The Fintech Times

MAY 26, 2024

In recent years, digital currencies have been all the rave. However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. Developed and emerging markets alike are considering the possibility of introducing CBDCs.

CBDC 98

CBDC Central Bank Multi-Currency Privacy 98

The Payments Association

JUNE 16, 2025

Multi-currency capabilities exhibit similar patterns, with 11% currently adopted and 26% planning implementation, while 32% are considering options for potential international expansion. The mainstream adoption of cryptocurrency attracts 26% of merchants, suggesting cautious yet growing recognition of the potential of digital currency.

Innovation 88

Innovation Cross-Border Fraud Prevention Payments 88

The Paypers

JUNE 19, 2025

WollettePay is positioned as a response to longstanding limitations in current Open Banking solutions, many of which require multi-step processes and do not consistently deliver on speed or user experience. The platform is scheduled for release in the UK in the fourth quarter of 2025, with a wider European rollout expected in early 2026.

Payment APIs and Integration 46

Payment APIs and Integration CBDC Multi-Currency Digital Currency 46

The Fintech Times

FEBRUARY 28, 2025

This years Best of Show winners included: Keyless A biometric authentication platform eliminating passwords and multi-factor authentication. Additionally, he focused on how the rise of central bank digital currencies (CBDCs) is a hot topic, with 44 jurisdictions actively piloting their own digital currencies.

Embedded Finance 64

Embedded Finance AI Multi-Currency Compliance 64

The Paypers

JUNE 17, 2025

This marks a notable improvement over the standard multi-day processing period commonly seen in real estate investment withdrawals. Following a pilot phase in May, which included over 200 users, some investors reported receiving payouts in under ten minutes.

CBDC 36

CBDC Real Time Payments Financial Crimes Multi-Currency 36

The Payments Association

MARCH 19, 2025

The European PSD2 framework, growing pressure on big techs financial ambitions, and central bank digital currency (CBDC) discussions all indicate a looming regulatory crackdown. Adopt multi-factor authentication (MFA) and biometric verification to reduce fraud risks.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Fintech News

DECEMBER 20, 2023

Efforts were also made to advance digital assets, tokenization and central bank digital currency (CBDC) experimentation with initiatives such as Project Guardian and Project Orchid expanding to include more use cases and moving towards “live” pilots.

FinTech 106

FinTech Cross-Border CBDC Web 3.0 106

The Fintech Times

JUNE 6, 2024

This project aims to create a multi-central bank digital currency (CBDC) platform for instant cross-border payments and settlements, leveraging distributed ledger technology (DLT). Several commercial banks have already started using the mBridge platform to facilitate cross-border CBDC payments among participating jurisdictions.

Participant 45

Participant Distributed Ledger Technology (DLT) Cross-Border Payments Cross-Border 45

Fintech News

AUGUST 13, 2024

The region is leading the way with initiatives such as real-time cross-border payment linkages and the exploration of multi-central bank digital currency (CBDC) settlements.

Cross-Border Payments 124

Cross-Border Payments Cross-Border Payments Instant Payments 124

Fintech Finance

MAY 23, 2024

Reltime , a leading innovator in blockchain and Web3 technology, is thrilled to announce the launch of its state-of-the-art Global Payment Gateway (GW), designed to empower merchants and shops worldwide to accept payments from all popular digital currencies. Zero Set-up Fee: Making it accessible for all businesses.

Digital Currency 59

Digital Currency Payment Gateways Multi-Currency Gateways 59

The Payments Association

OCTOBER 14, 2024

Similarly, Starling Bank prioritised ease of use and transparency, earning praise for its user-centric features, such as real-time transaction tracking and fee-free foreign currency spending. ” Multi-banking: Changing the game? This flexibility allows customers to switch accounts easily whenever a new offer appeals to them.

Accounts 88

Accounts Consumer Online and Mobile Banking Multi-Currency 88

Fintech News

OCTOBER 28, 2024

operates Max Miles, Singapore’s newest multi-merchant loyalty programme. The solution provides comprehensive analysis, including multi-asset portfolio construction, dynamic constraints optimisation, performance simulation, and real-time risk alerts. Heymax.AI (Singapore) Heymax.ai

FinTech 114

FinTech Financial Literacy Cross-Border Distributed Ledger Technology (DLT) 114

The Fintech Times

FEBRUARY 19, 2024

Stripe research shows that 95 per cent of customers choose to check out in their local currency when given the option, and 85 per cent of customers will abandon cart if their preferred payment method isn’t offered. “For businesses with a multi-market strategy, choosing a trusted payment provider that caters to your needs is paramount.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Stablecoins Multi-Currency 69

Wharton Fintech

FEBRUARY 26, 2024

We have been working with governments on what is called central bank digital currency, or CBDC. I think that is another great example where we do over 150 currencies on the network today. So, we have prototyped things like “how do you settle in a stablecoin versus a traditional fiat currency”.

Visa 130

Visa Technology Payments Encryption 130

The Paypers

JUNE 17, 2025

Combined with Alpaca’s regulatory licensing and infrastructure, the partnership is set to deliver a frictionless, secure, and full-service solution for multi-asset trading that enables clients to integrate equities and crypto into their apps with minimal engineering effort.

Payment APIs and Integration 28

Payment APIs and Integration CBDC Financial Crimes Multi-Currency 28

Fintech News

DECEMBER 15, 2024

This marks a critical milestone in the exploration of a Central Bank Digital Currency (CBDC). The report highlights potential areas for further exploration, including advanced privacy models, multi-validator deployments, and integration of digital securities.

CBDC 110

CBDC Distributed Ledger Technology (DLT) ISO 20022 Cross-Border 110

The Fintech Times

MARCH 2, 2025

The BoMs announcement of a pilot rollout for a Digital Rupee, a central bank digital currency (CBDC), marks a significant milestone in Mauritiuss digital evolution.

Economy 59

Economy FinTech Multi-Currency Central Bank 59

The Paypers

JUNE 25, 2025

Mastercard and Fiserv aim to connect digital asset platforms Mastercard’s work with Fiserv includes linking the latter’s Digital Asset Platform, which supports bank-issued stablecoins, with the Mastercard Multi-Token Network. This poses a potential challenge to existing card-based revenue models.

Stablecoins 41

Stablecoins Visa Multi-Currency Cross-Border 41

The Payments Association

APRIL 14, 2025

Firms that support currency exchange as part of their payment services to consumers or microenterprises should review their customer disclosures in light of Consumer Duty requirements. T+1 also raises challenges around funding and liquidity management, especially for cross-border trades involving time zone differences or currency conversions.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

Fintech News

APRIL 1, 2025

Lastly, the best digital banks may cater to global users by offering cross-border capabilities, supporting international transactions and multi-currency accounts. They may have to adhere to strict cybersecurity measures, including data encryption and multi-factor authentication, to ensure user security.

Online and Mobile Banking 122

Online and Mobile Banking Multi-Currency Authorization Small Business 122