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Decoding the FCA’s Safeguarding reforms: Practical steps for payments and E-money firms

The Payments Association

Central to these changes are new statutory trust requirements, more prescriptive record-keeping, reconciliation standards, and the mandate for external safeguarding audits. Safeguarding audits: Firms are required to arrange safeguarding audits to assess compliance with the rules.

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Aryze and Bloxcross partner to deliver instant access between fiat and stablecoins

The Payments Association

The payments landscape is evolving, but the way we move money across borders has struggled to keep pace. While information travels the world in seconds, global payments still encounter delays, friction, and complex compliance hurdles. Aryzes stablecoins are issued under e-money rules, fully collateralised, and audit-ready.

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How a Payment Consultant Helps Enterprises Optimize Payments Infrastructure, Operations, & Costs

Clearly Payments

Cost Reduction: Lowering Fees and Increasing Negotiating Power One of the most immediate and measurable impacts of working with a payment consultant is cost savings. Most enterprise businesses are overpaying, whether it’s on interchange fees , gateway costs, cross-border surcharges , or simply because they havent renegotiated in years.

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Ripple launches USD-denominated stablecoin with global partners and enhanced compliance

The Payments Association

To maintain the highest standards of transparency, Ripple will publish monthly third-party attestations of RLUSDs reserve assets conducted by an independent auditing firm. RLUSD is ideal for financial use cases and allows institutions to: Facilitate instant settlement of cross-border payments. dollar deposits, U.S.

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Navigating legal uncertainty: How the Digital Assets Bill could impact PSPs

The Payments Association

These businesses often favour jurisdictions with more aligned and predictable legal standards, which could significantly impact PSPSPs’ cross-borderspirations or operations. This will also include verifying the legitimacy of assets, auditing their technical infrastructure, and assessing market risks simultaneously.

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Evolving money laundering risks for EMIs: Insights from the upcoming NRA

The Payments Association

According to HM Treasury, the new classification reflects the sector’s increasing exposure to criminal exploitation, particularly through prepaid products, rapid onboarding, and cross-border digital capabilities. The decision has sparked debate across the payments industry.

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Navigating AML obligations in the age of virtual IBANs

The Payments Association

Payment Service Providers must strengthen due diligence, monitoring, and collaboration with regulators to address these risks. Virtual IBANs (vIBANs) have become a key component of modern payment systems, enhancing payment reconciliation and facilitating cross-border transactions.

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