, and transaction insights can improve cash flow, raise conversions, and inform smarter decisions. The Components of Payment Processing Behind every transaction is a connected ecosystem that makes it all possible. When your payments flow smoothly, your business can, too.

Credit Cards 88

Credit Cards Payment APIs and Integration Processors Process 88

Segpay

DECEMBER 9, 2024

For example, an enumeration attacks involves systematically testing card details, while account testing (also known as BIN testing) uses small transactions to validate payment accounts before committing larger fraud. Here are some red flags: Sudden spikes in declined transactions or authorization attempts.

Shutdown 105

Shutdown Gateways Fraud Prevention Authorization 105

Stax

MARCH 13, 2025

Behind every seamless payment card transaction is a complex network of banks, credit card companies, and payment systems working together to transfer money from the customer to the merchant. The interchange fee usually includes a percentage of the card transaction value and an additional fixed charge.

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88

Fintech News

DECEMBER 5, 2024

Jesse Pollak Jesse Pollak, Founder of Base and Head of Coinbase Wallet, explained that stablecoins tied to local currencies make transactions faster, cheaper, and more accessible. Pollak highlighted how stablecoins could help bridge this gap, allowing for smoother transactions for tourists and expatriates.

Stablecoins 135

Stablecoins Cross-Border Payments Cross-Border Blockchain 135

Fintech News

JANUARY 21, 2025

Postponing the market share cap Along with lifting WhatsApp Pays user cap, the NPCI has deferred a proposed rule to limit any single apps share of UPI transactions to 30%. Walmart-backed PhonePe and Google Pay currently lead Indias UPI market, controlling over 85% of transactions. PhonePe has an estimated 47.8%

Caps 121

Caps Digital Payments AI Debit Card 121

Fintech News

JANUARY 26, 2025

Payment trends in Asia are changing how businesses and people transact from the digital-first economies of China and Singapore to the quickly changing markets of Indonesia and Vietnam. trillion in transactions, CNBC reports. In Southeast Asia, digital payment transactions are projected to exceed US$1 trillion by 2025.

Payments Trends 126

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 126

Fintech News

NOVEMBER 27, 2024

Currently supporting USD, EUR, and SGD transactions, Partior plans to integrate additional currencies such as AED, AUD, BRL, CAD, CNH, GBP, JPY, MYR, QAR, and SAR. With their support, we will accelerate our mission to deliver seamless, secure, and instant cross-border transactions for financial institutions worldwide.

Cross-Border 115

Cross-Border SARS Multi-Currency Correspondent Bank 115