EBizCharge

JUNE 27, 2025

Whether you’re a local shop, a service-based business, or an eCommerce brand, the fees you pay to accept credit card payments can eat into your profits. This guide will walk you through the basics of credit card surcharging in Canada, from legal background and card network rules to disclosure requirements and best practices.

Credit Cards

EBizCharge

JUNE 26, 2025

State-by-State Legality Some states have restrictions or bans on credit card surcharges. As of June 2025 surcharges are prohibited or restricted in the following: California Connecticut Maine Massachusetts Puerto Rico Laws are changing so be sure to verify local regulations before implementing a surcharge program.

Best Practices

Stax

JANUARY 15, 2024

Surcharging involves understanding federal laws, state-specific restrictions, and international regulations. PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. Utilizing global payment networks (Visa, Mastercard, etc.)

Credit Cards

Clearly Payments

FEBRUARY 8, 2024

By enforcing compliance with legal frameworks, regulation not only upholds the integrity of the financial system but also safeguards national security interests. It oversees compliance with federal banking laws, including those governing payments.

Regulations