The Payments Association

FEBRUARY 17, 2025

As digital payment technologies evolve, they are revolutionising how transactions occur and breaking down barriers that have long excluded billions from the financial ecosystem. AI plays a crucial role in fraud detection and compliance, ensuring that financial inclusion does not come at the cost of security.

Innovation 88

Innovation Cross-Border Financial Inclusion Payment APIs and Integration 88

Finextra

JUNE 6, 2025

To address these issues, international leaders such as Klarna, Afterpay, PayPal, and Affirm are already using artificial intelligence (AI) and big data to minimise their losses and at the same time personalize services for customers and increase sales. Further the global market is forecast to grow at a CAGR of 10.2%

BNPL 52

BNPL Technology Payment APIs and Integration AI 52

Fintech Review

APRIL 3, 2025

London, United KIngdom, April 3rd, 2025, FinanceWire Virturo.com Virturo senior strategists Eduard Becker and William Rieke have developed a series of AI-driven strategies aimed at refining contract-for-difference (CFD) trading for high-net-worth individuals (HNWIs).

AI 52

AI Risk Management Risk Assessment Assessments 52

The Payments Association

FEBRUARY 10, 2025

AI can enhance transaction monitoring, while stronger KYC processes and staff training will help manage risks and maintain compliance. Partnering with regional providers, leveraging AI for fraud detection, and conducting regular audits will ensure compliance, transparency, and operational excellence.

IBAN 88

IBAN AML Master Account Due Diligence 88

Finovate

SEPTEMBER 23, 2024

You’ve seen the hype around Generative AI (GenAI). And perhaps you even have an AI strategy in place at your organization. But because the development of AI moves faster than any enabling technology we’ve seen in banking in the past, it’s important to think ahead to the next iteration.

AI 105

AI Assessments Compliance Adjustments 105

Finovate

DECEMBER 11, 2024

With the launch of its new GenAI Financial Crime Detection Suite, ThetaRay aims to enhance risk assessment, streamline operational workflows, and strengthen anti-money laundering (AML) reporting to reduce fraudulent activity, such as money laundering and terrorist financing.

Financial Crimes 59

Financial Crimes Crime Money Laundering Risk Assessment 59

Fintech News

APRIL 16, 2024

Generative artificial intelligence (AI), also known as gen AI, is expected to significantly impact risk management over the next five years, allowing financial institutions to automate tasks, accelerate processes and improve efficiencies. Following a credit decision, gen AI can draft the credit memo and contract.

Risk Management 116

Risk Management Risk AI Use Case 116

Fintech News

JULY 7, 2025

4 Accelerated lending decisions Artificial intelligence combined with automated risk assessments will enable instant approvals for products like microloans and Buy-Now-Pay-Later, providing faster access to credit. #5 Partnerships will also matter more than ever.

Automation 97

Automation Payment APIs and Integration Financial Inclusion Cross-Border Payments 97

Fintech Review

MAY 7, 2024

The fintech sector is currently undergoing a significant transformation, with artificial intelligence (AI) and machine learning at the forefront of this change. These technologies are transforming how financial services operate, injecting unprecedented levels of efficiency and innovation.

AI 98

AI FinTech Risk Assessment Fraud Detection 98

The Fintech Times

FEBRUARY 15, 2025

LEAP 2025 , held in Riyadh from 9 to 13 February, highlighted Saudi Arabias commitment to financial technology and digital transformation. LEAP 2025 featured a dedicated Fintech Track, covering digital banking, blockchain applications, and AI in finance.

Innovation 64

Innovation Fraud Prevention AI Compliance 64

Fintech News

JANUARY 21, 2025

A new report by Twimbit, a Singapore-based research and advisory firm, highlights the state of open finance in Southeast Asia, exploring the different factors such as regional integration, technological innovation, evolving business models, and API monetization that are fueling the growth of the sector.

Payment APIs and Integration 109

Payment APIs and Integration Finance Cross-Border API 109

Trade Credit & Liquidity Management

JUNE 23, 2025

Leveraging Artificial Intelligence for Credit Decisioning that Lives Inside Your CRM AI-based decision-enabling tools are now able to transform the credit process from a manual, finance-only task into a connected, intelligent part of your Q2C workflow. AI-Powered Credit Recommendations: Move beyond static rules.

CRM 52

CRM AI Risk Micro-Entry 52

Fintech Review

MARCH 11, 2025

NYC, NYC, March 11th, 2025, FinanceWire Feedzai , the global leader in AI-native fraud prevention solutions, today announced the launch of ScamAlert, an innovative GenAI-powered fraud prevention agent built from a deep understanding of tactics fraudsters use to exploit consumers.

Scams 52

Scams Fraud Prevention Risk Assessment Financial Crimes 52

Bank Automation

MARCH 18, 2024

This demand is driving a transformative shift towards leveraging Artificial Intelligence (AI) and automation to redefine credit and risk assessment strategies. These technologies promise a future where financial institutions can navigate the complexities of credit […]

Credit Risk 83

Credit Risk Automation Risk AI 83

Fintech News

JUNE 12, 2025

” She added on, saying that the crypto industry presents a unique opportunity to adopt AI and more technological solutions to reduce the noise and zoom in more accurately within a short period of time. This continuous risk assessment helps flag suspicious patterns before they become compliance incidents.

Compliance 113

Compliance Travel Rule Risk Due Diligence 113

The Payments Association

JUNE 11, 2025

How digital commerce platforms manage escalating fraud risks while scaling operations. A shift toward AI-driven, integrated fraud management systems aligned with tightening UK regulations. Technology is evolving—But not a silver bullet AI-powered defences are advancing rapidly, from intent-based detection to behavioural biometrics.

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88

PYMNTS

DECEMBER 9, 2020

Consumers are more susceptible than ever to falling short on their monthly bills, leaving banks searching for more proactive ways to mitigate the risk of defaults. There are countless technologies banks are employing to help them in this task, but none are as effective as artificial intelligence (AI).

Credit Risk 98

Credit Risk AI Risk Fraud Detection 98

Finovate

FEBRUARY 10, 2025

Backbase most recently demoed its technology on the Finovate stage at FinovateFall 2021. A newly announced strategic partnership between Backbase and Feedzai aims to bring advanced financial crime prevention technology to engagement banking. Feedzai made its Finovate debut at FinovateEurope 2014 in London.

Financial Crimes 65

Financial Crimes Crime Fraud Prevention Account Takeovers 65

Nanonets

DECEMBER 13, 2023

Integrating AI and automation into the underwriting workflow presents a significant opportunity to minimize the time allocated to administrative tasks, manual processes, and repetitive data entries. In addition, AI can help insurance firms evaluate risk with high accuracy by analyzing large volumes of data.

AI 102

AI Process Fraud Detection Compliance 102

The Fintech Times

SEPTEMBER 14, 2024

Having already explored compliance challenges, penalties and solutions, we now turn our attention to the technology of the moment: AI. While we’re well aware that AI is currently spoken about in absolutely every context, we also understand the huge impact it can have across sectors and operations.

Compliance 106

Compliance AI Process Suspicious Activity Report (SAR) 106

PYMNTS

DECEMBER 14, 2020

consumers think about artificial intelligence (AI) as it relates to their financial lives? Just ask them, as was done for the December 2020 How To Put AI In Your 2021 FI Business Plan Playbook , a collaboration with Brighterion. Better credit management is just one benefit AI can confer to banks, however,” per the Playbook.

AI 87

AI Online and Mobile Banking Risk Assessment Credit Risk 87

Finovate

DECEMBER 6, 2023

When it comes to predicting the next leap in fintech, you have to risk not only getting things wrong , but also being ok with it. Quantum computing’s promise to help firms increase speed, efficiency, and decrease risk appears to be a green field of revenue opportunity for organizations across the sector.

AI 104

AI FinTech CHIPS Risk Assessment 104

The Payments Association

MARCH 25, 2025

The fintech sector is evolving rapidly, transforming financial transactions, but it is also facing growing regulatory scrutiny and risks, such as fraud and cybersecurity threats. As director/MLRO of SENDS, a UK-licensed EMI, I see AI’s potential in fraud prevention, AML, and compliance.

Regulatory Compliance 136

Regulatory Compliance AML PCI DSS Compliance 136

Fintech News

JULY 4, 2024

As artificial intelligence (AI) rapidly transitions from a nascent development to a ubiquitous technology accelerating advancements across the financial landscape, far-reaching implications for central banks worldwide are quickly emerging.

Central Bank 102

Central Bank AI Correspondent Bank Correspondent 102

The Fintech Times

FEBRUARY 5, 2025

The Digital Operational Resilience Act (DORA), Network and Information Security Directive 2 ( NIS2 ) and the EU AI Act share a common purpose: improve cybersecurity and operational resilience while ensuring responsible AI use. Meanwhile, 63 per cent of those claiming compliance report having transparency measures in place.

Compliance 64

Compliance Cybersecurity Audit AI 64

The Fintech Times

JUNE 19, 2025

Many parts of the insurance sector, which have previously been marred by legacy technology, are now undergoing rapid digital transformation. AI driving change “Artificial Intelligence (AI) is transforming insurance from front to back,” explains Dean Standing , chief revenue officer at data consultancy Sagacity.

AI 51

AI Risk Consulting Automation 51

FICO

NOVEMBER 30, 2016

These intelligent scores can be used to assess risk in the underwriting process for cyber security insurance, an exploding category that CFO magazine calls a “must have” : “A September [2016] survey by the Risk and Insurance Management Society found that 80% of the companies bought a stand-alone cybersecurity policy in 2016.”

AI 108

AI Compromise Risk Assessment Assessments 108

The Payments Association

MAY 16, 2025

AI is transforming compliance in financial services, offering efficiency gains while introducing new risks that demand robust governance. Artificial intelligence (AI) is no longer a futuristic concept. 85% of digital-first payment firms report live AI integration, particularly in fraud analytics and real-time risk scoring.

Compliance 88

Compliance AI Risk Audit 88

Fintech Review

SEPTEMBER 5, 2024

Palo Alto, California, United States, September 5th, 2024, Chainwire AI-driven platform detects fraud at its earliest stages, preventing billions in potential crypto losses As scams grow more sophisticated and increasingly target crypto for laundering billions in losses, CUBE3.AI AI is pioneering a new era in fraud prevention.

Scams 52

Scams Blocks AI Fraud Prevention 52

Fintech Review

JUNE 12, 2024

The insurance industry is undergoing a significant transformation driven by technological advancements. Insurtech, a term blending ‘insurance’ and ‘technology,’ is revolutionising traditional insurance models. Traditional risk assessment methods rely on historical data and generalised assumptions.

Risk Assessment 96

Risk Assessment Regulatory Compliance Assessments Risk Management 96

Trade Credit & Liquidity Management

JUNE 25, 2025

In this data-driven economy, risk assessment demands more than simply evaluating whether a customer will pay their bills. To truly understand and manage credit risk today, modern companies must look beyond the basics and leverage new technologies, alternative data, and broader information sources.

Risk Assessment 52

Risk Assessment Regulatory Compliance Assessments Legal 52

Finovate

JUNE 3, 2025

The collaboration will combine ThetaRay’s Cognitive AI Transaction Monitoring solution with Spayce’s payments infrastructure to enhance the platform’s financial crime detection capabilities. Spayce will leverage ThetaRay’s AI-first solution to ensure regulatory compliance and scale securely.

Cross-Border Payments 52

Cross-Border Payments Cross-Border Financial Crimes Crime 52

The Finance Weekly

SEPTEMBER 23, 2021

To improve operations, businesses are combining digital payment solutions and AI-powered gadgets. Take a peek at the list below if you're not up to date on the latest technological advancements. The latest , automated technologies are capable of doing repeated operations with pinpoint accuracy and precision.

Risk Assessment 130

Risk Assessment Cross-Border AI Automation 130

PYMNTS

APRIL 28, 2019

Set up in 2016 by companies including Google, Microsoft, Amazon and Facebook, The Partnership on AI released a report that stated algorithmic risk assessment tools cannot properly provide the right level of transparency and accountability. This report documents the serious shortcomings of risk assessment tools in the U.S.

Law Enforcement 58

Law Enforcement Laws Risk Assessment AI 58

The Fintech Times

MAY 1, 2025

AI is already disrupting every area of the financial services industry, and is being included in almost every strategic conversation around technology-enabled transformation. High-quality, accurate data lies at the core of every successful AI implementation. It is here that a data-driven approach must be agreed upon.

AI 45

AI Risk Fraud Detection Risk Assessment 45

Finextra

JULY 7, 2025

The UK government recently outlined its National Payments Vision – plans for a next-generation payments ecosystem, built around open banking and emerging technology. As AI adoption grows, fintechs will depend increasingly on machine learning for hyper-personalised services. billion in the first half of 2024 , defying a global downturn.

FinTech 52

FinTech Payment APIs and Integration PCI DSS AI 52

Fintech Finance

MAY 18, 2025

Yaspa uses open banking technology to provide instant bank payments that are faster and more cost-effective than cards. Its unique Intelligent Payments solution combines Pay by Bank transactions, AI-powered verification, and real-time risk assessment into a seamless, secure experience.

Innovation 52

Innovation Real Time Payments Verification Risk Assessment 52