PYMNTS

MARCH 18, 2019

Card rails are using push payments to close those gaps and support many new use cases for instant money. Both card networks are pushing money over their debit rails and instantly into the bank accounts of consumers and SMBs using their debit card aliases. See First Data and Fiserv. See Visa and Earthport.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

NOVEMBER 8, 2017

Financial institutions need to be actively exploring use cases for real-time payments within their own organizations for meeting the requirement of their customers. This, FIS noted, can be particularly beneficial in B2B use cases. B2B’s Role In Faster Payments.

Real Time Payments 40

Real Time Payments B2B Innovation Faster Payments 40

PYMNTS

DECEMBER 12, 2017

They’re just a few of the latest developments covered in the Faster Payments Tracker, and there are clear implications for peer-to-peer (P2P) and consumer-to-business (C2B) transactions. The API is a clear vote of confidence on Mastercard’s part that corporates want, and will use, faster payments services.

Faster Payments 48

Faster Payments Same Day ACH B2B Zelle 48

PYMNTS

OCTOBER 23, 2019

And when it comes to 24/7 real-time payments, adoption by businesses, and by consumers, will be pushed ahead use case by use case and transferring funds between accounts in minutes or seconds will gain traction. It may make sense that the first use case for Pay on Delivery focuses on alcohol distribution.

Visa 41

Visa Real Time Payments Online and Mobile Banking Payments 41

PYMNTS

DECEMBER 7, 2017

Whether payments are moving between individuals (peer to peer, or P2P) or between consumers and businesses (C2B), they flow most easily from like to like — for instance, if the sender wants to use PayPal, the recipient must also have an account. That’s why ubiquity is so desirable. But in an ecosystem like the one in the U.S.,

Irrevocability 40

Irrevocability Payment APIs and Integration P2P Online and Mobile Banking 40

PYMNTS

DECEMBER 2, 2019

The payments landscape has evolved over the past few years to embrace other flows across consumer-to-business (C2B), healthcare and business-to-business (B2B) use cases — and open up investment opportunities for those with great tech, but no way to scale it.

Demand Deposit Account (DDA) 50

Demand Deposit Account (DDA) C2B Innovation Continuity 50

PYMNTS

SEPTEMBER 23, 2019

Businesses now see the value and competitive opportunities in many C2B, C2C and B2C real-time payments use cases. They are investing in ways to make them happen right now, using the rails available to them. Clearly, those use cases are game-changing – and the ROI is direct and compelling.

Real Time Payments 61

Real Time Payments Payments B2B Innovation 61

PYMNTS

NOVEMBER 27, 2018

The next-highest category, consumer-to-business (C2B) cross-border payments, paled in comparison at just $54 billion. At the same time, though payment solutions are unifying, corporates are expressing demand for solutions that can meet their individual needs based on particular use cases, including corporate trade and investments.

Cross-Border Payments 49

Cross-Border Payments Cross-Border SWIFT Correspondent Bank 49

Clearly Payments

NOVEMBER 4, 2024

Predictions suggest that Zelle may explore new use cases, such as business-to-business (B2B) and consumer-to-business (C2B) payments, providing a valuable tool for small businesses and contractors who benefit from real-time transactions.

Zelle 105

Zelle Real Time Payments Credit Union Payments 105

PYMNTS

MARCH 7, 2016

Early Warning, which bought clearXchange , is expanding its banking network to enable real-time solutions between banks for B2B, B2C, C2B and C2C solutions. P2P is the use case that everyone uses to rationalize the need, yet is the one where the business case is that consumers won’t pay.

Online and Mobile Banking 46

Online and Mobile Banking Payments Same Day ACH Financial Inclusion 46