EBizCharge

JUNE 27, 2025

It’s worth noting that while many payment processing solutions now support no-cost credit card processing, not all do so in a compliant way. Businesses should be cautious about choosing a provider and ensure that the software they use follows current state regulations and card network rules.

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EBizCharge

JUNE 23, 2025

One option on the table is adding a credit card surcharge—a small extra fee to help cover your costs. But here’s the catch: surcharge rules are a patchwork of federal guidelines, state laws, and card network rules. And the card networks like Visa and Mastercard have their own rulebooks.

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EBizCharge

JUNE 19, 2025

Let’s say you buy a $50 item, and the store has a 3% surcharge for credit card use. if you used your credit card instead of cash or a check. goes toward offsetting what the business must pay the processor or card networks, like Visa or Mastercard. You’d end up paying $51.50

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EBizCharge

JUNE 30, 2025

Major card networks, like Visa, Mastercard, American Express, and Discover, all have their own sets of rules designed to protect consumers and ensure transparency. These typically include: Mandatory registration with the card network before adding a surcharge.

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EBizCharge

JUNE 25, 2025

In this guide, we’ll break down what free credit card processing for small businesses really means, how it works, the rules you need to follow, and how to find a trustworthy payment processor if you’re considering this route. What Is No-Fee Credit Card Processing? It sounds simple, but it requires the right tools.

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EBizCharge

JUNE 17, 2025

At EBizCharge, we help businesses implement surcharge programs that reduce costs without violating card network rules or state laws. What Is a Credit Card Surcharge? Used by merchants who want to keep prices competitive without absorbing card processing costs. Check the rules of each card network you accept.

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EBizCharge

MAY 5, 2025

Credit card processing fees are charges merchants are responsible for when accepting and processing credit card payments. Each time a customer uses a card to make a purchase, the business must pay a small fee to its payment processor. Evaluate payment processors offering zero cost options.

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Stax

JULY 30, 2024

TL;DR A credit card surcharge program can be particularly beneficial for small businesses to offset the cost of accepting credit card payments. However, before implementing it, you must know all the state, federal, and card network rules surrounding it. Montana – The surcharge rate is capped at 3%.

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Stax

SEPTEMBER 26, 2024

That said, you can’t just decide and impose credit card surcharges overnight. It requires stringent adherence to regulatory guidelines and card network rules, from surcharge caps to disclosure requirements. Learn More What is a Credit Card Surcharge?

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Segpay

FEBRUARY 28, 2024

Segpay offers clarity, control, and price transparency that other processors can’t match. Watch for wide ranges up to 5%, letting processors apply the highest unpublished bands. Always verify total processing costs for each card brand at projected volumes. Base fees and unpredictable downgrades further increase margins.

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