Fintech Review

MAY 14, 2024

With solutions that emphasised transparency, efficiency, and digital-first approaches, these innovative startups began to resonate strongly with a new generation of Spanish consumers. The Spanish government, recognising the potential of fintech, has implemented regulations that foster growth while ensuring consumer protection.

FinTech 111

FinTech Advisors Void Innovation 111

PYMNTS

JUNE 20, 2018

And last month in Illinois, an amendment to a bill about voiding damage waivers for car rentals changed the definition of renting, leading to the possibility of car-sharing services being taxed and regulated like car rental companies. Turo is a “platform,” said Michelle Peacock, Turo’s vice president of government relations.

P2P 40

P2P Regulations Void Rules 40

PYMNTS

APRIL 20, 2018

Aiming to fill the void resulting from the Consumer Financial Protection Bureau’s retreat from regulation, states are stepping up and going after big financial companies. They also have less of a budget than the CFPB and thus may not be as effective as the federal government in holding the big firms accountable.

CFPB 42

CFPB Void Non-Bank Laws 42

Stax

DECEMBER 2, 2024

In parallel with growing market adoption of surcharging, more states have considered and enacted surcharging legislation, often with the stated goal of standardizing surcharging and ensuring consumer protection. In 2024 alone, more than a dozen state legislatures introduced bills related to surcharging and consumer fees generally.

Junk Fees 68

Junk Fees Credit Cards Push-to-Card Laws 68

PYMNTS

JANUARY 3, 2017

“The CFPB is an unaccountable bureaucracy rife with racial discrimination that churns out regulations that harm consumers, especially those with low and moderate incomes,” Jeff Emerson, a spokesman for House Financial Services Committee Chairman Jeb Hensarling, said in an email to PYMNTS. The Legal Challenge. Circuit U.S.

CFPB 41

CFPB Federal Reserve FTC Reconciliation 41