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Payrails Review: Orchestrating Global Payments

Fintech Review

More importantly, why it is becoming an essential part of the embedded finance and digital commerce landscape. Overview and Mission Founded in 2021 by ex-Delivery Hero executives, Payrails was born from first-hand experience of the fragmentation, cost, and technical hurdles associated with scaling payments globally.

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From open banking to open finance and beyond: The future of financial data-sharing

The Payments Association

Credit and lending models are being redefined, with transaction data and broader financial insights driving dynamic, real-time credit decisionsreshaping how payments and credit intersect in embedded finance offerings. Insurers now assess policyholders’ financial behaviouralongside payment patternsto adjust coverage dynamically.

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How Companies Make Revenue from Payments and the Different Business Models

Clearly Payments

It encompasses various elements, including the target customer segment, value proposition, distribution channels, revenue streams, key resources, and cost structure. Embedded Finance Solutions Embedded finance is a rapidly growing trend that involves integrating financial services directly into software applications.

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Merchant-facing regulation: What merchants need to know in 2025

The Payments Association

These developments will impact merchant compliance, cost structures, customer experience, and operational risk. Depending on the ruling, PSPs and acquirers may adjust pricing models or renegotiate contracts, directly affecting merchant fees and pricing transparency. Why is it important? What’s next?