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The future of payments: Key trends that will shape 2025

The Payments Association

Key payment trends in fintech for 2025 The payments landscape will continue becoming more diverse and consumer-focused. Digital wallets are already mainstream, but alternative payment methods like BNPL (buy now, pay later) are gaining momentum. Open banking, or pay-by-bank, is another trend to watch.

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SNEAK PEEK: In the mind of the merchant: Top challenges and priorities for the next 12 months

The Payments Association

Merchants need to continue adapting to new payment methods, collaborate with industry peers, and stay agile in balancing innovation and regulatory compliance. As the payments ecosystem continues to evolve with innovations like open banking, instant payments, and tokenisation, merchants are facing a host of challenges and opportunities.

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Five payments trends to watch closely in 2025

The Payments Association

2025 payment trends focus on digital wallets, instant payments, AI, fraud prevention, and consumer convenience, driven by evolving regulations and innovation. As the payments landscape evolves, businesses face increasing pressure to adapt to technological advancements and changing consumer expectations.

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Paytech in 2024: Intix, Brite, PPRO, emerchantpay, Valopa, Bottomline, Primer, Global Payments

The Fintech Times

In 2024, payment experts foresee increased demand for instant payments, greater use of alternative payment methods, simplified mobile-friendly payments, user-focused and secure payment practices, automation of payment processes, and heightened reliance on data analysis and AI.

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Em Conversa: Exploring Payment Trends in Brazil and Beyond With emerchantpay

The Fintech Times

What are some payment trends we’re seeing in Brazil? In terms of payment preferences across the country, Pix , the Brazilian Central Bank ’s instant payment platform, has taken an impressive market share. Another alternative payment method that is gaining popularity in the region is e-wallets.

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Africa to See Triple-Digits Growth in Consumer Spending Over the Next Decade, EBANX Shows

Fintech Finance

In India, the country with the most widely used instant payment system in the world, UPI is the preferred method for online purchases, accounting for 55%, 30 percentage points higher than credit cards, per PCMI. In Napa Valley, industry experts advocated for strategic partnerships to connect Africa with the rest of the world.

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In the mind of the merchant: Top challenges and priorities for the next 12 months

The Payments Association

Merchants need to continue adapting to new payment methods, collaborate with industry peers, and stay agile in balancing innovation and regulatory compliance. As the payments ecosystem continues to evolve with innovations like open banking, instant payments, and tokenisation, merchants are facing a host of challenges and opportunities.