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In addition to online payments, if an organization wants to accept offline donations via credit cards, a merchant account is used alongside a hand-held credit card reader. A cardassociation is a group of banks that sets the terms for all credit card transactions.
The first thing that many people with prepaid payroll cards do when they get a directdeposit on a payroll card is visit an ATM and withdraw all of the deposit in cash. I chatted with CEO of the Network Branded Prepaid CardAssociation , Brad Fauss, about this issue not long ago.
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