The Fintech Times

MARCH 6, 2025

The launch of the new BVNK wallet will create a solution to this friction by providing users with direct access to blockchains and local and international payment schemes, all within a single solution. BVNK will hold on to or exchange balances and deal with third-party payments through its multi-rail access, all in a single product.

Stablecoins 59

Stablecoins Payment APIs and Integration FedWire Multi-Currency 59

Clearly Payments

MARCH 31, 2025

Cash remains an essential payment method for many SMBs, with 36.4% Larger enterprises, however, are more likely to integrate advanced electronic payment systems, including ACH transfers and custom corporate payment solutions. of those with 20 to 99 employees accepted cash payments. and Canada.

Small Business 59

Small Business Electronic Funds Transfer (EFT) Credit Cards Payments 59

Stax

MARCH 18, 2025

Its the underlying infrastructure of digital or electronic payments, ensuring money moves freely and securely via the payers preferred payment method to the merchants bank account. It prevents you from having to run to different payment processing solutions to accept different payment options.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Fintech News

JUNE 16, 2025

Ricky Lim Ricky is the former CEO of Banking Computer Services (BCS), the national ACH for Singapore that is part of the NETS Group. During his time at BCS and NETS, he led the development of FAST and PayNow, and also spearheaded cross-border QR and instant payment linkages to key corridors including China, Malaysia, Thailand, and India.

Cross-Border Payments 80

Cross-Border Payments Cross-Border APACS ISO 20022 80

EBizCharge

JULY 17, 2025

A good NetSuite payment solution should work behind the scenes, automating key processes without forcing users to learn a new system from scratch. Here are some features to look for: Ability to accept multiple payment types—credit cards, ACH, and digital wallets—directly in NetSuite. Is real-time sync supported?

Payment Solutions 52

Payment Solutions Payment Gateways Payments Gateways 52

EBizCharge

JANUARY 14, 2025

Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently. It also supports international payments and transactions. However, integration can be complex and may limit your range of payment methods.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Fintech Review

MAY 4, 2025

Wise Business Provides borderless accounts and real-time FX conversions with transparent mid-market rates, removing hidden fees from international payments. Mercury A US digital bank for startups offering business checking, savings, and seamless domestic and international payments.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

Stax

OCTOBER 14, 2024

Additionally, look for a processor that offers flexibility in accepting various payment methods, such as credit and debit cards, mobile wallets like Apple Pay and Google Pay, and ACH transfers, to accommodate customer preferences and provide a convenient payment experience. You Might Also Like: What is ACH Payment Processing ?

Processors 88

Processors Small Business Payment APIs and Integration Payments 88

Fintech Finance

MARCH 26, 2025

banks can only offer domestic payments through ACH and Fedwire, our SWIFT deposit offering enables us to provide our customers unparalleled international payment options, reinforcing our vision of being a truly global bank.” “While many U.S.

SWIFT 64

SWIFT Global Payments Cross-Border Payments Cross-Border 64

Stax

SEPTEMBER 17, 2024

And on that note, two of the most common modes of electronic funds transfer are ACH and wire transfers. In this post, we’re going to review ACH and wire transfers, look at their similarities, and then see how they compare against each other. A typical ACH transaction is like a machine with multiple moving cogs.

Wire Transfer 88

Wire Transfer Wire Wires ACH 88

Stax

JANUARY 17, 2024

Automated Clearing House (ACH) payments are a type of electronic bank-to-bank payment system in the US. Unlike payments facilitated by card networks like Visa or Mastercard, ACH payments are managed by a body called the National Automated Clearing House Association (NACHA). Let’s get started.

ACH 88

ACH Facilitators ISVS Payment APIs and Integration 88

The Payments Association

DECEMBER 16, 2024

In addition to navigating multi-country operations and handling diverse currencies for payments and receipts, they must also address foreign exchange (FX) riskor exchange rate risk. This article explores FX risks in international payments and outlines strategies to minimise them, ensuring efficient and cost-effective operations.

International Payments 88

International Payments Risk Payments Strategy Multi-Currency 88

Stax

JUNE 27, 2024

If you’ve been accepting and using electronic payments in your business, you’ve probably come across two of the most popular terms in the digital payments scene— automated clearing house (ACH) and wire transfer. While they’re both electronic modes of payment, they have stark contrasts when it comes to their processes.

Wire Transfer 88

Wire Transfer Wire Wires ACH 88

PYMNTS

OCTOBER 11, 2018

Earthport , a global payments company, announced Thursday it has been named by BNP Paribas to provide Automated Clearing House (ACH) cross-border payment services. With the partnership, BNP Paribas will gain access to Earthport’s payments network, offering lower costs and transparent international payments. “

Cross-Border Payments 75

Cross-Border Payments Cross-Border ACH Payment Networks 75

PYMNTS

SEPTEMBER 11, 2019

Financial technology company Dwolla has announced it is teaming up with global payments platform Currencycloud so that its clients can facilitate international payments. Dwolla is the leader in domestic payments, Currencycloud brings that same level of trust for international payments.

International Payments 51

International Payments ACH Network ACH API 51

Nanonets

MARCH 27, 2024

QuickBooks is one of the top names in accounting and bookkeeping, customizable enough to appeal to a wide range of business types and sizes while staying sufficiently standardized to ensure a common user experience for all users – even international clients. However, it does not offer direct international payment processing.

International Payments 52

International Payments Wire Transfer Cross-Border Wire 52

PYMNTS

AUGUST 31, 2017

September will be a big month for NACHA’s Same-Day ACH initiative. 15, NACHA will roll out phase two of its Same-Day ACH Rule, and small businesses stand to gain significantly from the effort, according to reports at Nav.com. 30), noting that phase two offers businesses the ability to receive faster ACH debit and credit payments.

Same Day ACH 53

Same Day ACH ACH ACH Rules NACHA 53

EBizCharge

SEPTEMBER 18, 2024

Automated Clearing House (ACH) transactions are revolutionizing how businesses and consumers transfer money, offering a variety of payment types to meet diverse needs. Recognizing the different types of ACH payments and their relevant codes is crucial for navigating this complex landscape. What are ACH payments?

ACH 52

ACH IAT ACH Network Direct Deposit 52

Nanonets

MARCH 21, 2023

What is an ACH transfer? ACH (Automated Clearing House) payments are basically EFTs ( electronic fund transfers ) that use the ACH network to move funds between bank accounts in the United States. ACH is most commonly used for direct deposit of payroll, payment of bills, and business-to-business payments.

ACH 52

ACH RDFI ACH Network ODFI 52

Nanonets

APRIL 8, 2024

But, just as keeping a subscription on automatic renewal without oversight can be a costly mistake, so too can mismanaging recurring ACH transactions. What are ACH Payments? ACH payments are generally fast during the work week but aren’t instantaneous.

ACH 52

ACH Wire Transfer ACH Network Tax Refunds 52

Nanonets

SEPTEMBER 8, 2023

Ach and Wire are two of the most popular ways of money transfer in the United States. First, let's delve into the mechanics of ACH and Wire transfers, followed by an exploration of their distinctions, guidance tailored for small businesses, and concluding with instructions on establishing ACH and Wire processes.

Wire Transfer 52

Wire Transfer Wire Wires ACH 52

Fintech Finance

MAY 10, 2024

Businesses can make fast and cost-effective transfers through ACH, mailed checks, and wire transfers. The platform also provides extra features like virtual cards, international payments, bulk payments, and more, ensuring users have all the necessary tools.

Facilitators 105

Facilitators Transactions Wire Transfer Cross-Border 105

PYMNTS

OCTOBER 11, 2018

Earthport, a global payments company, announced Thursday it has been named by BNP Paribas to provide Automated Clearing House (ACH) cross-border payment services. With the partnership, BNP Paribas will gain access to Earthport’s payments network, offering lower costs and transparent international payments. “

Cross-Border Payments 43

Cross-Border Payments Cross-Border ACH International Payments 43

PYMNTS

FEBRUARY 3, 2017

2) that it has substantially increased its international payments capabilities via the bank’s online and file-based banking portal CashPro. In a press release , Bank of America said tens of thousands of CashPro users can now make cross-currency ACH payments in 60 countries and in 22 currencies.

ACH 40

ACH Cross-Border Wire Transfer Cross-Border Payments 40

PYMNTS

DECEMBER 12, 2017

Citi’s Treasury and Trade Solutions is expanding its international ACH payments service capabilities for corporate customers. 11) that its WorldLink Payment Services has added 10 new countries with which it can facilitate cross-border payments; the markets are across the EMEA (Europe, Middle East and Africa) region, said Citi.

Cross-Border 40

Cross-Border ACH Treasury Payment APIs and Integration 40

Fintech Finance

JULY 26, 2024

Float’s Bill Pay product, powered by Airwallex, introduces payouts – including bank transfers, EFT, wire, and ACH – as part of Float’s unified business finance platform for Canadian companies.

Embedded Finance 97

Embedded Finance Payments Wire Wires 97

Payment Savvy

NOVEMBER 9, 2022

An EFT payment isn’t just one type of payment – several different types of EFT payments come under the Electronic Fund’s Transfer umbrella. These can include using a credit or debit card, an electronic check, or an ACH (Automated Clearing House) transfer. History of EFT Payments. Direct Deposit.

Online and Mobile Banking 98

Online and Mobile Banking Wire Transfer Direct Deposit ACH 98

PYMNTS

FEBRUARY 20, 2018

Same Day ACH became a reality in 2017 after the National Automated Clearing House Association (NACHA) introduced its faster payments infrastructure to the market. In addition, innovators the world over are exploring how technologies like blockchain could address payments speeds and efficiency on an international level.

Cross-Border Payments 43

Cross-Border Payments Cross-Border International Payments Electronic Funds Transfer (EFT) 43

PYMNTS

SEPTEMBER 9, 2019

On the other hand, it also means they must learn to navigate a highly fragmented and complex international payments ecosystem. Each country has its own rules and regulations dictating how businesses can make and receive payments, as well as its own, unique financial infrastructure.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Real Time Payments Ubiquitous 69

PYMNTS

DECEMBER 8, 2017

We also offer a disruptive way to send international payments, by bypassing costly bank wires [and] offering access to local banking and real-time payment networks, which can significantly reduce transactional costs by up to 80 percent.”. Artificial intelligence ensures regulatory compliance and fraud protection.

API 78

API Cross-Border Payments Payment APIs and Integration Cross-Border 78

Fintech Finance

APRIL 9, 2024

” Initially focused on ACH payments within the US, JustPaid plans to expand its capabilities over the next decade to support international payments and other advanced features. Our goal is to make the API accessible to all companies.”

API 98

API Payment APIs and Integration Business Payments AI 98

Fintech Finance

APRIL 12, 2024

In addition to Fedwire, Finzly’s ISO 20022 native platform encompasses all other domestic payment rails, including FedNow, RTP, and ACH. International payments through Swift will be aligned with their forthcoming standards.

ISO 20022 78

ISO 20022 FedWire ISOs Fed 78

Fintech Finance

APRIL 8, 2024

This allows businesses to effortlessly send payments to vendors, businesses, clients, freelancers, etc, in the USA from Norway, breaking down geographical limitations and encouraging global business growth. Norwegian businesses gain a lot from Zil US, which is a big step forward in simplifying international payments.

Wire Transfer 52

Wire Transfer International Payments Wire Wires 52

Nanonets

SEPTEMBER 28, 2023

In order to do this, they need to have a way to process international payments. One of the most popular methods of processing international payments is through PayPal. PayPal allows businesses to accept payments from customers in over 190 countries. Ach Vs Wire You can also choose to do an ACH transfer instead.

Wire Transfer 52

Wire Transfer Wire Wires PayPal 52

Nanonets

SEPTEMBER 28, 2023

In order to do this, they need to have a way to process international payments. One of the most popular methods of processing international payments is through PayPal. PayPal allows businesses to accept payments from customers in over 190 countries. Ach Vs Wire You can also choose to do an ACH transfer instead.

Wire Transfer 52

Wire Transfer Wire Wires PayPal 52

PYMNTS

APRIL 29, 2019

Existing payment networks such as ACH, The Clearing House Interbank Payments System (CHIPS) and SWIFT continue to see strong use, which is creating further reluctance among private parties to switch. Banks, then, need to offer these other payments methods and standards, or else risk losing their corporate clients to competitors.

Interoperability 77

Interoperability ISO 20022 Instant Payments Cross-Border 77

PYMNTS

DECEMBER 18, 2019

New research from Tipalti, conducted by Levvel Research, found that when it comes to cross-border B2B payments, wire transfers remain the most common method (cited by 69 percent of survey respondents), despite the high fraud risks and sluggish speed of the tool. All of these payment methods come with their drawbacks.

B2B 52

B2B Credit Union Electronic Funds Transfer (EFT) RTP 52