PYMNTS

DECEMBER 5, 2017

Today in PYMNTS’ data, financial services firms are moving electronic money and data, banks have major concerns about data management, multiple zettabytes of information are now produced on a global scale, consumers are more satisfied with features offered by large-format stores than small-format ones and ransomware is crippling small businesses.

Ransomware 42

Ransomware C2B B2C Small Business 42

Payment Savvy

JULY 17, 2023

Types of eCommerce Models There are four main types of eCommerce models: Business-to-Consumer (B2C) The B2C eCommerce model involves transactions between businesses and individual consumers. Consumer-to-Consumer (C2C) C2C eCommerce facilitates transactions between individual consumers.

C2B 52

C2B Online and Mobile Banking B2C Product 52

PYMNTS

MARCH 2, 2016

The reason faster payments is so important, Proto said, is because the four major quadrants of the payments industry — P2P, B2B, B2C and C2B — are all beneficially impacted when it comes to the expedited movement of money and data. When it comes to P2P payments, Proto pointed to a shifting consumer mindset and, in turn, adoption.

Faster Payments 41

Faster Payments NACHA C2B P2P 41

PYMNTS

AUGUST 30, 2019

The Consumer as Part of the Flow. Bose said there are significant changes taking place amid Citi’s corporate clientele, which include a shift from purely business to business flows to business to consumer (B2C) and consumer to business (C2B) flows. “Their distribution changes, and their supply chains change.”.

Treasury 40

Treasury API Payment APIs and Integration C2B 40

Payment Savvy

DECEMBER 9, 2020

Faster payments benefit both consumers and businesses. These payments offer instant round the clock transfers for B2B (Business-to-Business), B2C (Business-to-Consumer), C2B (Consumer-to-Business), and P2P(Peer-to-Peer). Advanced Security and Privacy for Consumers. Real-Time Payments.

Payments Trends 52

Payments Trends Payments RTP C2B 52

PYMNTS

MARCH 18, 2019

This new feature, available to PayPal customers in good standing, leverages the company’s partnership with Chase, and Chase’s connection to The Clearing House’s RTP network, to move money instantly into the bank accounts of consumers and SMBs. That’s roughly 95 percent of consumers in the U.S., In the U.S., Not exactly.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

NOVEMBER 7, 2018

Small retailers want to keep their cash flow moving by receiving consumer payments quickly, while large corporations need improved data and visibility to ensure their B2B transactions arrive on schedule. And consumers are at risk of abandoning their purchases if they can’t pay quickly and with minimal hassle. per transaction.

Faster Payments 49

Faster Payments Real Time Gross Settlement (RTGS) Payments C2B 49

PYMNTS

OCTOBER 16, 2019

Against that backdrop, to enable the seamless flow of commerce across consumers, companies and supply chains, Agarwal said, payments need to seamless, too. China stands as the largest market, with marked growth seen in Africa, the rest of Asia and elsewhere.

Cross-Border Payments 51

Cross-Border Payments Cross-Border Payment APIs and Integration SWIFT 51

Fintech Labs Insights

JULY 16, 2015

Big Data Scoring’s credit scoring methods help the consumer credit industry by using publicly available, unstructured data to evaluate clients without traditional credit bureau data. ID Analytics brings patented analytics and real-time behavioral insight to consumer risk management.

Online and Mobile Banking 26

Online and Mobile Banking Payment APIs and Integration Advisors Push-to-Card 26

PYMNTS

JULY 18, 2017

B2B payments company Viewpost just released a curious report: a survey on consumer payment habits and trends. Why would a corporate payments company want to dive into the world of consumers? According to Viewpost CEO Max Eliscu, B2B payments often follows in the same footsteps as B2C.

B2C 41

B2C B2B Payments Trends Direct Deposit 41

PYMNTS

SEPTEMBER 23, 2019

Businesses now see the value and competitive opportunities in many C2B, C2C and B2C real-time payments use cases. For example, businesses are paying insurance claims to consumers and loan proceeds to borrowers in real time – and banks and FinTechs are enabling payments between people in real time.

Real Time Payments 61

Real Time Payments Payments B2B Innovation 61

PYMNTS

MARCH 7, 2016

But that, coupled with the value of interacting with real human beings who can help “close the sale” and treat loyal customers like VIPs, is among the reasons that physical retailers want nothing more than to have consumers step foot in their stores. And paying for stuff was a breeze, too.

Online and Mobile Banking 46

Online and Mobile Banking Payments Same Day ACH Financial Inclusion 46