EBizCharge

JUNE 27, 2025

Whether you’re a local shop, a service-based business, or an eCommerce brand, the fees you pay to accept credit card payments can eat into your profits. This guide will walk you through the basics of credit card surcharging in Canada, from legal background and card network rules to disclosure requirements and best practices.

Credit Cards

EBizCharge

JUNE 26, 2025

Importance of Legal Counsel Because of the complex and changing legal environment restaurant owners should consult with legal or compliance experts to make sure they are in compliance. From understanding the rules to selecting the right technology partner, every step matters in ensuring a seamless rollout.

Best Practices

EBizCharge

JUNE 25, 2025

If your business accepts credit cards, you’ve likely wondered whether you can pass processing fees on to your customers. Credit card surcharging lets you do just that but doing it the right way is essential. Between card network rules, signage requirements, and state regulations, there’s a lot to keep track of.

Compliance

EBizCharge

JUNE 24, 2025

They’re treated differently under both state laws and card network rules. Others allow it but require specific steps like formal notification, prescribed signage, or capped surcharge amounts. In a few states, laws are in flux or under legal challenge, making the rules a bit harder to pin down.

Credit Cards

EBizCharge

JUNE 30, 2025

Major card networks, like Visa, Mastercard, American Express, and Discover, all have their own sets of rules designed to protect consumers and ensure transparency. These typically include: Mandatory registration with the card network before adding a surcharge.

Credit Cards

EBizCharge

JUNE 23, 2025

One option on the table is adding a credit card surcharge—a small extra fee to help cover your costs. But here’s the catch: surcharge rules are a patchwork of federal guidelines, state laws, and card network rules. And the card networks like Visa and Mastercard have their own rulebooks.

Credit Cards

Stax

JULY 7, 2025

Ensure legal compliance: Adhere to the laws and regulations of the region, and if in doubt, consult with legal experts or industry associations to verify compliance and understand any reporting or disclosure obligations. Colorado, for example, caps surcharging rates at 2% or the actual costs the business pays for processing.

Credit Cards