The Payments Association

MARCH 19, 2025

X (formerly Twitter) has made its first decisive step into fintech, announcing a partnership with Visa to power its ambitious new digital wallet, X Wallet. The fintech pioneered the first phase of digital payments, enabling secure online transactions and laying the groundwork for future wallet technologies.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

The Paypers

JUNE 17, 2025

Fintech stakeholders have welcomed provisions that align FIDA with other regulatory frameworks, such as the PSR and PSD3, particularly the authorisation process for Account Information Service Providers (AISPs) to become Financial Information Service Providers (FISPs).

Consulting 36

Consulting FinTech CBDC Cross-Border 36

Fintech Finance

NOVEMBER 21, 2024

FORUS Digital has positioned itself in Africa to help central banks and commercial banks in their journey towards CBDC using the UDPN All-in-One Digital Currency Sandbox. On the African continent, South Africa, Nigeria, Eswatini and Ethiopia have taken the lead.

Payment Networks 98

Payment Networks Digital Payments Digital Currency Innovation 98

The Paypers

JUNE 17, 2025

The addition of stablecoin on- and off-ramps is expected to expand the platform’s interoperability between fiat and digital currencies. The Paypers provides a wide range of news and analysis products aimed at keeping the ecommerce, fintech, and payment professionals informed about latest developments in the industry.

Stablecoins 36

Stablecoins Payment Networks Cross-Border Payment APIs and Integration 36

Finextra

JUNE 18, 2025

Interoperability across multiple domestic and international card schemes without cobadging constraints. It supports: Interoperability across multiple payment types and acceptance environments — including in-store, e-commerce, SoftPOS, cards, mobile, and QR codes. Significant simplification of the technical architecture for merchants.

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52

The Fintech Times

FEBRUARY 28, 2025

Finovate brought the fintech world to life with its signature live demos, capturing a snapshot of the industry’s latest developments. Day 1: Demos in action A defining feature of Finovate events, the live demonstrations on day one provided an unfiltered look from companies representing 13 countries at fintechs latest innovations.

Embedded Finance 64

Embedded Finance AI Multi-Currency Compliance 64

The Payments Association

JULY 18, 2025

Omar Salem Financial regulation and fintech partner, Fox Williams "Post–31 March 2025, the UK regulator is focused on supervision and in the future may hold firms, and potentially individuals, accountable for operational resilience breaches. Start API and interoperability pilots, building on the existing Open Banking technical infrastructure.

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

The Paypers

JUNE 25, 2025

The payments landscape in the region is rapidly developing, driven by API-driven innovation that optimises interoperability and embeds international payments into financial services.

Cross-Border 36

Cross-Border Payment APIs and Integration Real Time Payments Cross-Border Payments 36

Fintech News

MAY 27, 2024

Central bank digital currencies (CBDCs) have largely existed in the virtual realm, with transactions initiated primarily through web and mobile interfaces. However, a significant shift has occurred with the launch of Eurasia’s first CBDC cards in Kazakhstan, providing 20 million consumers with a new, tangible way to manage CBDC funds.

CBDC 131

CBDC Transactions Payment APIs and Integration Cross-Border 131

Fintech News

DECEMBER 11, 2023

SC Ventures, the innovation, fintech investment, and ventures arm of Standard Chartered, and Giesecke+Devrient (G+D) successfully completed a proof-of-concept (PoC) on the Universal Digital Payments Network (UDPN). Meanwhile, the the direct model is where central banks manage wallets and settlements within a centralised CBDC system.

CBDC 116

CBDC Distributed Ledger Technology (DLT) Cross-Border Central Bank 116

Fintech News

MARCH 25, 2024

Swift, the global financial messaging cooperative, revealed that the latest round of experiments conducted within a collaborative Central Bank Digital Currency (CBDC) sandbox has shown promising results for the application of CBDCs and digital tokens. said Tom Zschach, Chief Innovation Officer at Swift.

CBDC 111

CBDC SWIFT Interoperability Settlement 111

Fintech News

SEPTEMBER 11, 2024

Its blockchain interoperability experiments have demonstrated that Swift’s infrastructure can support the transfer of tokenized value across both public and private blockchains. The post Swift Works on Enabling Real-Time Exchange of Digital Assets and Payments appeared first on Fintech Singapore.

SWIFT 145

SWIFT Multi-Currency CBDC Interoperability 145

The Fintech Times

FEBRUARY 26, 2024

Payments are arguably the face of fintech. As of December 2023, 130 countries, representing 98 per cent of global GDP, were exploring central bank digital currencies (CBDCs) according to the Atlantic Council ‘s CBDC tracker. “There are some fundamental risks inherent in using CBDCs.

Cross-Border Payments 145

Cross-Border Payments Cross-Border Digital Currency Central Bank 145

Fintech News

DECEMBER 20, 2023

Developments include cross-border quick response (QR) payment linkages, connectivity between real-time national payment schemes, and the ongoing Singapore Response Code Scheme (SGQR+) project focusing on furthering QR code payment interoperability. These efforts follow the launch of the Rwanda Imbaraga SME Ecosystem (RISE) program in June.

FinTech 111

FinTech Cross-Border CBDC Web 3.0 111

PYMNTS

DECEMBER 18, 2020

In other CBDC efforts, as reported in the fall , China’s central bank issued 10 million yuan ($1.5 Such central bank efforts toward CBDC might soon get a helping hand. This week, FinTech EMTECH said it’s launching a compliance platform in collaboration with Microsoft to help central banks test their respective CBDCs.

Digital Currency 142

Digital Currency Central Bank CBDC Fed 142

Open Banking Excellence

MAY 2, 2024

Open Banking Focus: New Opportunities on the Ancient Silk Road Vasil Shengelia, Head of Open Banking Division at the National Bank of Georgia, alongside Varlam Ebanoidze, Head of the Fintech and Suptech Development Department introduces us to an ecosystem with plans to once again act as a bridge between East and West.

Interoperability 147

Interoperability Payment APIs and Integration Central Bank Cross-Border 147

PYMNTS

AUGUST 21, 2020

As many as 80 percent of the 66 central banks polled by the Bank of International Settlements said they were at some stage of CBDC development. China has been at the forefront of those efforts, at least as measured in terms of debuting an actual CBDC, and is in the midst of testing its digital yuan in various settings.

CBDC 107

CBDC Fed Federal Reserve ISO 20022 107

Fintech News

OCTOBER 28, 2024

The Singapore Fintech Festival (SFF) has announced the finalists for its 2024 Fintech Excellence Awards, organised in partnership with the Singapore Fintech Association (SFA) and supported by PwC Singapore. Four finalists were shortlisted in each category. Ripple, NETS, Syfe, and YouTrip returned as sponsors this year.

AI 110

AI FinTech Innovation Payment APIs and Integration 110

PYMNTS

OCTOBER 9, 2020

The idea of a “general purpose” central bank digital currency ( CBDC ) is one that would transcend use cases, exchanges and piecemeal methods where, for example, (tangible) fiat on one side of a transaction is rendered into a digital form and then reconfigured to fiat on the other side of the process. Fed, the Swiss National Bank and others.

Digital Currency 70

Digital Currency Central Bank CBDC Federal Reserve 70

Fintech Finance

JANUARY 11, 2024

It explores the challenges faced by financial institutions in correspondent banking relationships, shedding light on regulatory compliance, security concerns, foreign exchange rate risks, and the impact of fintech players entering the field. The post U.S.

Cross-Border Payments 93

Cross-Border Payments Cross-Border Faster Payments ISO 20022 93

M2P Fintech

MARCH 28, 2024

The Fintech industry is constantly evolving with innovations and technologies coming up often. Though many concepts are built on fundamental fintech ideas, the terms and jargon related to fintech are rapidly diversifying. Unlike physical cash or bank deposits, CBDCs are purely electronic.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

Faster Payments Council

MARCH 15, 2023

Whether we will see these services gain traction is tied to what many believe to be a major hurdle–interoperability. FedNow may not interoperate with RTP, and it doesn't seem to be a priority for either. Some banks may not be able to connect to both. These projects are taking different implementation approaches.

FPC 88

FPC ISO 20022 Cross-Border Payments Federal Reserve 88

Fintech Finance

MARCH 26, 2024

Interoperability is critical to Swift’s strategy for instant and frictionless transactions. The second phase of sandbox testing went further, exploring more complex use cases, using Swift’s solution to connect and orchestrate transactions across simulated digital trade and tokenised asset and FX networks, alongside CBDCs for payments.

Cross-Border 52

Cross-Border Use Case SWIFT CBDC 52

Fintech News

DECEMBER 13, 2024

Finally, stablecoins face competition from CBDCs, as many governments prioritise CBDC development over private stablecoins. This creates a competitive landscape for adoption and integration, requiring stablecoin projects to demonstrate their unique value propositions and interoperability with existing and evolving financial systems.

Stablecoins 111

Stablecoins Cross-Border Cross-Border Payments Caps 111

Fintech Finance

MARCH 12, 2024

2 The Central Bank of Brazil plans to launch the CBDC DREX by the end of 2024. With this step, Banco do Brasil with the support of G+D intends to further explore the potential of the DREX platform provided by the Central Bank during the Brazilian CBDC pilot. Only in this way can it be a truly inclusive public digital currency.

CBDC 52

CBDC Financial Inclusion Digital Currency Use Case 52

Fintech News

DECEMBER 10, 2023

The impact of CBDCs on payments, financial inclusion, and monetary policy remains an ongoing discussion. Trust, transparency, and interoperability will shape the future of payments, ensuring that financial systems serve the needs of all. The post Addressing the Silent Crisis of Failed Payments appeared first on Fintech Singapore.

Addressing 122

Addressing Fraud Prevention Financial Inclusion Payments 122

The Fintech Times

JUNE 6, 2024

This project aims to create a multi-central bank digital currency (CBDC) platform for instant cross-border payments and settlements, leveraging distributed ledger technology (DLT). Several commercial banks have already started using the mBridge platform to facilitate cross-border CBDC payments among participating jurisdictions.

Participant 45

Participant Distributed Ledger Technology (DLT) Cross-Border Payments CBDC 45

Faster Payments Council

SEPTEMBER 12, 2022

The panel will discuss issues such as security, governance, and interoperability as well as concerns that the U.S. In this session, FPC QR Code work group leaders address the call to action for payment industry standards needed for universal acceptance and interoperability of QR codes.

FPC 88

FPC Federal Reserve Cross-Border Payments Faster Payments 88

Fintech News

FEBRUARY 27, 2024

The Reserve Bank of Australia (RBA) also played a crucial role by exploring the concept of retail and wholesale Central Bank Digital Currencies (CBDC) through its eAUD pilot programme , which focused on a wide array of use cases and essential legal aspects. Singapore’s policy framework also accommodates innovation in digital assets.

APACS 133

APACS Regulations Stablecoins Cryptocurrency 133

The Fintech Times

FEBRUARY 19, 2024

Payments are arguably the face of fintech. As regulatory compliances are updated, fintechs and payment platforms with robust currency management programs, multiple licences and MCCY IBAN’s will become more popular with businesses engaged in global trade. BIS Aurum) and interoperability solutions (e.g,

Cross-Border Payments 69

Cross-Border Payments Cross-Border Stablecoins Multi-Currency 69

Fintech News

MAY 8, 2024

Thailand, under the guidance of the Bank of Thailand (BOT) , has been at the forefront of this movement, continuously studying and testing the feasibility of a Retail CBDC since 2018. The project evolved, incorporating enhanced functionalities, cross-border fund transfers, and a Corporate CBDC Pilot Program.

CBDC 126

CBDC Bots Real Time Gross Settlement (RTGS) Non-Bank 126

The Fintech Times

NOVEMBER 23, 2024

Continuing the second phase of piloting its central bank digital currency (CBDC), Drex, the Central Bank of Brazil (BCB) has selected Brazilian digital bank Banco Inter , Microsoft Brazil , blockchain platform Chainlink , and 7COMm , a decentralised finance-focused firm, to build a trade finance solution.

CBDC 124

CBDC Central Bank Cross-Border Finance 124

Fintech News

DECEMBER 15, 2024

This marks a critical milestone in the exploration of a Central Bank Digital Currency (CBDC). The PoC included a range of technical evaluations, such as testing interoperability standards like ISO 20022 for cross-border transactions, and integration methods with existing infrastructures like BI-RTGS.

CBDC 115

CBDC Distributed Ledger Technology (DLT) ISO 20022 Cross-Border 115