EBizCharge

JUNE 25, 2025

If your business accepts credit cards, you’ve likely wondered whether you can pass processing fees on to your customers. Credit card surcharging lets you do just that but doing it the right way is essential. Between card network rules, signage requirements, and state regulations, there’s a lot to keep track of.

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EBizCharge

JUNE 30, 2025

What “free” credit card processing really means Despite what the headline might suggest, free credit card payment processing doesn’t mean no one is paying. In most cases, “free” means the payment processing cost is shifted from the business to the customer.

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EBizCharge

JUNE 23, 2025

One option on the table is adding a credit card surcharge—a small extra fee to help cover your costs. But here’s the catch: surcharge rules are a patchwork of federal guidelines, state laws, and card network rules. And the card networks like Visa and Mastercard have their own rulebooks.

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EBizCharge

JUNE 24, 2025

They’re treated differently under both state laws and card network rules. In a few states, laws are in flux or under legal challenge, making the rules a bit harder to pin down. Before applying a small business credit card surcharge, it’s essential to do your homework. Mixing up the two could get you into trouble.

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EBizCharge

JUNE 19, 2025

If you’re a business owner looking for ways to cut down on credit card processing costs, adding a surcharge might be one option worth considering. A credit card surcharge is a small fee passed along to the customer when they choose to pay with a credit card. Regulations can change.

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EBizCharge

JUNE 30, 2025

State laws and regulations Where surcharging is banned or restricted: Some U.S. states have outright bans or restrictions on credit card surcharging. This upfront notice helps ensure transparency and keeps your business in compliance with card network rules and state regulations.

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EBizCharge

MAY 5, 2025

In a surcharge setup, the business adds a fee to the customers total only when a credit card is used, making the cost of card acceptance visible at checkout. This incentivizes businesses to promote ACH payments as a cost-saving option for them and their customers. Is zero cost credit card processing actually free?

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EBizCharge

JULY 1, 2025

Visa and Mastercard have their own rules, and so do various states. That’s why businesses looking to pass on processing costs need a system that’s not only flexible but also helps keep them on the right side of the law. The platform also includes built-in tools to help ensure you’re following surcharging rules.

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Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? Credit card surcharging can help offset these expenses, but it can be tricky. TL;DR Credit card surcharging involves adding a fee to transactions with credit card payments, offsetting processing costs.

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Stax

SEPTEMBER 26, 2024

This is good news because it means you won’t have to inflate your base prices to cover payment processing fees. That said, you can’t just decide and impose credit card surcharges overnight. It requires stringent adherence to regulatory guidelines and card network rules, from surcharge caps to disclosure requirements.

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Payment Savvy

JULY 12, 2024

For example, you could add a convenience fee if your standard payment method is cash or check, but a customer wants to pay over the phone or online with a credit card. This fee compensates for these alternative methods’ higher processing costs and potential risks.

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Stax

NOVEMBER 15, 2023

They significantly impact the cost of accepting card payments. Understanding interchange fees enables merchants to effectively manage processing costs, negotiate better rates, make informed decisions about card acceptance, and ensure compliance with payment industry standards.

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EBizCharge

JUNE 28, 2024

The Legality of Charging Credit Card Fees The legality of charging credit card fees to customers, a practice often referred to as surcharging, varies depending on location and the credit card (CC) company’s policies. Surcharging is legal in many states and is regulated at the state and federal levels.

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Payment Savvy

JULY 3, 2024

You probably want to know what can you do to ensure your debit card processing fees are as low as possible. Here are some strategies to consider: Allow PIN Debit Transactions: Encourage your customers to use PIN debit transactions instead of signature debit can reduce your processing costs.

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Segpay

FEBRUARY 28, 2024

Key Takeaways √ Hidden charges in payment processing can dig into and erode your bottom line. Merchants can implement several best practices to avoid surprise processing costs. 5 minute read Hidden charges in payment processing can seriously impact any merchant’s bottom-line revenues.

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