The Payments Association

MARCH 18, 2025

Credit and lending models are being redefined, with transaction data and broader financial insights driving dynamic, real-time credit decisionsreshaping how payments and credit intersect in embedded finance offerings. quadrillion, highlighting the scale of digital payments and embedded finance solutions. reached $1.1

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Finextra

JULY 21, 2025

While modernization carries inherent risks in a heavily regulated environment, the cost of inaction has become demonstrably higher. The Convergence of Modernization Drivers Regulatory Complexity and Compliance Burden Modern financial regulations demand system agility that legacy platforms cannot deliver.

Payment APIs and Integration 52

Payment APIs and Integration Regulatory Compliance Audit Compliance 52

Clearly Payments

JANUARY 10, 2024

It encompasses various elements, including the target customer segment, value proposition, distribution channels, revenue streams, key resources, and cost structure. Embedded Finance Solutions Embedded finance is a rapidly growing trend that involves integrating financial services directly into software applications.

Processors 105

Processors ISOs Embedded Finance Payments 105

The Payments Association

MAY 16, 2025

These developments will impact merchant compliance, cost structures, customer experience, and operational risk. Key areas of impact include fraud prevention, card fee structures, accessibility standards, stablecoin usage, and the treatment of consumer data in evolving open finance ecosystems. Why is it important?

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

The Fintech Times

DECEMBER 22, 2024

With a growing demand for personalised financial services, the integration of blockchain and a focus on sustainable investment strategies, the wealth management industry is undergoing significant change. ” As wealth management becomes more intuitive, Horne believes embedded finance could play a key role.

Finance 107

Finance Advisors AI On-Demand 107

The Fintech Times

NOVEMBER 15, 2024

Javier Rodriguez-Alarcon , CCO at XBTO , the cryptocurrency finance firm says: “The tokenisation of real-world assets, such as bonds, real estate or commodities, into digital tokens on a blockchain, is one of the key ways fintech is impacting the traditional investment landscape. So what impact has fintech had on the landscape?

FinTech 78

FinTech Advisors CashApp AI 78