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Reflecting on 2024: A transformative year in payments regulation

The Payments Association

2024 reshaped payments with instant payment mandates, crypto regulations, and enhanced consumer protection driving innovation and security. In 2024, payments regulation underwent seismic shifts, with reforms spanning fraud prevention, digital innovation, and consumer protection, collectively redefining the industry’s future.

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Offline settlements with a digital pound: Lessons from the BoE’s report

The Payments Association

Any future digital pound will likely co-exist with stablecoins, e-money, tokenised deposits and an upgraded account-to-account payment infrastructure. Each option will have its solutions to the issues that the Bank of England is grappling with, such as how to avoid double spending, reduce fraud, protect privacy and manage operational risks.”

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Payments regulation roadmap: Q3 2025​

The Payments Association

It offers practical, high-level analysis of what’s live, what’s coming into force, and what’s under active consultation, covering fraud liability, stablecoin oversight, instant payments, digital operational resilience, and future developments such as the digital pound and digital euro. Firms should act swiftly to meet the new standards.

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Louisiana, Connecticut advance EWA bills

Payments Dive

The Louisiana legislators see their new law as an advantage for workers, but “they don’t put all the protection in there to make sure it’s an advantage,” FlexWage’s vice president of compliance, Carl Morris, said in an interview. Morris and FlexWage have argued for more robust consumer protections for EWA users.

Laws 78
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Stablecoins in Asia Are Stably Reducing Dependency on USD

Fintech News

The growing adoption of stablecoins across Asia marks a significant shift in the regions financial landscape. dollar-pegged stablecoins like USDT and USDC primarily dominate the cryptocurrency topography. Operating on Ethereum and other blockchain networks, XSGD boasts a market cap exceeding $18 million. With a market cap of $4.8

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Merchant-facing regulation: What merchants need to know in 2025

The Payments Association

Key areas of impact include fraud prevention, card fee structures, accessibility standards, stablecoin usage, and the treatment of consumer data in evolving open finance ecosystems. Merchant groups argue these increases are unjustified and ultimately borne by UK businesses and consumers. to 1.15% for debit and from 0.3%

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Hong Kong Proposes Regulation of Over-the-Counter Crypto Trading

Global Fintech & Digital Assets

When consulting on the VATP regime, the SFC and FSTB concluded that regulating VA exchanges was a priority whereas OTC trading activity was omitted on the basis that it was not a material consumer protection risk at that time. Certain regulated entities exempted.