PYMNTS

NOVEMBER 3, 2020

Everlink, FINTAINIUM Partner For Real-Time Payments. Everlink Payment Services has its eye on real-time B2B payments with a new partnership with FINTAINIUM , the companies announced this week. OpenPayd Debuts Real-Time FX. B2B Drives ACH Volume Up.

Use Case 56

Use Case B2B Distributed Ledger Technology (DLT) ISO 20022 56

PYMNTS

APRIL 16, 2019

If you look outside B2B or B2C, or consumer P2P, they are needed just about anywhere,” he said of APIs. another driver of API adoption comes courtesy of the real-time payments space, where a tailwind exists from the fact that as many as 56 real-time payment rails will be live domestically by 2020.

API 71

API P2P B2B Payment APIs and Integration 71

Stax

JULY 9, 2024

EFT payments are transactions between the sender and receiver that transfer funds electronically from the sender’s bank account to the receiver’s. This can include peer-to-peer payments, and business-to-business (B2B) or business-to-customer (B2C) transactions. There are several EFT payment types that we’ll discuss in this post.

Electronic Fund Transfer Act (EFTA) 88

Electronic Fund Transfer Act (EFTA) ACH Electronic Funds Transfer (EFT) Funds Transfer 88

PYMNTS

APRIL 10, 2020

Institutions such as The Clearing House (TCH) and the Federal Reserve have also created payment networks that have made faster, digital payments a reality for business-to-business (B2B) and business-to-consumer (B2C) payment processes alike. We send claim payments through ACH,” Schmitt said.

Technology 79

Technology Legal Checks B2C 79

PYMNTS

MARCH 18, 2019

Take two announcements from just last week, related to the evolution of faster payments in the U.S. First, there was the Fed’s decision to slow faster payments progress via Same Day ACH because it wasn’t ready to approve another processing window during the day. and one of two operators of the ACH network in the U.S.,

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

JUNE 18, 2019

Adoption of real-time payments in the U.S. The assumption, of course, is that faster payment functionality only has a place in the peer-to-peer payments arena. ’s push for real-time payments is led by The Clearing House, which aims for ubiquity of its real-time payments (RTP) network by 2020.

RTP 47

RTP Real Time Payments Credit Union Payment APIs and Integration 47

PYMNTS

JANUARY 15, 2018

Last June, NACHA and the Credit Research Foundation said that at present, paper checks make up half of B2B transactions received in the accounts receivable department; ACH accounts for less than a third. Use of faster payments technologies, too, remains limited in the B2B sphere.

B2B 55

B2B Same Day ACH Innovation NACHA 55

PYMNTS

SEPTEMBER 4, 2018

Corporates may not be adopting faster and real-time payments technologies as fast as consumers, but that doesn’t mean the acceleration of payments isn’t impacting corporate finance. Real-time payment capabilities enable businesses to take advantage of faster currency conversions and real-time FX rate management.

Faster Payments 40

Faster Payments Same Day ACH Real Time Payments Treasury 40

PYMNTS

DECEMBER 18, 2020

If the pandemic has taught banks anything, it’s that corporates need to offer a range of payment methods to their customers — whether those customers are consumers (for B2C transactions) or enterprises ( B2B ). The value lies in offering payments anywhere, anytime, across a range of B2C and increasingly B2B use cases.

Economy 67

Economy API Payment APIs and Integration B2C 67

PYMNTS

JUNE 2, 2020

This month’s Deep Dive examines the factors affecting the nation’s more than $103 billion healthcare market and how digital B2C solutions can streamline the payments process. Interest in real-time payment rails had been growing even before the pandemic added financial strains that made waiting for payments especially painful.

Real Time Payments 52

Real Time Payments Debit Card B2C Checks 52

Finovate

OCTOBER 15, 2024

The company also helps third-party organizations across various industries integrate instant payments with traditional payment tools into their existing payment and money movement use cases including A2A, P2P, Bill Payment, B2B and B2C disbursements.

Instant Payments 52

Instant Payments FedNow Same Day ACH Federal Reserve 52

PYMNTS

NOVEMBER 8, 2019

As real-time payments (RTP) gain traction with consumers via peer-to-peer (P2P), the pump may be primed for business-to-business (B2B) transactions to follow suit. Key among those conduits, of course, is the Clearinghouse RTP network, where commercial real-time payments made their debut in the U.S.

RTP 40

RTP B2B Real Time Payments P2P 40

PYMNTS

DECEMBER 30, 2020

The B2B payments ecosystem experienced a sudden and dramatic acceleration of change upon the onset of the global pandemic, and its impacts reach far beyond the mere digitization of the B2B transaction. It's All About Timing. For some B2C firms, that meant expanding into the B2B market.

B2B 119

B2B Payer Payments BNPL 119

PYMNTS

SEPTEMBER 4, 2018

The enterprise is still unsure about faster and real-time payments. With companies paying suppliers on strategic schedules, real-time transactions aren’t always necessary — or beneficial — for the B2B payments space. Yet there is some adoption of faster payment technologies among corporates.

Faster Payments 44

Faster Payments Treasury Real Time Payments Liquidity Management 44

PYMNTS

OCTOBER 28, 2016

Even those faster and same-day payment initiatives — like Same Day ACH — won’t be too helpful for suppliers looking to see their bills settled more quickly. Suppliers get paid sooner, with 90 percent of the invoice paid via ACH to the supplier’s account. Buyer Financing.

B2B 71

B2B Credit Cards Payments Same Day ACH 71

PYMNTS

DECEMBER 31, 2019

Paper-based payment methods such as checks and cash are awkward and cumbersome in either business-to-business (B2B) or business-to-consumer (B2C) transactions. The adoption of digital payment methods is also bound to speed payment settlements and enhance tracking options.

Process 61

Process Innovation Same Day ACH B2B 61

PYMNTS

FEBRUARY 16, 2018

While WeTravel primarily operates in the B2C payments space, the payments company — which enables entrepreneurs and small travel companies to accept and manage payments for group travel — recently told PYMNTS it is open to exploring an entrance in the corporate travel space as well. Corporate Travel.

B2B 49

B2B FinTech Blockchain ACH 49

PYMNTS

DECEMBER 26, 2018

So, for payments to become … mainstream for blockchain, there still is some room to [grow],” he said. B2B eCommerce doesn’t command the spotlight as does B2C retail, but that’s not the way it should be — that’s one of the messages you take away after listening to Brandon Spear, president of MSTS. Igniting B2B eCommerce.

Cross-Border 62

Cross-Border Real Time Payments RTP Online and Mobile Banking 62

Payment Savvy

DECEMBER 9, 2020

Businesses are now digitalizing all aspects of their systems to offer seamless payments on a digital platform. Real-Time Payments. Faster payments benefit both consumers and businesses. Real-time payments offer a solution to delayed payment options like ACH transactions, credit cards, debit cards, checks, etc.

Payments Trends 52

Payments Trends Payments RTP C2B 52

PYMNTS

MARCH 2, 2016

The March edition of the PYMNTS Faster Payments Tracker TM , powered by NACHA, covers the latest news and developments in the Faster Payments world, including the most recent notable player forays with the blockchain, like IBM ’s recent announcement of Blockchain-as-a-Service. The Power Of Payments.

Faster Payments 41

Faster Payments NACHA C2B P2P 41

EBizCharge

MAY 15, 2024

To better understand what and who is involved in these transactions, this article will dive into common business-to-business (B2B) terminology and payment methods. What are B2B payments? These payments occur for various reasons, including purchasing raw materials, settling invoices, and procuring services.

B2B 52

B2B Wire Transfer Payments Payment Gateways 52

PYMNTS

SEPTEMBER 23, 2019

That is the crux of the dilemma playing out on the new real-time payments rails arena as it relates to the B2B side of the payments ecosystem. That’s where the big payments flow – and where the big opportunities for innovation, change and disruption lie.

Real Time Payments 61

Real Time Payments Payments B2B Innovation 61

PYMNTS

DECEMBER 31, 2020

Accelerating The Real-Time Payments Demand Curve: What Banks Need To Know About What Consumers Want And Need. This study showed that consumers display significant interest in real-time payments once they fully understand them. Key Data Points: Same-day ACH is used for only 29.2 percent and 20.3

Innovation 111

Innovation Online and Mobile Banking Real Time Payments Cross-Border 111

PYMNTS

OCTOBER 21, 2019

There is something to that view — when the service first launched, issuers were so worried it would disrupt cards out of existence, they agreed to pay Apple a tiny slice of their interchange fees every time a customer paid via Apple Pay, rather than risk Apple building its system around ACH transfers.

Innovation 52

Innovation Online and Mobile Banking Payments Mobile Payments 52

PYMNTS

OCTOBER 21, 2019

The skewed flow of funds to the business-to-consumer (B2C) space comes amid a backdrop where valuations for domestic FinTech unicorns have been inflated. Thus far, the frictionless growth associated with B2C has been preferred to what he called the “grind it out, ROI-based sales model required of B2B.”. The General Landscape.

B2B 40

B2B Innovation B2C Real Time Payments 40

PYMNTS

MARCH 7, 2016

It’s a wave that was set in motion worldwide a few years ago when regulations in a few countries mandated that consumers and businesses have a right to access funds sent to them in real-time. In other words, it’s a teeny and tiny part of the payments mix in the countries where it was required to happen. Here in the U.S.,

Online and Mobile Banking 46

Online and Mobile Banking Payments Same Day ACH Financial Inclusion 46