Fintech Review

APRIL 11, 2025

Financial Inclusion Fintech improves access to credit, savings, and insurance in underserved markets. Policymakers face the challenge of encouraging innovation while safeguarding consumers and preserving financial stability. Consumer protection is a top priority.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

The Payments Association

MARCH 18, 2025

Consider alternative credit scoring: in underbanked markets, open data allows lenders to assess creditworthiness using mobile payments, utility bills, and telecom data. Unlike open finance, which typically operates within regulated frameworks, open data relies heavily on voluntary data sharing and commercial agreements.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech News

FEBRUARY 10, 2025

AI-driven models address this issue by incorporating alternative financial data, allowing lenders to assess creditworthiness beyond just past borrowing behaviour. Expanding financial opportunities to previously underserved populations fosters economic growth and stability. Data privacy is another crucial issue.

AI 90

AI Assessments Mitigation Regulations 90

The Fintech Times

AUGUST 28, 2024

Ecosystem setup Bank Indonesia oversees monetary policy, while the Indonesian Financial Services Authority (OJK), is responsible for oversight of peer-to-peer (P2P) lending, digital banking, crowdfunding, financial data security, technology in insurance, and financial consumer protection.

FinTech 69

FinTech Economy Authorization Underserved 69

Fintech Review

NOVEMBER 12, 2024

By joining forces, they can combine their strengths to improve financial services and reach underserved populations. These barriers can include differences in organisational culture, regulatory compliance, and data security concerns. Fintech companies, on the other hand, offer agility, innovation, and cutting-edge technology.

FinTech 105

FinTech Financial Inclusion Regulatory Compliance Fraud Detection 105

Fintech Review

JANUARY 14, 2025

One of the growing trends, neobanks target underserved segments, including small businesses and freelancers. The Integration of Open Banking Open banking enables customers to share their financial data securely with authorised third-party providers. They provide streamlined, technology-driven financial services.

Embedded Finance 59

Embedded Finance FinTech Payment APIs and Integration Financial Inclusion 59

The Fintech Times

JANUARY 18, 2025

Fintechs operate in a fast-moving environment, but social impact often intersects with time-consuming areas such as consumer protection and data privacy. At the same time, data security and privacy have become paramount as these companies empower users to take control of their financial needs and data.

FinTech 59

FinTech Underserved Financial Inclusion Cybersecurity 59