Clearly Payments

OCTOBER 30, 2024

It’s more complex than domestic payments, as it requires a payment infrastructure that supports global payment options and multiple currencies while ensuring security and compliance with foreign regulations. Compliance with International Regulations Expanding internationally also means complying with local regulations in each new market.

International Payments

Fintech News

MAY 21, 2025

Temenos has introduced a new AI-powered solution aimed at improving how banks detect and manage financial crime. Announced at the Temenos Community Forum in Madrid, the Temenos FCM AI Agent is now generally available. The AI Agent was developed in collaboration with a European tier-1 bank under Temenos Design Partner Program.

Financial Crimes

Fintech News

FEBRUARY 10, 2025

The financial services industry has consistently led the way in embracing technological advancements, with Generative AI (GenAI) emerging as a transformative force in recent years. However, the emergence of Agentic AI marks a significant evolution in this landscape. What is Agentic AI?

AI

Fintech Finance

MARCH 5, 2025

HPS , a leading global provider of payment software and solutions, and Enigma , a global leader in artificial intelligence enabled entity resolution and decision-making, today announced a strategic collaboration to deliver cutting-edge AI fraud detection models to businesses worldwide.

Fraud Detection

The Fintech Times

JULY 10, 2025

It proposes an AI-driven approach that promises smarter routing, dynamic pricing and enhanced fraud detection. AI-driven fraud detection through ‘cost anomalies’: When the system spots unusually high fees, often a red flag for fraud, it flags the transaction in real time, before it goes through.

Real Time Payments

The Fintech Times

MAY 10, 2025

Whether through Banking-as-a-Service partnerships or agentic AI that guides financial decisions, we are moving toward an experience that is seamless and fully integrated into daily life.” Emerging tech: High-stakes opportunities The hype surrounding AI, blockchain and quantum computing continues to grow, and for good reason. .

AI

Finextra

JUNE 30, 2025

Across the globe, countries are embracing AI at vastly different speeds, with Asia and the Middle East taking the lead in enterprise adoption, while the U.S. and UK scale up their generative AI pilots. and UK scale up their generative AI pilots. AI adoption—including generative AI—varies significantly by country and region.

AI

The Fintech Times

NOVEMBER 16, 2024

To this end, 65 per cent of merchants plan to invest in artificial intelligence (AI) over the next 12 months, recognising its role in real-time fraud detection and improved payment performance. One of the main reasons for this is that 63 per cent of merchants believe this is their main challenge for the year ahead.

Fraud Prevention

The Fintech Times

MARCH 12, 2025

As technologies like cloud computing and artificial intelligence (AI) become more accessible, banks in 2025 will face a new challenge. In turn, this partnership has provided banks with speed and precision in delivering AI-driven services. How will banks utilise AI in 2025? “Agentic AI is a game-changer.

AI

The Payments Association

JANUARY 21, 2025

Furthermore, the report takes a forward-looking approach, incorporating forecasts for 2025 and exploring pivotal themes such as artificial intelligence in payments, the evolution of tokenisation and decentralised finance (DeFi), and the adoption of emerging technologies like blockchain, generative AI, and machine learning.

Payments Trends

Finovate

APRIL 8, 2025

AI-powered anti-money laundering (AML) company Hawk has raised $56 million in Series C funding. Hawk , a company offering AI-powered anti-money laundering (AML), screening, and fraud prevention solutions, has secured $56 million in Series C funding. “AI is in our DNA at Hawk,” Schweiger said.

Financial Crimes

FloQast

MARCH 19, 2025

In an industry facing an extreme talent shortage, combined with rapidly evolving technology, Artificial Intelligence (AI) agents should be a top priority for all accounting departments to evaluate this year. But what exactly are AI agents, how can you use them, and what are the benefits? What are AI Agents? Lets dive in!

AI

The Fintech Times

FEBRUARY 19, 2025

A couple of years after its initial boom, artificial intelligence (AI) still remains a huge buzzword in the fintech industry, as every firm looks at a new way of integrating the tech into its infrastructure to gain a competitive edge. “The solution isn’t to use AI less, but rather to test it more rigorously. .

AI

The Payments Association

JANUARY 3, 2025

A roundtable discussion among merchants addressing the evolving challenges of fraud in their operations across various sectors. It highlights the necessity of advanced fraud detection and greater industry collaboration. Improving regulations, using technology for detection, and fostering industry-wide cooperation.

Fraud Detection

Finovate

MARCH 19, 2025

A newly announced partnership between core banking provider Tuum and full-cycle verification platform Sumsub will give banks, fintechs, and financial institutions the ability to streamline customer onboarding and enhance fraud prevention without adding friction to the user experience.

Fraud Prevention

The Payments Association

MARCH 19, 2025

The financial world is moving toward real-time payments, embedded finance, open banking, AI, robot process automation (RPA), and global interoperabilitybut outdated technology is slowing banks down, creating higher security risks, compliance challenges, and operational inefficiencies.

Payment APIs and Integration

The Fintech Times

JULY 7, 2025

Seventy-five per cent of UK financial services firms are already using AI, up from 58 per cent just two years ago, yet uncertainty about compliance is slowing progress, according to a new policy paper from industry body Innovate Finance. Adoption is highest in operations and IT, followed by retail banking and insurance.

Rules

The Payments Association

JANUARY 8, 2025

The payments industry in 2025 will see advancements in real-time payments, AI tools, and voice-activated technologies reshaping consumer and business interactions. AI and machine learning in payments Anastasija Tenca, chief operations officer at Noda AI and machine learning will have an even bigger impact on payments in 2025.

Non-Bank

Fintech News

MARCH 24, 2025

Crypto fraud rate, %, Source: State of the Crypto Industry 2025, Sumsub, Feb 2025 According to the report, these results can largely be attributed to advancements in fraud prevention technologies, with innovations like biometrics checks and artificial intelligence (AI)-backed automation significantly enhancing security and fraud detection.

APACS

The Payments Association

MAY 16, 2025

Modern payment orchestration platforms now serve as strategic infrastructureoptimising performance, compliance, and customer experience at scale. Additionally, centralised reporting simplifies financial reconciliation and compliance efforts, enhancing control and accountability for finance and operations teams.

Transactions

Stax

APRIL 3, 2025

Theyre easy to integrate and set up, with the host taking care of data security measures, including PCI compliance and fraud protection. On top of PCI compliance, you might have to pay extra for SSL (Secure Sockets Layer) certification. This token is used in place of the actual payment data.

Payment Solutions

Neopay

JANUARY 22, 2025

Fraudsters are exploiting GenAI tools such as large language models (LLMs), voice cloning, and deepfakes to carry out increasingly sophisticated scams that are harder to detect and prevent. Impersonation fraud: Voice cloning technology allows scammers to convincingly impersonate family members, colleagues, or business executives.

AI

Fintech Finance

FEBRUARY 17, 2025

Fintech compliance is an increasingly important aspect of the financial industry. As the fintech industry continues to grow and evolve, so do the demands for regulatory compliance. “Compliance is the foundation of trust in global payments.

Compliance

Fintech Finance

NOVEMBER 14, 2024

Building the future: strategic investments in AI and data analytics Merchants are responding to payment challenges with a focus on technology that supports both security and operational agility. Regulatory changes, including PSD3 and APP fraud regulations, were also highlighted, with 50% of respondents noting their influence.

Payment APIs and Integration

The Payments Association

JUNE 11, 2025

How digital commerce platforms manage escalating fraud risks while scaling operations. Rising fraud, complex regulations, and evolving threats are straining platforms’ ability to grow securely. A shift toward AI-driven, integrated fraud management systems aligned with tightening UK regulations. Why is it important?

Risk

The Payments Association

JULY 15, 2025

Questions address both immediate challenges (fraud prevention, regulatory compliance, technology readiness) and forward-looking opportunities (AI implementation, collaborative defence strategies, regulatory evolution). Coupled with a culture of innovation and trust, this drives effective, customer-centred fraud prevention."

Financial Crimes

The Payments Association

FEBRUARY 10, 2025

The compliance challenges of virtual IBANs, focusing on AML obligations and regulatory gaps. However, their rapid adoption has raised concerns about regulatory oversight, particularly concerning anti-money laundering (AML) compliance. Why is it important?

IBAN

The Payments Association

FEBRUARY 10, 2025

It highlights new corporate responsibilities, significant penalties for non-compliance, and the businesses need to implement strong fraud prevention measures to protect their financial and reputational standing. The only defence is having "reasonable procedures" in place to prevent fraud. What’s next?

Crime

Clearly Payments

JANUARY 21, 2025

Compliance Issues: Governments must adhere to strict regulations like PCI DSS, which can be difficult with aging systems. Stronger Security: Advanced encryption, tokenization , and fraud detection protect sensitive data and bolster public trust. Accessibility: Ensure compliance with WCAG guidelines for users with disabilities.

Government Payments

Fintech Review

APRIL 20, 2025

In the financial sector, it includes fraud detection, threat intelligence, data encryption, biometric verification, and risk monitoring. Regulation and Compliance Cybertech is not only about protecting infrastructure, it is also about meeting legal and regulatory expectations. Compliance is no longer a back-office task.

Finance

The Fintech Times

FEBRUARY 17, 2025

Welcome to Edition 59 of The Fintech Times , where we explore how AI is reshaping banking, from boosting efficiency to cutting costs. With around 60% of banks fully integrating AI, the industry faces a strategic divideprioritizing productivity or reducing expenses. Happy reading!

FinTech

The Payments Association

JULY 23, 2025

While banks pursue incremental digital improvements, Visa and Mastercard have launched platforms enabling AI agents to conduct transactions autonomously. As tokenisation expanded to e-commerce and Click to Pay, compliance took precedence over flexibility. Trouble in paradise Yet the tokenisation landscape remains fragmented.

Payment APIs and Integration

The Payments Association

JUNE 16, 2025

From AI-driven personalisation to localised routing and wallet-native flows, the future of payments is invisible, optimised and secured by real-time, adaptive fraud protection. 29% of businesses find fraud prevention extremely challenging—making it the most severe concern across all payment-related issues.

Innovation

Fintech Finance

APRIL 1, 2025

The paper entitled How to Solve Banks’ Legacy System Challenges While Controlling Risk suggests that this unnecessary expense is hindering innovation and digital transformation and presents a groundbreaking AI-enabled solution that allows banks to modernize without excessive risk.

ISO 20022

The Payments Association

APRIL 28, 2025

It highlights how industry leaders are prioritising AI, cross-border payments, and digital currencies while grappling with regulatory, technological, and customer demands. The UK’s transition from payment implementation to regulatory compliance suggests increasing regulatory pressures in established markets. Why is it important?

Cross-Border Payments

The Payments Association

DECEMBER 18, 2024

” Andy Watson, chief people and transformation officer, notes, “2025 will likely be the year of AI agents. Anthropic launched its AI agent Computer Use in October 2024, and OpenAIs new AI agent, codenamed ‘Operator,’ is set to launch early next year. ”

Cross-Border

Fintech Finance

JULY 8, 2025

RS2’s AI-powered transaction routing and fee engine dynamically calculates interchange and scheme fees before submission, enabling optimal routing and pricing in real-time. Fraud detection is enhanced by flagging “cost anomalies”, which are unusually high fees that may indicate suspicious activity.

Acquirers