EBizCharge

JUNE 27, 2025

Whether you’re a local shop, a service-based business, or an eCommerce brand, the fees you pay to accept credit card payments can eat into your profits. This guide will walk you through the basics of credit card surcharging in Canada, from legal background and card network rules to disclosure requirements and best practices.

Credit Cards

EBizCharge

JUNE 23, 2025

One option on the table is adding a credit card surcharge—a small extra fee to help cover your costs. But here’s the catch: surcharge rules are a patchwork of federal guidelines, state laws, and card network rules. And the card networks like Visa and Mastercard have their own rulebooks.

Credit Cards

Payments Source

JANUARY 18, 2019

Even though American Express received pre-approval to provide transaction settlement services in China more than a year ago, it is playing the waiting game to get those wheels in motion amid a fiery political climate.

Settlement

Stax

SEPTEMBER 26, 2024

That said, you can’t just decide and impose credit card surcharges overnight. It requires stringent adherence to regulatory guidelines and card network rules, from surcharge caps to disclosure requirements. They also owe assessment fees to card networks for making use of their infrastructure.

Credit Cards

Stax

NOVEMBER 15, 2023

Batching transactions Batching transactions reduces credit card payment costs by consolidating multiple individual card transactions into a single batch or settlement. This strategy offers transparency and allows businesses to maintain their profit margins while offsetting the cost of processing card payments.

Credit Cards

Segpay

FEBRUARY 28, 2024

per transaction, these fees originate from payment networks but disproportionately benefit processors. Costs for authorizations, captures, batch settlement entries, decline fees, and other lifecycle events nickel and dime merchants. Transaction Fees Often $0.10 – $0.25

Processors