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What Laws Govern Chargebacks in the US? Certain regulations known as “chargeback rules” are, in fact, based on legal statutes. Key International Laws Impacting Chargeback Processes The US led the world in payment card adoption, and as such, also adopted a leading role in developing chargeback rules and best practices.
No matter how disruptive a fintech platform is, it must operate within legalframeworks that are evolving rapidly. Data privacy laws such as GDPR and CCPA impose strict obligations around consent, security, and user rights. It is no longer enough to innovate.
Since then, lawmakers have been working to craft bills to protect consumer data, with the California Consumer Privacy Act (CCPA) being one of the toughest in the country. This bill is stronger than the California law,” Eshoo said, according to The Verge. Lofgren.
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