EBizCharge

JUNE 18, 2025

If you’re thinking about passing your credit card processing costs onto customers, it’s important to understand how the major card networks—like Visa, Mastercard, Amex, and Discover—handle surcharges. While it might sound simple, credit card surcharge rules can vary depending on who issued the card.

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EBizCharge

JUNE 25, 2025

If your business accepts credit cards, you’ve likely wondered whether you can pass processing fees on to your customers. Credit card surcharging lets you do just that but doing it the right way is essential. Between card network rules, signage requirements, and state regulations, there’s a lot to keep track of.

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EBizCharge

JUNE 17, 2025

As payment processing costs continue to rise, many businesses are looking for ways to offset these fees. Two popular options—credit card surcharges and convenience fees —can help recover some of these costs. What Is a Credit Card Surcharge? Capped at 3% or the actual cost of processing, whichever is lower.

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EBizCharge

JUNE 30, 2025

This upfront notice helps ensure transparency and keeps your business in compliance with card network rules and state regulations. Surcharges are applied to credit cards only; surcharging is not applied to debit cards.” Content: Reinforce the message that the surcharge only applies to credit cards, not debit.

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EBizCharge

JUNE 24, 2025

A convenience fee, on the other hand, is charged for using an alternative payment channel—like paying online instead of by check. They’re treated differently under both state laws and card network rules. Before applying a small business credit card surcharge, it’s essential to do your homework.

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EBizCharge

JUNE 19, 2025

You need to check state laws and card network rules. Visa, Mastercard and other networks require merchants to register their intent to surcharge. How It Works Cash discounting works by encouraging customers to pay using methods that avoid credit card fees, such as cash, check or ACH. But it has some drawbacks.

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EBizCharge

JUNE 23, 2025

If you’re a business owner who accepts credit card payments, you’ve probably wondered whether you can pass the processing fee on to your customers. One option on the table is adding a credit card surcharge—a small extra fee to help cover your costs. What is a Credit Card Surcharge?

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EBizCharge

JULY 1, 2025

It’s not an easy decision, but it’s an increasingly common one, especially for businesses that operate on thin margins or process a lot of card transactions. Both offer ways to collect payments, but they approach customer fees quite differently. Visa and Mastercard have their own rules, and so do various states.

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EBizCharge

MAY 5, 2025

What are credit card processing fees? Credit card processing fees are charges merchants are responsible for when accepting and processing credit card payments. Each time a customer uses a card to make a purchase, the business must pay a small fee to its payment processor.

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Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? Credit card surcharging can help offset these expenses, but it can be tricky. Learn how to achieve payment processing compliance when surcharging to improve your company’s financial stability and reputation.

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Payment Savvy

JULY 12, 2024

A convenience fee is an additional charge added to a customer’s bill when they use a non-standard payment method. Essentially, it’s a way for businesses to offset the cost of processing these alternative payment methods while still providing a convenient option for customers.

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Stax

SEPTEMBER 26, 2024

This is good news because it means you won’t have to inflate your base prices to cover payment processing fees. That said, you can’t just decide and impose credit card surcharges overnight. It requires stringent adherence to regulatory guidelines and card network rules, from surcharge caps to disclosure requirements.

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Stax

NOVEMBER 15, 2023

They significantly impact the cost of accepting card payments. Understanding interchange fees enables merchants to effectively manage processing costs, negotiate better rates, make informed decisions about card acceptance, and ensure compliance with payment industry standards. The short answer is no.

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Payment Savvy

JULY 3, 2024

Understanding debit card processing fees is important for any business that takes card payments. These fees can add up, so knowing how much you’re being charged and how to reduce these costs can help you save money. What Are Debit Card Processing Fees?

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EBizCharge

JUNE 28, 2024

When it comes to accepting payments, businesses often grapple with the costs of credit card processing fees. The question “Is it legal to charge a credit card fee?” Consequently, merchants cannot profit from these fees; their purpose is solely to cover processing costs.

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Segpay

FEBRUARY 28, 2024

Key Takeaways √ Hidden charges in payment processing can dig into and erode your bottom line. Merchants can implement several best practices to avoid surprise processing costs. 5 minute read Hidden charges in payment processing can seriously impact any merchant’s bottom-line revenues. .

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