Card Network Rules Credit Card Payment Processing Non-Bank 
Stax
JULY 7, 2025
“Free credit card processing” sounds too good to be true—and in some ways, it is. While many providers advertise zero-cost or no-fee solutions, the reality is that someone always pays the processing fees. The “free” in free processing refers to the merchant not directly covering the transaction fees.
Stax
SEPTEMBER 26, 2024
This is good news because it means you won’t have to inflate your base prices to cover payment processing fees. That said, you can’t just decide and impose credit card surcharges overnight. It requires stringent adherence to regulatory guidelines and card network rules, from surcharge caps to disclosure requirements.
Stax
NOVEMBER 15, 2023
TL;DR Credit card interchange fees are the fees that merchants pay to banks and credit card companies every time they accept credit cards. These fees help cover the costs of processing the payment and maintaining the card network. They are therefore non-negotiable.
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