The Payments Association

JUNE 16, 2025

Merchant Payments 2025: The Innovation Divide in Numbers 72% of UK merchants say high transaction fees are a challenge to their business, making it the most frequently cited operational pain point in 2025. 29% of businesses find fraud prevention extremely challenging—making it the most severe concern across all payment-related issues.

Innovation

The Payments Association

JANUARY 8, 2025

Key payment trends in fintech for 2025 The payments landscape will continue becoming more diverse and consumer-focused. Digital wallets are already mainstream, but alternative payment methods like BNPL (buy now, pay later) are gaining momentum. Open banking, or pay-by-bank, is another trend to watch.

Non-Bank

The Fintech Times

NOVEMBER 24, 2024

As revealed in the survey, approximately one in 10 Americans now use a BNPL service, and Afterpay remains a preferred choice thanks to its commitment to transparency and responsible lending.

BNPL

The Payments Association

AUGUST 4, 2025

The high cost of doing nothing For SMEs, failing to upgrade payment systems doesn’t just risk operational inefficiency—it erodes trust and shrinks growth potential. Lost revenue opportunities Outdated systems often lack support for emerging payment methods like digital wallets, BNPL (buy now, pay later), or open banking.

Innovation

Fintech Finance

JANUARY 15, 2025

Security remains paramount in payment choices, with more than half (52%) citing security as the most important thing when choosing a payment method, rising to 62% of over 55s. Almost half (45%) view credit/debit cards as the most secure way to make online purchases, with less than 5% viewing BNPL as most secure.

Research

Stax

APRIL 10, 2025

TL;DR You get to choose from traditional payment methods like cash and checks, online payment methods like digital wallets and ACH transfers, and emerging payment methods like BNPL services and cryptocurrencies.

Small Business

The Payments Association

JUNE 10, 2025

Winning millennial payments across industries The research identifies specific strategies businesses can implement to attract millennial customers across various sectors. Connect once to our global commerce ecosystem to supercharge your growth by unifying payments, streamlining operations, and getting access endless opportunities.

Security

Stax

APRIL 3, 2025

They can range from traditional payments, such as credit/debit cards and ACH payments , to modern alternative methods, such as digital wallets, mobile transactions, Buy Now Pay Later (BNPL), and cryptocurrency. The eCommerce payment solution infrastructure involves several key players.

Payment Solutions

The Payments Association

FEBRUARY 4, 2025

Security remains paramount in payment choices, with over half (52%) citing security as the most important thing when choosing a payment method, rising to 62% of over 55s. Almost half (45%) view credit/debit cards as the most secure way to make online purchases, with less than 5% viewing BNPL as the most secure.

Research

Finovate

MARCH 25, 2025

Gr4vy also gives Trek a no-code method of adding multiple payment options, including digital wallets, Buy Now, Pay Later (BNPL), and alternative payment methods.

Payment APIs and Integration

Fintech Finance

JUNE 18, 2025

Furthermore, the report revealed a significant portion of respondents believe SMEs should offer the same sophisticated payment technology as their larger corporate counterparts.

Research

The Paypers

JUNE 10, 2025

Through this move, AstroPay got integrated with BR-DGE’s platform, making it available as an APM for the latter’s merchant customers across several sectors, including ecommerce, travel, gaming, and digital goods.

Cross-Border

Finextra

JULY 31, 2025

They allow you to offer features like UPI, BNPL, tax filing, or even investment platforms, all inside your banking app. So you must: Open banking APIs for third-party integration You must be ready to connect with other apps, services, and ecosystems. That’s where open banking APIs come in. It expresses the views and opinions of the author.

Payment APIs and Integration

Fintech News

SEPTEMBER 18, 2024

In Asia-Pacific (APAC), the payment landscape is rapidly evolving, driven by the integration of advanced technologies, growing use of alternative payment methods and the rise of digital currencies. BNPL, in particular, has surged, rising from accounting for 1.6% of e-commerce payments in 2022 to 4.4%

APACS

The Fintech Times

JANUARY 9, 2024

Paymob , the financial services enabler in the Middle East, North Africa, and Pakistan (MENAP) has joined forces with Tamara , the shopping and payments platform in the GCC region. For businesses of any size, comprehensive payment offerings ensure increased sales and conversions.

Payment Gateways

Fintech Finance

OCTOBER 9, 2024

ACI’s annual Unwrapping Checkout Trends report provides merchants and acquirers with essential insights on payment trends, spending and fraud predictions, and actionable ways to maximize secure and authentic conversions. In H1 2024, global BNPL transactions skyrocketed by an astounding 237%, nearly tripling in volume.

BNPL

Tearsheet

JULY 1, 2024

Thomas Priore – CEO, Priority This interview covers several key areas of interest in the payment landscape. Priore shares his observations on Gen Z’s adoption of newer payment methods like buy now, pay later (BNPL) for smaller purchases. BNPL is not your grandma’s layaway. Data shows nearly 32.8

BNPL

The Fintech Times

SEPTEMBER 26, 2024

Hidden fees and limited payment options have often been a large hurdle which has hindered the amount of credit payments being made to small businesses. Firms using the business platform, Xero can now add ‘buy now pay later’ (BNPL) to their offering as it partners with Klarna , the AI-powered global payments network.

BNPL

PYMNTS

DECEMBER 6, 2019

Retailers must accommodate financial flexibility, which is leading many to explore alternative solutions — such as Buy Now, Pay Later (BNPL) solutions. In the inaugural Buy Now, Pay Later Tracker , PYMNTS explores the potential impact that BNPL could have on the retail world, especially during the 2019 holiday season.

BNPL

PYMNTS

MARCH 9, 2020

This is prompting retailers outside the luxury space to explore buy now, pay later (BNPL) options. The number of BNPL users in the country rose 41 percent in the same time frame. BNPL solutions can help bridge this trust gap and encourage customers to finalize transactions about which they are tentative. and the U.S.

BNPL

PYMNTS

FEBRUARY 7, 2020

Buy Now, Pay Later (BNPL) solutions are beginning to ingratiate themselves further into the buying experience for customers worldwide. Consumers are using installment payments to purchase everything from clothing to cosmetics, and the race to see which BNPL provider will dominate in which market is on.

BNPL

Fintech Finance

OCTOBER 31, 2024

Another issue is the lack of Google Pay or Apple Pay options, while some retailers said a lack of alternative payment methods was a challenge. The most common barrier, cited by almost half of respondents, was ‘limited functionality/capabilities’, closely followed by ‘performance challenges’.

Alternative Payment Methods

PYMNTS

FEBRUARY 10, 2020

Younger consumers expect instant gratification and affordable ways to obtain the goods they desire, prompting more retailers to adopt buy now, pay later (BNPL) payment services. BNPL is] a solid and strong customer acquisition tool,” he continued. “In The Next BNPL Wave . It] does not feel like as much of a reach.”.

BNPL

Fintech Finance

MARCH 18, 2025

Thomas Gillan, CEO of BR-DGE says that orchestration has been framed as an execution layer, when it should also be seen as a distribution layer – and that brings benefits to everyone in the payment chain while BNPL is the fastest-growing alternative payment method among consumers in the UK.

Alternative Payment Methods

Fintech Finance

JULY 23, 2024

Anil Nanda, Partner and UK & Europe Head of Payments said: “The payments industry is undergoing significant change and disruption. Alternative payment methods like digital wallets, account-to-account (A2A), and buy now, pay later (BNPL) continue to gain popularity.

Consulting

Fintech Finance

NOVEMBER 18, 2024

Failed payments are another critical factor. A simple one-page checkout process utilising autofill and a range of familiar payment options – including multiple express checkouts and Buy Now, Pay Later (BNPL) options – can make a significant difference to conversions.

Payments Strategy

PYMNTS

MAY 20, 2020

Alternative payment methods like mobile wallets or instant credit are becoming more attractive, but retailers must remember that consumers are not necessarily searching for the next big payment trend. Customers’ growing awareness of and actual engagement with the method led Igloo to support BNPL solutions, Garofalow said.

BNPL

The Fintech Times

DECEMBER 31, 2023

In 2024, payment experts foresee increased demand for instant payments, greater use of alternative payment methods, simplified mobile-friendly payments, user-focused and secure payment practices, automation of payment processes, and heightened reliance on data analysis and AI. .”

Global Payments

Clearly Payments

AUGUST 14, 2024

Additionally, the use of alternative payment methods like mobile wallets (e.g., Alipay, WeChat Pay) and bank transfers is prevalent, which can sometimes result in lower fees compared to traditional card payments. Additionally, the growing use of alternative payment methods, such as local digital wallets (e.g.,

Process

The Fintech Times

JUNE 22, 2024

Not even a year after its launch, Apple has removed itself from the buy now pay later (BNPL) space, as it has announced that its Apple Pay Later product will no longer be supported. In March 2023, Apple announced a new product which would let US customers make payments in four chunks over a six-week period. ” Why get involved?

BNPL

PYMNTS

JANUARY 7, 2021

Silicon Valley buy now, pay later (BNPL) startup Uplift has closed a $68 million credit line deal with Atalaya Capital Management. . With the anticipated bounceback of the travel industry in 2021, BNPL solutions are expected to become a mainstream tool for travelers. 7) press release.

BNPL

PYMNTS

JULY 15, 2020

ChargeAfter , the buy now, pay later (BNPL) technology company, has partnered with Visa to integrate its Cybersource payment management platform, the company announced on Wednesday (July 15). The strategic partnership enables Cybersource’s merchants worldwide to access Visa’s eCommerce credit card payment system.

Point-of-Sale (POS)

Fintech Finance

JANUARY 8, 2024

Paymob , the leading financial services enabler in the Middle East, North Africa, and Pakistan (MENA-P) has announced its partnership with Tamara , the leading shopping and payments platform in the GCC region. For businesses of any size, comprehensive payment offerings ensure increased sales and conversions.

BNPL

The Payments Association

OCTOBER 4, 2024

Fintech startups, blockchain technology, and the rise of decentralised finance (DeFi) are proving to be worth challengers to traditional card-based payment systems. The rise of alternative payment methods like cryptocurrencies, mobile payments (e.g., High fees can erode the precious and often narrow profit margins.

Online and Mobile Banking

Fintech Finance

MARCH 12, 2024

As e-commerce, travel and FinTech businesses seek to reduce time-to-market and time-to-revenue, as well as offer their customers the best possible payment experiences, Ecommpay’s proprietary full stack payments platform is set up to meet their goals.

FinTech

The Fintech Times

APRIL 29, 2024

. “A simple way to ensure financial inclusion is being considered is to provide an extensive array of payment alternatives beyond conventional credit and debit cards, such as digital wallets , BNPL options, and alternative payment methods, like PayPal.

Embedded Finance

Clearly Payments

FEBRUARY 19, 2024

Consumer Preferences Credit cards maintain their dominance as the preferred online payment method, accounting for approximately 40% of all e-commerce transactions. Alternative payment methods, including digital wallets (25%), buy now, pay later (BNPL) options (10%), and debit cards (15%), are rapidly gaining traction.

Process