The Payments Association

JULY 18, 2025

Legal issue/risk Next steps/action required Legal issue/risk: UK-EEA IFs remain unregulated post-Brexit, leading to excessive charges that are not supported by justifications for competitiveness or fraud mitigation. UK and EU divergence on scope and legal frameworks may introduce cross-border compliance and interoperability challenges.

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

Fintech Review

MAY 4, 2025

Currencycloud Provides APIs for real-time FX, multi-currency wallets, and global payments infrastructure, powering many B2B fintech platforms. Best for : Platforms building cross-border payment functionality into their services. Best for : Platforms requiring cross-border disbursements at scale.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

Fintech News

JUNE 12, 2024

Rapid globalisation and available technological advancements have spurred the demand for more efficient, transparent, and accessible cross-border payment systems. The G20 Roadmap for Enhancing Cross-border Payments of the Financial Stability Board (FSB) also lists them as a key priority for enhancing such payments.

Cross-Border Payments 124

Cross-Border Payments Cross-Border Interoperability Payments 124

Fintech Finance

OCTOBER 9, 2024

and CBI joins their IBAN-Name Check expertise at the service of their respective communities in order to offer an interoperable solution to fight against fraud. The IBAN Name Check – VoP Service, is designed to ensure that IBAN codes are correctly matched with the names of beneficiaries before payments are processed. SEPAmail.eu

IBAN 105

IBAN Interoperability Payee Verification 105

The Fintech Times

FEBRUARY 19, 2024

When you think about financial technology, it is easy to think about solutions which are making payments faster, easier and more accessible. Having discussed the myths , hype and usage of buy now pay later (BNPL), we now turn our focus to cross-border payments. Can any risks be mitigated pro-actively?

Cross-Border Payments 69

Cross-Border Payments Cross-Border Stablecoins Multi-Currency 69

Fintech News

AUGUST 8, 2024

B2B payments service provider Bottomline ‘s on-demand webinar, “Championing Swift Connectivity for Private Banks and Asset Managers in APAC,” explores these critical developments in depth. Automation through Swift can significantly mitigate these risks, improve efficiency, and support compliance.

ISO 20022 128

ISO 20022 APACS SWIFT ISOs 128

The Fintech Times

FEBRUARY 28, 2024

When you think about financial technology, it is easy to think about solutions which are making payments faster, easier and more accessible. Having explored the evolution of cross-border payments to date, we now turn our attention to the biggest barriers that may be limiting and slowing the growth of the space.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Correspondent Bank Correspondent 59

Fintech Finance

SEPTEMBER 13, 2024

The new guideline, developed by the FPC’s Operational Considerations Work Group, sponsored by Endava , dives deep into the practical considerations FIs must address to successfully implement instant payments, from liquidity management to fraud mitigation, business continuity, and staffing requirements.

Instant Payments 131

Instant Payments Faster Payments FPC Real Time Payments 131

Finextra

JUNE 12, 2024

FinextraTV and Banfico’s CEO Kannan Rasappan explore all the current moving pieces of the puzzle for payments service providers in the EEA region, dive deep into the biggest challenges ahead of compliance with the incoming instant payments regulation in October 2025 and how Verification of Payee will impact this.

Interoperability 59

Interoperability Regulations Cross-Border Payments Cross-Border 59

Fintech News

DECEMBER 13, 2024

dollar in cross-border trade, investment, and domestic financial systems. Most of these countries believe that local-currency stablecoins may provide an opportunity for them to retain control over monetary policies and mitigate the risks associated with foreign exchange volatility.

Stablecoins 111

Stablecoins Cross-Border Cross-Border Payments Caps 111

PYMNTS

MARCH 14, 2019

” Cross-Border Payments in the Crosshairs. One of the areas of corporate finance experiencing the biggest exposure to these disruptors is global payments. “If you look at cross-border payments, at the highest level they are the settlement engine for a rapidly globalizing economy,” said Kohli.

Global Payments 77

Global Payments Cross-Border Payments Cross-Border ISO 20022 77

Fintech News

JUNE 19, 2024

This stability makes them an attractive option for investors and businesses looking to mitigate the risks associated with crypto volatility, offering the benefits of digital currencies such as fast transactions and low fees without the drawbacks. Project Orchid, and the 1st use of purpose bound money, in partnership with Grab.

Stablecoins 116

Stablecoins Cross-Border Cross-Border Payments Blockchain 116

Clearly Payments

JANUARY 4, 2024

Ethereum (ETH) stands out not only as a cryptocurrency but also for its smart contract capabilities, enabling more complex and automated payment processes. Ripple (XRP), designed with a focus on facilitating cross-border payments, has gained traction for its speed and efficiency.

Cryptocurrency 105

Cryptocurrency Digital Currency Cross-Border Payments Central Bank 105

Faster Payments Council

SEPTEMBER 12, 2022

The panel will discuss issues such as security, governance, and interoperability as well as concerns that the U.S. In this session, FPC QR Code work group leaders address the call to action for payment industry standards needed for universal acceptance and interoperability of QR codes.

FPC 88

FPC Federal Reserve Cross-Border Payments Faster Payments 88

Fintech News

FEBRUARY 14, 2024

The trade finance industry has been aspiring for greater digitalisation, striving to tap into potential benefits such as improved transparency, efficiency, risk mitigation and support for small and medium-sized enterprises (SMEs).

Finance 128

Finance Distributed Ledger Technology (DLT) Payment APIs and Integration Legal Framework 128

The Fintech Times

DECEMBER 15, 2023

Today our selection of leaders discuss the evolving payment landscape in 2024, touching on trends like convergence of personal and corporate payments, real-time cross-border payments, interoperability’s influence, and the significance of orchestration in streamlining payments in the travel sector.

Cross-Border 59

Cross-Border Cross-Border Payments Interoperability Payments 59

The Fintech Times

MARCH 31, 2024

SurePay offers real-time verification of IBAN and beneficiary names based on live data sources to validate key payment information before initiating a transaction. It developed the service to help PSPs add a crucial layer of verification and risk mitigation to financial transactions.

Payee 59

Payee SWIFT Cross-Border Cross-Border Payments 59

Faster Payments Council

MARCH 8, 2022

Developed by the FPC Fraud Information Sharing Work Group (FISWG), the new report explores the results of its inaugural Faster Payments Fraud Survey, offers insight in comparison to non-U.S. geographies, and provides a global context of faster payments and fraud. It was a real pleasure working with this team on such an important topic.

Faster Payments 68

Faster Payments FPC Mitigation Payments 68

Faster Payments Council

MARCH 8, 2022

Developed by the FPC Fraud Information Sharing Work Group (FISWG), the new report explores the results of its inaugural Faster Payments Fraud Survey, offers insight in comparison to non-U.S. geographies, and provides a global context of faster payments and fraud. It was a real pleasure working with this team on such an important topic.

Faster Payments 68

Faster Payments FPC Mitigation Payments 68

Faster Payments Council

AUGUST 23, 2024

In response, the Federal Reserve formed a scams definition and classification work group of payments and fraud experts to provide a more consistent foundation for scams reporting to help the payments industry better understand and mitigate the problem. cross-border ambitions continue to increase. 14 seconds.

FPC 128

FPC ISO 20022 Federal Reserve Instant Payments 128

Faster Payments Council

SEPTEMBER 23, 2023

In a Faster Payments world, the process of making cross-border payments is typically faster and more efficient. This expert panel will discuss how criminals utilize these synthetic accounts and faster payments to commit fraud and hide the proceeds of fraud and other illicit activities.

FPC 88

FPC Federal Reserve RFP Faster Payments 88

PYMNTS

FEBRUARY 11, 2020

“Traditionally, financiers had to take various methods to try and mitigate fraud,” Tarone noted. Tokenization enables a cross-border payment process to be integrated directly within the broader trade financing agreement, with the potential to lower or eliminate foreign exchange costs.

Finance 53

Finance Technology Cross-Border Distributed Ledger Technology (DLT) 53

PYMNTS

SEPTEMBER 21, 2016

Alternatively, Same Day ACH is designed to support all ACH payments, both credit (push transactions) or ACH debit payments (those which pull money from an account after authorization.). For instance, some are developing use cases around things like smart contracts, cross-border payments and security transactions.

Faster Payments 76

Faster Payments Same Day ACH ACH ACH Network 76

Stax

JANUARY 17, 2024

Cross-border payments SaaS companies and ISVs are increasingly offering their services across the world. This provides great opportunities for businesses but at the same time poses challenges with regards to the acceptability of different currencies and modes of payment. This provides an additional layer of security.

ACH 88

ACH Facilitators ISVS Payment APIs and Integration 88

PYMNTS

FEBRUARY 7, 2020

When this process occurs manually at the end of the month or financial period, the pain of mitigating disputes, managing contract compliance and avoiding errors is so significant that financial losses are almost inevitable. The Telco Use Case. However, the telecommunications arena is far from the only industry experiencing this shift.

Volume 40

Volume B2B Cross-Border On-Demand 40

The Fintech Times

JULY 24, 2024

RTP, on the other hand, is interoperable which allows third-party apps like Zelle to access and build products on. Prioritising cybersecurity by employing state-of-the-art technologies and maintaining continuous surveillance can help mitigate risks.

FedNow 59

FedNow Instant Payments RTP Federal Reserve 59

Fintech News

NOVEMBER 5, 2024

This approach ensured both security and interoperability with current systems. The report emphasized that standardising not only PQC algorithms but also application protocols such as public key infrastructure, digital certificates, and key exchanges is essential for broader adoption and interoperability.

Posting 116

Posting Regulations Interoperability Cross-Border Payments 116

Fintech News

JANUARY 22, 2025

For instance, the UK and Europe, despite having long-established real-time payment systems, still face challenges in realising their full potential. APACs focus on cross-border interoperability, in addition to domestic improvements, highlights the regions commitment to maximising the benefits of real-time payments.

Real Time Payments 124

Real Time Payments APACS ISO 20022 Cross-Border 124

The Payments Association

DECEMBER 2, 2024

Payment providers are using machine learning to deliver tailored experiences, such as personalised payment plans, dynamic offers, or AI-driven customer support. Moreover, AI is enabling greater efficiency in cross-border payments, addressing pain points like delays and high costs.

Embedded Finance 88

Embedded Finance Payments Fraud Detection CBDC 88

The Payments Association

APRIL 14, 2025

It provides a structured view of the regulatory developments set to shape the payments sector from Q2 2025 onwardsacross the UK, EU, and international markets. Understanding whats coming allows payments firms to mitigate risk, meet compliance obligations, and capitalise on strategic opportunities in a shifting regulatory environment.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88