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Credit Card Surcharges in Canada: A Legal Guide

EBizCharge

This guide will walk you through the basics of credit card surcharging in Canada, from legal background and card network rules to disclosure requirements and best practices. If you’re a business owner dealing with rising credit card processing costs, this is for you. Can I surcharge in Canada?

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Preparing for Surcharge Compliance: A Checklist for Businesses

EBizCharge

If your business accepts credit cards, you’ve likely wondered whether you can pass processing fees on to your customers. Credit card surcharging lets you do just that but doing it the right way is essential. Between card network rules, signage requirements, and state regulations, there’s a lot to keep track of.

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Surcharge vs. Convenience Fee: What’s the Difference?

EBizCharge

As payment processing costs continue to rise, many businesses are looking for ways to offset these fees. Two popular options—credit card surcharges and convenience fees —can help recover some of these costs. What Is a Credit Card Surcharge? Guidelines: Only applies to credit cards , not debit or prepaid cards.

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The Price of Convenience: Is There Such a Thing as Free Credit Card Processing?

Stax

In this post, we’ll explore what surcharging entails and how it helps you tap into zero percent credit card processing. TL;DR Surcharging is a method for businesses to offset credit card processing costs by passing them on to customers. Surcharging: Is It Free Credit Card Processing For Small Businesses?

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What Is Zero-Cost Credit Card Processing and Is It Legal?

EBizCharge

The customer pays the full transaction amount, including the fee, and the business receives the base sale amount, effectively eliminating payment processing costs from their side. It’s worth noting that while many payment processing solutions now support no-cost credit card processing, not all do so in a compliant way.

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Surcharge Signage & Notices: What You Must Display

EBizCharge

Legal and card brand requirements for surcharge notices Before you add a surcharge to credit card transactions, there are some boxes you have to check. Both card brands and state governments have specific requirements, and understanding them upfront can save you a lot of trouble later.

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Surcharge vs. Cash Discount: What’s Better for You?

EBizCharge

Compliance and Legality Before you roll out a surcharge program, you need to understand the rules that govern how it must be implemented. You need to check state laws and card network rules. Visa, Mastercard and other networks require merchants to register their intent to surcharge.