The Payments Association

MARCH 18, 2025

Credit and lending models are being redefined, with transaction data and broader financial insights driving dynamic, real-time credit decisionsreshaping how payments and credit intersect in embedded finance offerings. Fraud detection and risk management are also evolving. reached $1.1

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Finextra

JULY 21, 2025

Competitive Pressure from Digital-Native Challengers Fintech startups and embedded finance providers built on cloud-native infrastructure consistently outpace traditional institutions in product innovation cycles.

Payment APIs and Integration 52

Payment APIs and Integration Regulatory Compliance Audit Compliance 52

Clearly Payments

JANUARY 10, 2024

It encompasses various elements, including the target customer segment, value proposition, distribution channels, revenue streams, key resources, and cost structure. Embedded Finance Solutions Embedded finance is a rapidly growing trend that involves integrating financial services directly into software applications.

Processors 105

Processors ISOs Embedded Finance Payments 105

The Payments Association

MAY 16, 2025

These developments will impact merchant compliance, cost structures, customer experience, and operational risk. This standard introduces structured, enriched data formats for payment messagesimproving interoperability, fraud detection, and reconciliation. Why is it important? What’s next?

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88