Remove BNPL Remove Interoperability Remove Stablecoins
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Trojan Stablecoin: What Circle’s NYSE Listing Really Signals

Finextra

A stablecoin issuer, once niche and volatile by association, had now joined the ranks of America’s oldest financial institutions. From Disruption to Integration Circle, the issuer of USDC, has long positioned itself as the “compliant” stablecoin: fully reserved, dollar-backed, regulated in the U.S. Circle’s IPO was not an endpoint.

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Payments trends report 2024

The Payments Association

Table of Contents Voices from the industry: Insights into the 2024 payments landscape In 2024, we witnessed a convergence between consumer and B2B payments, driven by the rise of BNPL adoption, AI-powered fraud detection, and the continued digitalisation of payment platforms.

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From Open Banking to Open Finance to DeFi: The Open Evolution of Finance

Finextra

Developers globally are composing new financial products at a frenetic pace, precisely because the protocols are open and interoperable. Open Banking achieved interoperability by establishing common API standards (for example, the UK’s Open Banking Implementation Entity set standard formats for data and secure connections).

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Finovate Global: Boku’s Stuart Neal Talks About Local Payment Methods, EPI, and More!

Finovate

The Bank of Ghana and the National Bank of Rwanda inked an MoU to provide companies with a license passporting framework and cross-border payment interoperability. Nigerian fintech ProsperaVest EGG introduced eNsc, a stablecoin pegged 1:1 to the Nigerian Naira.

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Merchant-facing regulation: What merchants need to know in 2025

The Payments Association

Key areas of impact include fraud prevention, card fee structures, accessibility standards, stablecoin usage, and the treatment of consumer data in evolving open finance ecosystems. These include ensuring that BNPL options are clearly described, not misleading, and supported by regulated providers.

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5 Top Fintech Trends Set to Define Singapore in 2024

Fintech News

In an effort to fortify its payment infrastructure, the Monetary Authority of Singapore (MAS) is developing an interoperable SGQR+ scheme to boost QR code payment interoperability. This initiative underscores the potential of digital currencies in facilitating domestic payments.

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From Stablecoins to Consumer Protection – Industry Identifies Next Big Payments Trend for 2024

The Fintech Times

Having looked at some of the biggest technologies to impact the payments world, like buy now pay later (BNPL) and central bank digital currencies (CBDCs) , we now look to the future and what the next trend may be. “There is, however, a competition emerging between CBDCs and stablecoins.