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MAY 6, 2025

To give you some clarity, here’s a practical guide that answers the most common questions small business owners have about credit card processing. Learn More What is Credit Card Payment Processing? How Are Credit Card Payments Processed?

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Stax

JULY 7, 2025

For business owners who operate in states where surcharging is restricted—or for those who simply prefer a different approach—there are several alternative strategies to manage the cost of credit card payment processing. Q: Any alternative to credit card surcharging for businesses?

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Stax

JULY 5, 2024

Credit cards are ubiquitous, and no business (regardless of its size) can afford to ignore credit card payment processing in the current landscape. On the flip side, however, credit card fees can eat away at your profits since a percentage of each credit card transaction goes toward processing fees.

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SEPTEMBER 26, 2024

A credit card surcharge refers to the additional fee that credit card-paying customers absorb in exchange for convenience. It helps businesses maintain their pricing structure while offsetting credit card payment processing expenses. But the surcharge amount isn’t up to your discretion.

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Stax

NOVEMBER 15, 2023

Financial implications for the business Direct reduction impacts profit margins, possibly requiring price adjustments, and can affect tax reporting. Long-term sustainability and adaptability Sustainability-wise, direct reduction can strain profits, necessitating adjustments.

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Stax

APRIL 18, 2024

Step 5: Payment Once clearing is complete, the issuing bank transfers the funds to the acquiring bank. This marks the completion of the credit card payment process. Who Sets the Credit Card Processing Fees? Typically, Visa and Mastercard would adjust these fees twice each year.

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EBizCharge

MAY 2, 2024

How is zero fee credit card processing different from surcharging? At first glance, zero fee credit card processing and surcharging may seem similar because both approaches aim to eliminate credit card payment processing fees.

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