Remove BNPL Remove Regulatory Compliance Remove Stablecoins
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Tech-Driven BNPL: How Sophisticated Technologies Are Reshaping the BNPL Market

Finextra

By 2028, the number of users of BNPL services (Buy Now, Pay Later) is predicted to double to 670 million, an explosive 107% growth compared to 2024. PayPal’s BNPL solution, Pay in 4, incorporates sophisticated fraud prevention technology and machine learning models to assess creditworthiness quickly. on an annual basis to reach US$560.1

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Payments trends report 2024

The Payments Association

Table of Contents Voices from the industry: Insights into the 2024 payments landscape In 2024, we witnessed a convergence between consumer and B2B payments, driven by the rise of BNPL adoption, AI-powered fraud detection, and the continued digitalisation of payment platforms. However, this growth is not without its hurdles.

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Paymentology’s predictions for 2025

The Payments Association

By combining traditional credit cards, digital wallets, BNPL (Buy Now Pay Later) services, and real-time payments, businesses can offer customers a seamless, personalised experience. AI-powered regulatory compliance tools will streamline adherence to complex regional mandates, boosting efficiency and accuracy.

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3 Fintech Trends You’ll Hear a Lot About in 2025

Finovate

Also, stay informed about regulatory changes, as they are sure to change as crypto continues to evolve. Stablecoins This technically fits into the crypto category, but it deserves a highlight all on its own because of the potential. Stablecoins are a type of cryptocurrency pegged to a fiat currency or a commodity, such as gold.

FinTech 59
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From Open Banking to Open Finance to DeFi: The Open Evolution of Finance

Finextra

This composability risk has been likened to a house of cards: great when it works, but one weak link (say a stablecoin depegging or a smart contract exploit) can affect many layered applications. In DeFi, composability is frequently celebrated with the meme of “Money Legos.” Every protocol is a Lego block that can snap onto others.

Finance 52
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Finding Your Crypto Home: What Makes an Exchange Platform Trustworthy

Finextra

Regulatory Compliance and Licensing Regulatory compliance represents a primary indicator of exchange legitimacy. Established platforms like Coinbase, Kraken, and Gemini prioritize these elements, creating accountability mechanisms that protect users from potential risks.

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Merchant-facing regulation: What merchants need to know in 2025

The Payments Association

Key areas of impact include fraud prevention, card fee structures, accessibility standards, stablecoin usage, and the treatment of consumer data in evolving open finance ecosystems. The proposed law, currently before Parliament, is expected to be passed in late 2025, with compliance obligations likely from mid-2026 onwards.