The Payments Association

JANUARY 8, 2025

The payments industry in 2025 will see advancements in real-time payments, AI tools, and voice-activated technologies reshaping consumer and business interactions. From pay-by-bank solutions to futuristic voice-activated payments, 2025 promises to bring significant advancements.

Non-Bank 88

Non-Bank Real Time Payments Instant Payments Payments 88

Clearly Payments

OCTOBER 31, 2024

Regional Penetration : In North America, over 70% of online purchases are made via credit cards, while only 10% of European consumers prefer this method. Growth Trends : Despite the rise of alternative payment methods, credit card transactions continue to grow in sectors like travel, accounting for 60% of all travel bookings globally.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

The Fintech Times

DECEMBER 31, 2023

In 2024, payment experts foresee increased demand for instant payments, greater use of alternative payment methods, simplified mobile-friendly payments, user-focused and secure payment practices, automation of payment processes, and heightened reliance on data analysis and AI.

Global Payments 124

Global Payments Online and Mobile Banking Alternative Payment Methods Instant Payments 124

The Payments Association

OCTOBER 4, 2024

Fintech startups, blockchain technology, and the rise of decentralised finance (DeFi) are proving to be worth challengers to traditional card-based payment systems. The rise of alternative payment methods like cryptocurrencies, mobile payments (e.g., They can offer a cheaper, faster and more direct alternative.

Online and Mobile Banking 88

Online and Mobile Banking Cross-Border Payments Cross-Border Alternative Payment Methods 88

Fintech News

NOVEMBER 5, 2024

Native methods for the mobile experience, like e-wallets and the instant payment Pix, are being added since more than 40% of Latin American players don’t own a credit card, per Newzoo in EBANX annual study, Beyond Borders. Among those under 20, the percentage is even higher: 77%.

APACS 111

APACS Online and Mobile Banking Payment APIs and Integration Credit Cards 111

The Payments Association

SEPTEMBER 30, 2024

Merchants need to continue adapting to new payment methods, collaborate with industry peers, and stay agile in balancing innovation and regulatory compliance. As the payments ecosystem continues to evolve with innovations like open banking, instant payments, and tokenisation, merchants are facing a host of challenges and opportunities.

Fraud Prevention 88

Fraud Prevention Instant Payments Alternative Payment Methods Participant 88

Fintech Finance

DECEMBER 8, 2023

Unbeknownst to them, they are all integral players in the ongoing instant payments revolution. People have seamlessly embraced various instant payment methods, with NIP in Nigeria, UPI in India, and Pix in Brazil emerging as the standout choices for their daily transactions. The numbers tell a compelling story.

Digital Payments 52

Digital Payments Instant Payments Cross-Border Payments Cross-Border 52