PYMNTS

JULY 2, 2020

Or maybe it’s maxed out the credit limit. If it’s a debit card, bank account or prepaid card, maybe there aren’t enough funds available for the purchase. A shopper finds you online, finds a product to buy, fills their cart and hits the checkout button. Transaction declined. Maybe the card has expired. Data and Issuers.

PayPal 91

PayPal Issuers Online and Mobile Banking Authorization 91

FICO

MARCH 22, 2022

The data available for purchase on the dark web can be very rich; personal information such as date of birth, email address, Social Security number / national ID and phone number are sold alongside account specific information such as usernames and passwords.

Account Takeovers 52

Account Takeovers Accounts Authentication Data Breach 52

PayHawk

APRIL 18, 2023

Address Verification Service (AVS) A fraud prevention tool that checks the billing address provided by the cardholder against the address on file with the card issuer. Automated Clearing House (ACH) An electronic network that enables the transfer of funds between bank accounts.

Process 52

Process Card Issuer Online and Mobile Banking Issuers 52

EBizCharge

MAY 15, 2024

This encompasses addressing inquiries, resolving technical challenges, and ensuring the seamless facilitation of payment processing operations, empowering merchants to focus on their core business objectives. During transaction authorization, issuers evaluate fund availability to ensure seamless payment progression.

B2B 52

B2B Wire Transfer Payments Payment Gateways 52