EBizCharge

JUNE 18, 2025

Note the difference between a surcharge and similar fees: A surcharge is applied only to credit card payments to recover processing costs. A convenience fee is charged for using an alternative payment method, like an online portal. A service fee is common in government or education sectors regardless of payment method.

Best Practices

EBizCharge

MAY 1, 2025

Encourage alternative payment methods Encouraging alternative payment methods can significantly offset credit card processing fees since debit cards, Automated Clearing House (ACH)/eChecks, and other options are typically more cost-effective.

Credit Cards

EBizCharge

JUNE 17, 2025

If you’re in an industry like education, government or utilities where offering flexible payment channels is key—adding a small fee can help offset those costs without surprising customers. A convenience fee might be your best option when: You offer an alternative payment method that adds processing or administrative costs.

Credit Cards

Finovate

JANUARY 10, 2025

.” Founded in 2021, NomuPay offers state-of-the-art, unified payment solutions to help businesses scale in high-growth regions in Europe, Asia, and the Middle East. The company’s uP Platform offers high-penetration alternative payment methods; real-time payout disbursements; and compliant, end-to-end marketplace funds management.

Innovation

Finextra

JULY 31, 2025

Interoperability across banks, wallets, and payment gateways Your customers are not really concerned about the network connectivity or server-related things. Additionally, you should also display full transaction transparency, like charges, exchange rates, and delivery timelines, transparently. That builds trust and reduces disputes.

Payment APIs and Integration

Clearly Payments

DECEMBER 3, 2023

In the rapidly evolving world of e-commerce and digital transactions, the choice of a payment gateway is a crucial decision for businesses. A payment gateway serves as the bridge between the customer and the merchant, facilitating secure and seamless transactions. BlueDog: Payment processing solutions (United States).

Payment Gateways

The Fintech Times

JANUARY 9, 2024

There is a massive opportunity to enable merchants in the GCC to capitalize on the power of alternative payment methods and we are thrilled to partner with Tamara to fuel this growth in MENA.”

Payment Gateways

Ikajo

DECEMBER 18, 2023

Among these, white-label payment gateways have emerged as a game-changer, offering a customizable cutting-edge approach to payments. What is a payment gateway? To get to the bottom of the white-label payment gateway, let’s first take a moment to explore what a payment gateway is.

Payment Gateways

Fintech Finance

JULY 31, 2024

STICPAY , a leading global e-wallet service provider and payment gateway, today announces the integration of Visa and Mastercard debit and credit card payment processing into its platform, affording it’s more than 5,000 merchant and corporate clients greater flexibility and convenience in handling payments.

Payment APIs and Integration

Fintech Finance

AUGUST 14, 2024

Respectively, Cardstream is also onboarding the Confirmation of Payee (CoP) service for its automated onboarding processes, which is an industry-wide account name checking service for UK-based payments, developed and owned by Pay.UK and offered by PayPoint as part of their Open Banking solutions.

Gateways

Payments Source

AUGUST 17, 2018

Installing a modern payment gateway, for example, makes the checkout process more convenient, speeding up order processing while offering alternative payment methods, saved customer information and location-specific options, writes Amit Bhaiya, co-founder and CEO of DotcomWeavers.

Gateways

The Fintech Times

SEPTEMBER 6, 2024

Customers in the region have specific preferences for local payment options, and businesses need to meet these demands while maintaining a smooth, user-friendly checkout process. The integration offers a dual-plugin approach that provides a wide range of payment options tailored to local preferences.

Payments

Segpay

FEBRUARY 24, 2025

There seems to be a lot of misunderstanding about the differences between a Payment Gateway, a Payment Processor and a Payment Service Provider (PSP). In the fast-paced world of e-commerce, web merchants navigate a complex landscape of payment solutions. What is a Payment Gateway?

Payment Gateways

Stax

JULY 9, 2024

In 2019, 77% of US consumers were using at least one type of digital payment system. What has grown more significantly is the number of electronic payments and alternative payment methods consumers now use. What makes online payment gateways unique? Q: What makes crypto payments unique?

Digital Payments

Clearly Payments

AUGUST 14, 2024

However, additional costs such as acquiring bank fees, payment gateway fees, and cross-border transaction fees can influence the final amount a merchant pays. Asia-Pacific Payment Processing Fees In the Asia-Pacific region, the average payment processing fee a merchant pays generally ranges from 1% to 3% of the transaction amount.

Process

PYMNTS

SEPTEMBER 21, 2020

Artificial intelligence (AI) can improve the eCommerce experience – not just in terms of warding off fraud, but also in making sure payments can be processed efficiently and that the most effective payment gateways are accessed.

Fraud Prevention

Fi911

APRIL 10, 2024

A soft decline indicates that the issuing bank initially approves the payment, but the transaction fails due to other reasons at some point in the process. It might be a temporary issue, such as a communication error between the payment gateway and the merchant’s bank, or a momentary lack of funds in the customer’s account.

Disputes

PYMNTS

AUGUST 4, 2017

Payworks, a provider of point-of-sale (POS) payment infrastructure, announced news on Thursday (Aug. 3) that its payment gateway technology will be supporting the integration of Alipay, the mobile payment provider operated by Ant Financial Services Group, for mobile payment providers and Chinese consumers across the EU.

Point-of-Sale (POS)

Stax

MARCH 15, 2024

Secure payment systems are easy to implement, as you use your payment processor to create a secure payment gateway. By combining a secure payment system with secure payment habits like not collecting excess data from customers, you’ll go a long way in safeguarding your business against fraud.

Process

Clearly Payments

FEBRUARY 19, 2024

Consumer Preferences Credit cards maintain their dominance as the preferred online payment method, accounting for approximately 40% of all e-commerce transactions. Alternative payment methods, including digital wallets (25%), buy now, pay later (BNPL) options (10%), and debit cards (15%), are rapidly gaining traction.

Process

PYMNTS

DECEMBER 16, 2019

Many MSPs, including acquirers, independent sales organizations, payment gateways and payment facilitators, are starting to recognize this. Nearly 90 percent of MSPs consider offering value-added services (VAS) such as alternative payment acceptance and data analytics to be “very” or “extremely” important to their success.

MSPS

Fintech Finance

JANUARY 31, 2024

In addition, about 800,000 websites use it as their secure payment gateway, and about 20% of all mobile purchases are made with Google Pay. PXP Financial provides a single unified payments platform to accept payments online, on mobile and at the point of sale.

Service Provider

The Fintech Times

JUNE 22, 2024

“APM platforms can centralise transactions, integrate with existing software, automate billing, manage subscriptions, and support popular payment methods.

BNPL

The Payments Association

SEPTEMBER 30, 2024

Participants Emerging trends in merchant payments: The next 12 months The roundtable began with an exploration of emerging payment trends set to shape the industry. Sophie Chandler highlighted how the adoption of alternative payment methods is gaining momentum.

Fraud Prevention

Stax

JANUARY 24, 2024

Re-program your payment gateway to record surcharges as per the requirements of card networks. These are additional fees added to the transaction amount when a credit card is used for payment. Notify customers that they will be surcharged using posts or signs. Also, disclose the percentage of surcharges.

Credit Cards

Stax

JANUARY 24, 2024

Re-program your payment gateway to record surcharges as per the requirements of card networks. These are additional fees added to the transaction amount when a credit card is used for payment. Notify customers that they will be surcharged using posts or signs. Also, disclose the percentage of surcharges.

Credit Cards

EBizCharge

AUGUST 8, 2024

Flexibility: The agility and adaptability of Salesforce payment integrations means businesses can choose from various payment gateways and options tailored to their specific requirements. What’s the difference between payment gateways and payment processors?

Processors

PYMNTS

MARCH 21, 2019

As it stands, the two platforms are said to have been integrated, and customers of APACPAY can tap into local payment choices. The payment platform from PagBrasil offers services from money collection to cross-border remittances.

ATM

Stax

JANUARY 15, 2024

TL;DR Credit card surcharging involves adding a fee to transactions with credit card payments, offsetting processing costs. It offers benefits, such as passing interchange fees to users, boosting profit margins, and encouraging alternative payment methods. Encouraging Alternative Payment Methods.

Credit Cards

Stax

JANUARY 10, 2024

These include per-transaction fees and fees that are charged on a recurring basis to maintain certain services: Gateway fees. There will be a fee for using an online payment gateway to securely transmit payment data to the card network and the acquiring bank. Statement fees.

Credit Cards

Payment Savvy

DECEMBER 2, 2022

Sometimes it might be an outage that affects your whole region or even a country, and there isn’t much you can do in this scenario except offer alternative payment methods and wait for an update. Offer alternative payment methods. You can also implement something called wireless payment processing.

Credit Cards

Nanonets

MAY 8, 2024

Stripe Reconciliation refers to the use of Stripe for the systematic process of matching and verifying transactions processed through the Stripe payment gateway with corresponding entries in your accounting records.   What is Stripe Reconciliation?

Reconciliation

PYMNTS

JULY 19, 2018

For instance, 50 percent of online shoppers have abandoned a transaction because the eCommerce operator failed to offer a preferred payment option. PayPal offers another example of the possible path forward.

Cross-Border Payments

PYMNTS

JUNE 24, 2016

Hopkins said Abila keeps a constant dialogue with clients and partners to identify the emerging technologies and needs they are expecting, but that education plays a very important role in helping to stay abreast of the complex payments industry. However, security and safeguarding transactions remains a top priority.

Payments

Payment Savvy

MAY 10, 2024

However, it’s worth noting that Shop Pay doesn’t require Shopify merchants to use Shopify Payments exclusively. These merchants have the flexibility to link third-party payment gateways to Shop Pay if they prefer. How Does Shop Pay Work?

BNPL

Fintech Finance

JUNE 10, 2024

Viva.com is at the forefront of the payments industry, pioneering the Tap on Any Device technology for in-store payments, with its Smart Checkout payment gateway for online commerce complementing its omnichannel payments platform, featuring 40+ payment options, including domestic card schemes and alternative payment methods.

Acquirers

Clearly Payments

DECEMBER 3, 2024

Solution for Merchants : Encourage alternate payment methods : If possible, suggest splitting payments across multiple cards or using a different payment method. Offer payment plans : For larger purchases, consider offering installment plans to spread the cost over time.

Credit Cards