Stax

JUNE 23, 2025

TL;DR An ACH API allows businesses to automate bank-to-bank payments—like ACH debits, credits, and recurring payments—by integrating directly with the ACH network via software. What is an ACH API? Where ACH APIs come into play The role of ACH API is to automate your transactions through the ACH network.

ACH

EBizCharge

MARCH 11, 2025

These fees typically include interchange fees, which go to the card-issuing bank, assessment fees charged by the card networks, and payment processor fees for handling the transaction. ACH processing fees: ACH processing fees are the costs associated with transferring funds electronically through the ACH network.

Processing Costs

Clearly Payments

MAY 22, 2025

Assessment Fee A fee charged by the card networks (Visa, Mastercard, etc.). Markup The amount the processor adds on top of interchange and assessments. Underwriting The process of assessing risk before approving a merchant account. ACH (Automated Clearing House) The U.S. businesses and freelancers.

Online and Mobile Banking

Stax

NOVEMBER 11, 2024

ACH transfers, or payments made through the Automated Clearing House network, account for billions of dollars in payments annually. In fact, NACHA, the nonprofit that governs the ACH payments network reported 6.1% The average consumer commonly uses the ACH network for automated bill payments and larger transactions.

ACH

EBizCharge

JULY 16, 2024

The National Automated Clearing House Association (NACHA) governs the operation of the Automated Clearing House (ACH) network , a centralized system financial institutions use to facilitate electronic payments and transactions across the U.S. With a PPD, funds are electronically transferred into or out of a consumer’s bank account.

NACHA

PYMNTS

APRIL 1, 2019

Two-week pay periods are becoming increasingly outdated, and more and more workers are asking for on-demand pay for earned wages, Jason Lee, founder and CEO of human resources payroll solution provider DailyPay , told PYMNTS in a recent conversation. Users can also request that their funds be sent to payroll or prepaid cards. .

Payroll

EBizCharge

SEPTEMBER 17, 2024

An Automated Clearing House (ACH) transfer limit is the maximum amount of money that can be spent or received through the ACH network in a single transaction or within a specified period. That said, ACH transfers do come with some limitations. What is an ACH transfer limit?

ACH