EBizCharge

JUNE 19, 2025

goes toward offsetting what the business must pay the processor or card networks, like Visa or Mastercard. The regulations surrounding surcharging can be a bit confusing, and non-compliance has consequences. So, it’s important to understand these rules and regulations in their entirety. Can you surcharge a debit card?

Debit Card

EBizCharge

JUNE 25, 2025

If your business accepts credit cards, you’ve likely wondered whether you can pass processing fees on to your customers. Credit card surcharging lets you do just that but doing it the right way is essential. Between card network rules, signage requirements, and state regulations, there’s a lot to keep track of.

Compliance

Stax

JULY 7, 2025

“Free credit card processing” sounds too good to be true—and in some ways, it is. Credit card networks and issuing banks don’t waive their cut; instead, these costs are shifted from the merchant to the customer. With a cash discount model: Prices displayed include the credit card processing cost.

Credit Cards

EBizCharge

MAY 5, 2025

These fees are essential for covering the costs of handling, authorizing, and securing card transactions. Credit card processing fees are comprised of several fees, such as: Interchange fees: Interchange fees are paid to the card-issuing bank and typically consist of a percentage of the total transaction amount plus a small, fixed charge.

Credit Cards

Payment Savvy

JULY 12, 2024

A convenience fee is an additional charge added to a customer’s bill when they use a non-standard payment method. A convenience fee is applied for using a non-standard payment method, while a surcharge is an additional fee added specifically for credit card transactions.

Card Network Rules

Stax

JANUARY 15, 2024

Interchange fees are fees your bank (acquirer) pays to the cardholder’s bank (issuer) in a credit card transaction. Have your legal experts review any changes affecting specific operations in each state to avoid non-compliance. They have unique rules, validation criteria, and compliance expectations you must adhere to.

Credit Cards

Stax

NOVEMBER 15, 2023

TL;DR Credit card interchange fees are the fees that merchants pay to banks and credit card companies every time they accept credit cards. These fees help cover the costs of processing the payment and maintaining the card network. Learn More What are credit card interchange fees?

Credit Cards