Basis Theory

NOVEMBER 12, 2024

Today, we can tokenize anything from credit card primary account numbers (PAN) to one-time debit card transactions or social security numbers. How tokenization applies to being PCI compliant and meeting the 12 PCI DSS requirements. credit card or social security numbers).

Encryption 157

Encryption Payment APIs and Integration PCI DSS Returns 157

EBizCharge

FEBRUARY 26, 2025

Understanding credit card processing in NetSuite NetSuite credit card payment processing allows businesses to securely process customer payments by integrating with payment gateways and merchant accounts, enabling seamless transactions for online, in-store, and invoice-based sales.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Clearly Payments

JANUARY 21, 2025

Limited Payment Options: Many government platforms still lack support for modern payment methods like mobile wallets, credit cards, and digital banking. Compliance Issues: Governments must adhere to strict regulations like PCI DSS, which can be difficult with aging systems.

Government Payments 59

Government Payments Governance Government PCI DSS 59

Stax

JANUARY 21, 2025

Credit and debit cards, digital wallets , ACH transfers , and other digital payments have become the norm. Opt for gateways that support diverse payment options like credit/debit cards, digital wallets, and international payments to accommodate customer preferences. This also applies to your customers.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Clearly Payments

NOVEMBER 13, 2024

In payment processing, one component of the payment processing tech stack involving credit or debit cards is the Bank Identification Number or BIN. Card Network : Indicates the card brand, such as Visa, Mastercard, or American Express, helping processors verify the card’s compatibility with their systems.

Process 104

Process Processors Payments Compliance 104

Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? Credit card surcharging can help offset these expenses, but it can be tricky. TL;DR Credit card surcharging involves adding a fee to transactions with credit card payments, offsetting processing costs.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Stax

MARCH 11, 2025

This article will show all you need to know about online credit card processing and how you can select the best payment services provider for your needs. Talk to sales How Online Payment Processing Works On the surface, online credit card processing happens in seconds.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Clearly Payments

DECEMBER 2, 2024

With over 79% of consumers using credit or debit cards for transactions, businesses that do not accept cards risk losing significant sales. This article will explore the various ways businesses can accept credit cards, including their advantages, costs, and considerations. Pros Fast and secure transactions.

Credit Cards 105

Credit Cards Payment Gateways Gateways Point-of-Sale (POS) 105

Stax

APRIL 3, 2025

They can range from traditional payments, such as credit/debit cards and ACH payments , to modern alternative methods, such as digital wallets, mobile transactions, Buy Now Pay Later (BNPL), and cryptocurrency. It works in tandem with the customers bank or credit card provider to verify and authorize the transaction.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Stax

MARCH 18, 2025

Payment processing systems help merchants accept various types of payments, such as credit and debit cards, automated clearing house (ACH) , electronic funds transfers (EFTs), digital wallets, mobile payments, and even cryptocurrencies. Card networks – The organizations that govern credit and debit card transactions.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Stax

MAY 7, 2024

With credit card transaction volume hitting over $9.5 trillion in the US in 2022, accepting card payments is no longer a question of whether to, but how to. To complete payment processing, credit card companies have to charge processing fees. Cashless transactions have dethroned the age-old cash payments.

Credit Cards 88

Credit Cards Process Processors Online and Mobile Banking 88

Stax

JANUARY 10, 2024

Credit card transactions have quickly become the lifeblood of eCommerce businesses and storefronts alike. According to Capital One, global credit card transactions in 2022 reached an estimated 678 billion —an average of 1.86 However, accepting credit cards does come with a flipside; the ongoing sting of credit card fees.

Credit Cards 88

Credit Cards Processors Debit Card Processing Costs 88

EBizCharge

MARCH 11, 2025

Acumatica allows businesses to accept and process credit cards, debit cards, Automated Clearing House (ACH) payments/eChecks, and other transactions seamlessly by integrating with payment gateways. The total cost varies based on factors like the type of card used, the transaction method, and the merchants industry.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

My Payment Savvy

JUNE 16, 2025

A payment gateway processes credit card payments for both online and in-person transactions. Most gateways accept credit and debit cards, but some also handle electronic payments through digital wallets, ACH direct debit, and alternative payment options.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

Clearly Payments

JANUARY 16, 2024

What are Interchange Fees in Canada Interchange fees are charges levied by credit card issuers (such as Visa, Mastercard, and others) to merchants for accepting and processing electronic payments. Card Networks: Major credit card networks like Visa, Mastercard, and others establish the baseline for interchange fees.

PCI DSS 105

PCI DSS Debit Card Processors Credit Cards 105

EBizCharge

FEBRUARY 24, 2025

From credit card payments to electronic funds transfers, knowing which methods to implement can significantly impact a companys financial health. NetSuite can seamlessly integrate numerous payment methods like Automated Clearing House or ACH transfers, credit card payments, and other digital payment methods.

Payment Gateways 52

Payment Gateways Gateways Electronic Funds Transfer (EFT) Wire Transfer 52

Payment Savvy

JULY 3, 2024

Debit cards have become an indispensable part of our financial lives, with the majority of American adults, spanning all demographics, now possessing at least one debit card. Every merchant should prioritize taking the time to understand debit card processing to streamline operations and enhance customer satisfaction.

Debit Card 52

Debit Card Process PCI DSS Processors 52

EBizCharge

MARCH 7, 2025

Compliance with industry standards: Compliance with Payment Card Industry Data Security Standards (PCI-DSS) is another significant benefit of integrating a payment gateway into Acumatica. Choose a payment gateway provider Choosing a payment gateway is the first step in setting up credit card processing in Acumatica.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Stax

MAY 5, 2025

A payment gateway solution is a service that authorizes credit card payments and processes them on behalf of the merchant. This type of account allows you to process credit card payments through the payment gateway and receive those funds back into your bank account. Other features are unique.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

Stax

APRIL 10, 2025

Contact us 10 Top Payment Methods for Small Businesses Credit and debit card payments Card payments (credit cards and debit cards) account for 50% of the total number of small business transactions and remain the primary way customers make purchases on-site and online.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Stax

DECEMBER 20, 2023

Finding great credit card processing rates may seem impossible, but there’s hope. By following these simple tips, you’ll be able to secure credit card processing rates that make big businesses jealous. Learn More TL;DR Not all credit card processing companies are created equal.

Credit Cards 88

Credit Cards Small Business Process Security 88

EBizCharge

NOVEMBER 27, 2024

An Internet merchant account (IMA) is a type of banking account that allows online businesses to accept credit and debit card payments. By enabling credit card payments, eCommerce businesses can cater to a broader customer base and enhance their sales opportunities. What is an Internet merchant account?

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

Stax

APRIL 18, 2024

This blog will walk you through how your customers are using mobile credit card processing, how you can accept payments using mobile technology, what sorts of features to look for in a mobile solution, and some exciting statistics about the future of payment technology. What is mobile credit card processing?

Credit Cards 88

Credit Cards Process Online and Mobile Banking Mobile Payments 88

The Fintech Times

APRIL 8, 2024

.” Maximising payment security SUNRATE commercial cards enable customers to settle card spends in more than 15 currencies, as well as customise key parameters such as card limits and expiration dates. The post SUNRATE Offers Apple Pay Functionality for Credit Card Customers appeared first on The Fintech Times.

Credit Cards 59

Credit Cards PCI DSS Commercial Card Treasury Management 59

Stax

MARCH 18, 2025

To secure transactions, tokenization is a practice that replaces cardholder data (CHD), like credit card information, with one or more unrelated symbols as they are randomly generated or by an algorithm. Its usually done to prevent credit card fraud from occurring. How Does Payment Tokenization Work?

PCI DSS 88

PCI DSS Encryption Data Breach Credit Cards 88

Stax

JANUARY 28, 2025

Research shows that 55% of customers will abandon their cart if they have to re-enter checkout information like credit card details, negatively affecting your business conversion rate. So, by creating a unified system and eliminating the need to manually enter credit card information, the main feature of Click to Pay is speed.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

EBizCharge

JANUARY 14, 2025

Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently. Customers enter their credit card payment and other payment details without leaving your page. This method offers a seamless user experience.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

EBizCharge

AUGUST 12, 2024

As digital transactions dominate the market, understanding the mechanics of credit card processing becomes essential for businesses and consumers. Merchant acquirers , also known as acquiring banks, are responsible for setting up and maintaining merchant accounts, allowing businesses to accept payment cards from customers.

Credit Cards 52

Credit Cards Acquirers Process Debit Card 52

Stax

JULY 9, 2024

From a consumer’s perspective, that means any transaction that doesn’t need a physical credit card, debit card, prepaid cards, or checks. Same as with an older terminal, credit card transaction fees do apply, which may be a barrier for businesses that have been all-cash.

Digital Payments 163

Digital Payments Online and Mobile Banking Contactless Payments Payments 163

Fintech Finance

APRIL 8, 2024

When customers use a credit or debit card with Apple Pay, the actual card numbers are not stored on the device, nor on Apple servers. On iPhone, simply open the Wallet app, tap+, and follow the steps to add SUNRATE commercial credit cards. Security and privacy are at the core of Apple Pay.

Credit Cards 52

Credit Cards PCI DSS Commercial Card Contactless Payments 52

Stax

APRIL 30, 2024

Let’s assume the customer’s preferred payment method is a credit card: The customer makes a purchase and presents their credit card to the merchant. In case of an online purchase, they enter the card details on the merchant’s website. The bank forwards this information to the relevant credit card company.

Process 88

Process Online and Mobile Banking PCI DSS Debit Card 88

EBizCharge

MARCH 12, 2024

Here are nine common forms of online payment methods used today: Credit: Many online consumers prefer to use credit cards for their purchases due to their convenience and security. Credit card payments allow businesses to access funds quickly. credit cards, debit cards, bank accounts) to their mobile payment app.

Credit Cards 52

Credit Cards ACH Payment Gateways PCI DSS 52

Stax

FEBRUARY 19, 2025

Customers dont expect anything less than instant support these days (especially for debit card and credit card payments) and your team may not have the time and resources to offer that level of service as quickly as they need it. (Plus a stronger cash flow.)

Payments 88

Payments PCI DSS Compliance Risk 88

PYMNTS

JANUARY 22, 2020

All four of Greece’s main banking institutions enacted security protocols after a data breach, and consequently cancelled 15,000 consumer cards, according to reports. As a result, any banking card used on the travel portal was cancelled, and to be replaced.

PCI DSS 52

PCI DSS Data Breach Breach Compromise 52

BNG Payments

JANUARY 7, 2022

How to Mitigate Credit Card Payment Risks Credit cards are the number one form of payment with businesses today, and with more businesses offering online purchasing each year, the future of credit cards remains bright. At the same time, credit card fraud remains a serious issue.

Credit Cards 52

Credit Cards Mitigation Risk PCI DSS 52

EBizCharge

JUNE 4, 2024

Setting up credit card processing in Acumatica Acumatica payment processing is a straightforward experience that combines the convenience of digital transactions with the robust functionality of the ERP system. Security and compliance are non-negotiable when dealing with credit card processing. Setting up payment methods.

Credit Cards 52

Credit Cards Process Payment Gateways Best Practices 52

EBizCharge

AUGUST 30, 2024

Navigating the complexities of credit card processing fees is a significant challenge for merchants in today’s digital economy. What are credit card processing fees? Credit card processing fees are fees merchants must pay to accept credit card payments from their customers.

Credit Cards 52

Credit Cards Processors Process Card Issuer 52