CBDC and ISO 20022 - Payments Space

CBDCs in practice: What we’ve learned from the early movers

The Payments Association

JUNE 3, 2025

James Hurren explores what early CBDC deployments across Asia, the Caribbean, and Europe reveal about usage, adoption, and the future of cross-border digital money. Central bank digital currencies (CBDCs) have rapidly evolved from theoretical concepts into live pilots and national deployments.

CBDC

CBDC Cross-Border Central Bank Cross-Border Payments

Digital Rupiah Inches Closer with Successful Completion of PoC

Fintech News

JANUARY 9, 2025

Additionally, integration challenges were resolved through the adoption of interoperability standards like ISO 20022, enabling compatibility with both domestic and international financial market infrastructures. The platforms met all criteria, showcasing their capability to effectively support the envisioned system.

Distributed Ledger Technology (DLT)

Distributed Ledger Technology (DLT) Multi-Currency Interoperability ISO 20022

How Swift is moving the global financial industry towards instant and frictionless payments

The Payments Association

JANUARY 15, 2025

The UKs roadmap to faster, more efficient payments A key area of focus outlined in the National Payments Vision is enabling interoperability between domestic and international systems, supported by the adoption of ISO 20022 messaging standards while ensuring the security of the UKs payment systems.

SWIFT

SWIFT ISO 20022 Cross-Border Cross-Border Payments

ESG-Linked Payments in Transaction Banking

Finextra

JULY 2, 2025

ESG Aware CBDCs: Central banks may introduce digital currencies with embedded green rules, for e.g., CBDC holdings that automatically earn rebates when funding renewable projects or transition bonds. They can embed ESG tags in ISO 20022 MX messages to enable seamless cross-border sustainability tracking.

Transactions

Transactions ISO 20022 Payment APIs and Integration Payments

12 Years Ago: The First nexo Standards Transaction, a Milestone for European Payments

Finextra

JUNE 18, 2025

The initial protocols were refined, expanded, and formalized into a globally recognized suite of ISO 20022-based standards. Future-proofing with ISO 20022 compliance, worldwide migration to this modern structure providing flexibility for new and future services (cards, Instant Payment, CBDC, e-Invoicing, …).

ISO 20022

ISO 20022 Transactions Payment APIs and Integration Cross-Border

How are digital IDs reshaping industries for a secure and seamless future?

The Payments Association

JANUARY 22, 2025

It could also obviate payment devices and allow new schemes to operate at the back of the process, opening the door to real-time payments, CBDC and more. Combine digital ID, AI and new rich data standards like ISO 20022, and I’m excited to see what can be done. Thats smart, convenient and secure.

Security

Security Online and Mobile Banking Credential Verification

RS2 partners with Visa to optimise global payment processing

The Paypers

JUNE 25, 2025

The upcoming ISO 20022 migration deadline in November 2025 further intensified the need for banks to upgrade core systems or risk operational inefficiencies and non-compliance. Free Headlines in your E-mail Every day we send out a free e-mail with the most important headlines of the last 24 hours.

Global Payments

Global Payments Process ISO 20022 Payment APIs and Integration

Mastercard sandbox allows UK financial institutions to test payment methods

The Paypers

JUNE 25, 2025

The sandbox will conform to ISO 20022 standards, introducing various new features enabled by enriched data, such as optimised data flow alongside transactions. This rich data facilitates the development of augmented methods for improving fraud detection and reduction and supports future enhancements.

Visa

Visa ISO 20022 Payment APIs and Integration Payments

Today In Digital-First Banking: Banque de France Completes CBDC Pilot; New PPP Extends $5 Billion In Loans In First Week

PYMNTS

JANUARY 20, 2021

In today’s top news in digital-first banking, Banque de France has completed its central bank digital currency (CBDC) test, while roughly 60,000 loans were distributed during the first week of the reopened Paycheck Protection Program (PPP). Banque De France Has Finished CBDC Trial.

ISO 20022

ISO 20022 CBDC Interbank Settlement ISOs

Federal Reserve’s Cunha on the State (and Timeframe) of Digital Dollars

PYMNTS

AUGUST 21, 2020

As many as 80 percent of the 66 central banks polled by the Bank of International Settlements said they were at some stage of CBDC development. China has been at the forefront of those efforts, at least as measured in terms of debuting an actual CBDC, and is in the midst of testing its digital yuan in various settings.

CBDC

CBDC Fed Federal Reserve ISO 20022

U.S. Faster Payments Council Explores the Practicalities of Cross-Border Payments in a Faster Payments World

Fintech Finance

JANUARY 11, 2024

Innovations in financial technology, such as blockchain, real-time payment networks, and standardized messaging formats like ISO 20022, offer opportunities to streamline and improve cross-border payments. Overcoming these challenges is crucial for fostering global economic growth and enabling seamless international transactions.”

Cross-Border Payments

Cross-Border Payments Cross-Border Faster Payments ISO 20022

FPC 2023 Spring Member Meeting

Faster Payments Council

MARCH 15, 2023

The panel will explore some of these initiatives including the New York Fed's CBDC pilot program with major banks, the recently concluded Boston Fed's Project Hamilton and other global CBDC projects. Learn how to position ISO 20022 as a part of an organization's broader payments modernization strategy.

FPC

FPC ISO 20022 Federal Reserve Cross-Border Payments

Rethinking CBDCs: Addressing design flaws and privacy concerns

The Payments Association

OCTOBER 14, 2024

The flaws in prevailing central bank digital currency (CBDC) designs and suggestions for improving them. The designs broadly share a set of characteristics that, by and large, reflect a common set of mistaken assumptions that reveal important flaws in the prevailing CBDC proposals. What is this article about? Why is it important?

Privacy

Privacy Addressing CBDC Payer

Indonesia Completes Rupiah Digital PoC, Advancing Wholesale CBDC Exploration

Fintech News

DECEMBER 15, 2024

This marks a critical milestone in the exploration of a Central Bank Digital Currency (CBDC). The PoC included a range of technical evaluations, such as testing interoperability standards like ISO 20022 for cross-border transactions, and integration methods with existing infrastructures like BI-RTGS.

CBDC

CBDC Distributed Ledger Technology (DLT) ISO 20022 Cross-Border

The payments regulation roadmap: Q2 2025

The Payments Association

APRIL 14, 2025

Immediate focus areas include fraud prevention, ISO 20022 readiness, and stablecoin regulationbut longer-term success depends on active engagement with consultations, operational resilience, and global alignment. ISO 20022 also unlocks improvements in fraud detection, regulatory reporting, and data analytics.

Regulations

Regulations ISO 20022 Cross-Border Legal

CBDCs in practice: What we’ve learned from the early movers

Digital Rupiah Inches Closer with Successful Completion of PoC

How Swift is moving the global financial industry towards instant and frictionless payments

ESG-Linked Payments in Transaction Banking

12 Years Ago: The First nexo Standards Transaction, a Milestone for European Payments

How are digital IDs reshaping industries for a secure and seamless future?

RS2 partners with Visa to optimise global payment processing

Mastercard sandbox allows UK financial institutions to test payment methods

Today In Digital-First Banking: Banque de France Completes CBDC Pilot; New PPP Extends $5 Billion In Loans In First Week

Federal Reserve’s Cunha on the State (and Timeframe) of Digital Dollars

U.S. Faster Payments Council Explores the Practicalities of Cross-Border Payments in a Faster Payments World

FPC 2023 Spring Member Meeting

Rethinking CBDCs: Addressing design flaws and privacy concerns

Indonesia Completes Rupiah Digital PoC, Advancing Wholesale CBDC Exploration

The payments regulation roadmap: Q2 2025

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