PYMNTS

SEPTEMBER 3, 2020

Only 26 percent of all consumer payments are made in the U.S. Beyond the wholesale shift to digital payments, Cole told PYMNTS in a recent interview, there are pockets of growth that are seeing more digital acceleration than others as lockdowns linger and businesses reopen on a staggered basis. The Demographics .

Digital Payments 104

Digital Payments Multifactor Authentication Point-of-Sale (POS) C2B 104

PYMNTS

DECEMBER 9, 2020

USDC circulation is up 400 million since January and has handled in excess of $200 billion in on-chain payment volume, according to David Puth, chief executive officer of Centre Consortium, which was founded by Circle and Coinbase. He said the public blockchain will take digital dollar stablecoins mainstream.

Stablecoins 103

Stablecoins Multi-Currency Digital Currency C2B 103

PYMNTS

JANUARY 30, 2020

Visa ’s fiscal first-quarter results showed an acceleration of cross-border volumes, while contactless payments continued to gain ground in the U.S. The company said that payments volume was up 8 percent year over year to $2.3 The company said that payments volume was up 8 percent year over year to $2.3 and beyond.

Contactless Payments 91

Contactless Payments Transactions Cross-Border Volume 91

PYMNTS

DECEMBER 12, 2017

Faster and real-time payments are generally considered a benefit for the consumer payments world. finally making inroads in its faster payments initiatives, it’s now time to see whether faster payments will make their way into the B2B sphere too. Another faster payments service in the U.S., But with the U.S.

Faster Payments 48

Faster Payments Same Day ACH B2B Zelle 48

Faster Payments Council

MAY 17, 2021

While real-time payments (RTP) was previously considered an infrastructure luxury, it has now become a common method of payment in many parts of the world. This adoption has changed the payments landscape. Digital and RTP payments have dramatically accelerated the pre-existing, but slow-moving trend, away from cash and checks.

RTP 88

RTP G2C C2B Use Case 88

PYMNTS

NOVEMBER 8, 2017

Faster payments schemes across the globe are placing new definitions on what it means to be fast, especially as more initiatives heard towards real-time transacting. In the three years since FIS began this annual report, the number of real-time payments programs more than doubled, researchers noted.

Real Time Payments 40

Real Time Payments B2B Innovation Faster Payments 40

PYMNTS

DECEMBER 5, 2017

Direct deposits, push payments, eWallets, same-day ACH transfers, PayPal, Zelle and myriad other platforms and tools are now second nature. But, with this progress comes friction in the form of a payments patchwork. The use cases for digital payments are also evolving. Supply and Demand. In other words, it’s seen some stuff.

Consumer 56

Consumer Same Day ACH C2B B2C 56

PYMNTS

SEPTEMBER 29, 2020

Alternative payments platform AeroPay is looking to accelerate its growth after closing a seed round of capital led by a top FinTech investment firm. In July, AeroPay launched an initiative aimed at legal cannabis businesses, rolling out a new series of compliant digital payment solutions for the sector. "We

C2B 63

C2B Credit Union Legal Settlement 63

PYMNTS

FEBRUARY 26, 2020

.” The additional funds will help DadeSystems expand DadePay and its portfolio of technology solutions that offer businesses a streamlined platform to accept and reconcile payments and remittances. The DadePay product suite is part of a single enterprise platform and serves multiple industries, including B2B and C2B industries.

C2B 63

C2B Returns B2B Participant 63

Fintech Finance

JUNE 6, 2024

Mangopay , the modular and flexible payment infrastructure provider for platforms, reinforces its commitment to the Spanish entrepreneurial ecosystem, announcing partnerships with three fast-growing businesses including Filmo, Kuarere and Webel. million euros in bookings last year.

C2B 52

C2B Payments B2C On-Demand 52

PYMNTS

OCTOBER 16, 2019

In the always-on, 24/7/365 economy, payments that circle the globe should conceivably be as simple as those made in a peer-to-peer (P2P) transaction. Well, cross-border payments are fraught with friction, especially when it comes to business-to-business, or B2B. The reality? The Challenges of Cross-Border . API Advantages.

Cross-Border Payments 51

Cross-Border Payments Cross-Border Payment APIs and Integration SWIFT 51

PYMNTS

APRIL 2, 2019

When The Clearing House (TCH) unveiled the Real-Time Payments (RTP) system in 2017, it propelled swifter payments and brought about the next generation of fund transfers. It wasn’t the first to roll out such a system, but it was the first “major payments upgrade” in the U.S. RTP in the Bill Payments Realm.

Real Time Payments 49

Real Time Payments RTP Payer Irrevocability 49

Payment Savvy

DECEMBER 9, 2020

Technology is rapidly evolving, and the world of payments isn’t left behind. It’s why merchants should keep an eye on payment trends to ensure they’re ahead of the curve. As payments continue evolving, companies are finding new strategies for improving customer experience and optimizing software through them.

Payments Trends 52

Payments Trends Payments RTP C2B 52

PYMNTS

MARCH 18, 2019

Take two announcements from just last week, related to the evolution of faster payments in the U.S. First, there was the Fed’s decision to slow faster payments progress via Same Day ACH because it wasn’t ready to approve another processing window during the day. Okay, so maybe the Fed’s payments folks are just busy.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

MARCH 2, 2016

The March edition of the PYMNTS Faster Payments Tracker TM , powered by NACHA, covers the latest news and developments in the Faster Payments world, including the most recent notable player forays with the blockchain, like IBM ’s recent announcement of Blockchain-as-a-Service. The Power Of Payments. DOWNLOAD THE TRACKER NOW.

Faster Payments 41

Faster Payments NACHA C2B P2P 41

PYMNTS

JULY 15, 2019

Avidia Bank is embracing real-time payments as part of its push to promote collaboration with FinTechs, the financial institution announced Friday (July 12). Offering real-time payments as well as a range of APIs will enable Avidia to expand its offering to FinTechs that want to integrate faster payment capabilities into their own solutions.

Real Time Payments 46

Real Time Payments FinTech Payment APIs and Integration C2B 46

PYMNTS

DECEMBER 12, 2017

billion in funds and averaging about $650 per transaction — all driven by C2B transfers, which made up 94 percent of the activity. 1 percent | Rise in the number of paper checks since 2013, according to the Association for Financial Professionals (AFP), which released its 2016 Electronic Payments Survey earlier this year.

Same Day ACH 40

Same Day ACH ACH C2B AFP 40

PYMNTS

NOVEMBER 7, 2018

Faster payments solutions must meet a variety of demands. Small retailers want to keep their cash flow moving by receiving consumer payments quickly, while large corporations need improved data and visibility to ensure their B2B transactions arrive on schedule. In addition, the rails are expected to benefit B2C payments.

Faster Payments 49

Faster Payments Real Time Gross Settlement (RTGS) Payments C2B 49

Payment Savvy

JULY 17, 2023

It includes online shopping, electronic payments, and online banking. Business-to-Business (B2B) B2B eCommerce involves transactions between businesses. B2B platforms enable organizations to streamline procurement processes, reduce costs, and expand their supplier network.

C2B 52

C2B Online and Mobile Banking B2C Product 52

PYMNTS

OCTOBER 23, 2019

Adoption of any new payments service does not happen overnight. And when it comes to 24/7 real-time payments, adoption by businesses, and by consumers, will be pushed ahead use case by use case and transferring funds between accounts in minutes or seconds will gain traction. Real time, ready for prime time? Pay On Delivery.

Visa 41

Visa Real Time Payments Online and Mobile Banking Payments 41

PYMNTS

DECEMBER 2, 2019

Then again, looking that far into the future may overlook some of the challenges — and opportunities — that lie in the here and now in the payments space, amid a venture capital landscape that has changed markedly over the last few years. First Enable, Then Disrupt. It’s not a one-sided relationship, though.

Demand Deposit Account (DDA) 50

Demand Deposit Account (DDA) C2B Innovation Continuity 50

PYMNTS

AUGUST 30, 2019

Bose said there are significant changes taking place amid Citi’s corporate clientele, which include a shift from purely business to business flows to business to consumer (B2C) and consumer to business (C2B) flows. Asked by Webster about instant payments, he said such transactions may be relatively muted in the U.S.,

Treasury 40

Treasury API Payment APIs and Integration C2B 40

Fintech Labs Insights

JULY 16, 2015

Dynamics’ Next Generation Payment Cards crack a 30-year lack of card innovation by embedding a full computer architecture inside a payments card. Knox Payments’ Me2Me mobile app offers real-time account balance visibility and makes it easy to transfer money from one mobile banking user to another.

Online and Mobile Banking 26

Online and Mobile Banking Payment APIs and Integration Advisors Push-to-Card 26

PYMNTS

DECEMBER 14, 2018

When PYMNTS asked cross-border payments experts at the end of last year what they thought the driving trend would be for the industry in 2018, the consensus was all about collaboration , particularly between banks and FinTech firms. “The modern-day client expects a seamless transaction experience,” he said.

Cross-Border Payments 77

Cross-Border Payments Cross-Border Correspondent Bank Correspondent 77

PYMNTS

JULY 18, 2017

B2B payments company Viewpost just released a curious report: a survey on consumer payment habits and trends. Why would a corporate payments company want to dive into the world of consumers? According to Viewpost CEO Max Eliscu, B2B payments often follows in the same footsteps as B2C.

B2C 41

B2C B2B Payments Trends Direct Deposit 41

PYMNTS

SEPTEMBER 23, 2019

One quote in the book that is particularly relevant to one of the hottest topics in payments today goes like this: “ Comfort is the enemy of progress.”. Inertia can be the death knell of any innovation – and in payments, it’s the proverbial showstopper. In business, comfort is commonly referred to as inertia.

Real Time Payments 61

Real Time Payments Payments B2B Innovation 61

PYMNTS

NOVEMBER 27, 2018

Consumers may secure the majority of payments innovation efforts, but when it comes to cross-border payments, the opportunity undoubtedly lies in corporate transactions. The next-highest category, consumer-to-business (C2B) cross-border payments, paled in comparison at just $54 billion.

Cross-Border Payments 49

Cross-Border Payments Cross-Border SWIFT Correspondent Bank 49

PYMNTS

APRIL 16, 2020

The COVID-19 pandemic’s impacts are already being felt across various business sectors, and efforts to reduce its spread are sending ripple effects through supply chains and shifting B2B and consumer-to-business (C2B) payment practices. A Digital Payments Push.

On-Demand 52

On-Demand Online and Mobile Banking B2B Push-to-Card 52

Clearly Payments

NOVEMBER 4, 2024

Zelle is a fast, convenient way for people in the United States to send and receive money almost instantly, known as a real-time payment service (a category of payment methods). This speed makes Zelle a “real-time” payment method, unlike other options where transfers might take a day or more to clear.

Zelle 105

Zelle Real Time Payments Credit Union Payments 105

PYMNTS

MARCH 7, 2016

If you’re an innovator in payments and commerce, there’s actually quite a bit more these days that will keep you from getting a good night’s rest. Introducing The Sleepless In Payments Six. That’s a bit of the same dilemma that all device manufacturers have facing them today in payments. At least six things, in fact.

Online and Mobile Banking 46

Online and Mobile Banking Payments Same Day ACH Financial Inclusion 46