The Payments Association

JUNE 24, 2025

We highlight some practical strategies for card issuers seeking to innovate in the sustainability space and reach consumers who care about the impact of their choices. Some financial institutions have begun offering sustainable alternatives, such as biodegradable or recycled material credit cards.

Innovation 88

Innovation Card Issuer Payments Issuers 88

Stax

JANUARY 31, 2024

Interchange rates are the fees charged by credit card networks (like Visa, Mastercard, American Express, and Discover) to facilitate card transactions between merchants and banks. The card issuers periodically update their interchange rates using the following factors. What is the level 3 interchange rate for Visa?

Credit Cards 88

Credit Cards Push-to-Card Processors Transactions 88

Nanonets

OCTOBER 15, 2023

When a customer makes a purchase using a credit card, the payment processor forwards the transaction information to the acquiring bank, which then deposits the funds into the merchant’s account. Chargebacks occur when a customer disputes a charge with their credit card issuer.

PayPal 52

PayPal Payment APIs and Integration Wire Transfer Processors 52

Nanonets

MAY 7, 2024

Credit Card Reconciliation : Similar to bank reconciliation, credit card reconciliation involves reconciling credit card transactions recorded in the company's accounting system with the credit card statements received from the credit card issuer.

Reconciliation 52

Reconciliation Best Practices Credit Cards Compliance 52