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Credit Card Surcharges in Canada: A Legal Guide

EBizCharge

This guide will walk you through the basics of credit card surcharging in Canada, from legal background and card network rules to disclosure requirements and best practices. If you’re a business owner dealing with rising credit card processing costs, this is for you. Can I surcharge in Canada?

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Surcharge vs. Convenience Fee: What’s the Difference?

EBizCharge

As payment processing costs continue to rise, many businesses are looking for ways to offset these fees. Two popular options—credit card surcharges and convenience fees —can help recover some of these costs. What Is a Credit Card Surcharge? Guidelines: Only applies to credit cards , not debit or prepaid cards.

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Writing the Perfect Credit Card Surcharge Notice

EBizCharge

Adding a surcharge to credit card transactions can be a great way for businesses to offset processing costs but doing it right matters. Card network violations. Visa and Mastercard have surcharge rules. Break those, and you might face processing restrictions or extra fees. Chargebacks and disputes.

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How to Add a Credit Card Surcharge: A Step-by-Step Guide

EBizCharge

If you’re a business owner looking for ways to cut down on credit card processing costs, adding a surcharge might be one option worth considering. A credit card surcharge is a small fee passed along to the customer when they choose to pay with a credit card. This fee does not apply to debit cards.”

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Preparing for Surcharge Compliance: A Checklist for Businesses

EBizCharge

If your business accepts credit cards, you’ve likely wondered whether you can pass processing fees on to your customers. Credit card surcharging lets you do just that but doing it the right way is essential. Between card network rules, signage requirements, and state regulations, there’s a lot to keep track of.

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Maximum Credit Card Surcharge Limits Explained

EBizCharge

One option on the table is adding a credit card surcharge—a small extra fee to help cover your costs. But here’s the catch: surcharge rules are a patchwork of federal guidelines, state laws, and card network rules. And the card networks like Visa and Mastercard have their own rulebooks.

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Surcharge Signage & Notices: What You Must Display

EBizCharge

This upfront notice helps ensure transparency and keeps your business in compliance with card network rules and state regulations. Online checkout notices Pre-transaction disclosure: Before the customer enters their payment info, there must be a clear notice that a surcharge will be added to credit card transactions.