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Key paymenttrends in fintech for 2025 The payments landscape will continue becoming more diverse and consumer-focused. Digital wallets are already mainstream, but alternativepaymentmethods like BNPL (buy now, pay later) are gaining momentum. Open banking, or pay-by-bank, is another trend to watch.
Merchants need to continue adapting to new paymentmethods, collaborate with industry peers, and stay agile in balancing innovation and regulatory compliance. As the payments ecosystem continues to evolve with innovations like open banking, instantpayments, and tokenisation, merchants are facing a host of challenges and opportunities.
2025 paymenttrends focus on digital wallets, instantpayments, AI, fraud prevention, and consumer convenience, driven by evolving regulations and innovation. As the payments landscape evolves, businesses face increasing pressure to adapt to technological advancements and changing consumer expectations.
In 2024, payment experts foresee increased demand for instantpayments, greater use of alternativepaymentmethods, simplified mobile-friendly payments, user-focused and secure payment practices, automation of payment processes, and heightened reliance on data analysis and AI.
What are some paymenttrends we’re seeing in Brazil? In terms of payment preferences across the country, Pix , the Brazilian Central Bank ’s instantpayment platform, has taken an impressive market share. Another alternativepaymentmethod that is gaining popularity in the region is e-wallets.
In India, the country with the most widely used instantpayment system in the world, UPI is the preferred method for online purchases, accounting for 55%, 30 percentage points higher than credit cards, per PCMI. In Napa Valley, industry experts advocated for strategic partnerships to connect Africa with the rest of the world.
Merchants need to continue adapting to new paymentmethods, collaborate with industry peers, and stay agile in balancing innovation and regulatory compliance. As the payments ecosystem continues to evolve with innovations like open banking, instantpayments, and tokenisation, merchants are facing a host of challenges and opportunities.
Ives said, “Economic stratification and emerging paymentstrends around the globe mean businesses must strive for flexibility rather than totally reinvent their processes. Progress in the payments space isn’t just about what is possible … it’s determined, at least in part, by economic realities.”.
What are some paymenttrends we’re seeing in Brazil? We are proud to be at the forefront of the country’s exciting and transformative digital payments revolution, helping simplify and democratise payment transactions for companies of all sizes. What is Yuno doing to improve the payments sector in Brazil and LatAm?
Surging consumer demand for real-time, seamless, and cost-effective transactions has catapulted Pix, other account-based transfers, and debit cards to record adoption rates, establishing them as the fastest-growing paymentmethods for online purchases in emerging markets.
Privacy concerns: Using digital methods often means sharing more personal info, which can lead to privacy concerns for some users. Traditional methods ask for less personal data, which many prefer. Its easy to see why traditional payments are still popular. So, what will the future of transactions look like moving forward?
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